One consumer credit expert is freaking out, and calling on American consumers to wise up and prepare for financial hardship in a reaction to $1 Trillion consumer credit card debt bubble report.

Fort Lauderdale, FL -- (SBWIRE) -- 03/22/2016 -- U.S. consumers are holding nearly $1 Trillion in debt on revolving credit lines according to a CNBC report. The credit experts at ReallyBadCreditOffers.com have reacted to the news, stating the data is 'Devastating.'

"We see first hand the emotional and financial impact to families when they are overwhelmed by credit card debts. It only takes one money emergency, an unexpected job loss for the whole house of cards to come down," stated Ariel Pryor, consumer finance expert with the personal finance firm.

It doesn't take a genius to understand that with more debt comes more risk, and Mr. Pryor doesn't mince words when describing the precarious position American consumers find themselves in by owing so much as a nation to the credit card companies. The company isn't 100% opposed to credit cards usage, people can visit https://www.reallybadcreditoffers.com/credit-cards.php to view their recommendations and admits they can be useful when used conservatively.

"Americans are overextended. We are a fun now, pay later society. But you can only kick the can down the road so long. At some point, the bills will come do, and it will be painful," added Mr. Pryor.

Approaching financial decisions with a heavy heap of caution is not a new policy for the bad credit resources company. Helping their visitors achieve financial freedom is their ultimate goal, according to the company.

Typically they work with people after serious financial mistakes have been made, commonly families with ruined credit scores who are struggling to get back on their feet. The site provides a number of popular financial blueprints like the 'Ultimate DIY Credit Repair Guide' for people who want to learn more about recovering from their past mistakes.

Pryor founded the brand to give straight talk, tough love personal finance advice. "Credit cards can be incredibly useful and convenient. They should be used with caution however. Too much credit card debt can crush a family and devastates lives."

Despite surging U.S. Credit card borrowing numbers, they are still optimistic. The American consumer is much smarter than the average analyst gives them credit for. They know what is in their best interest and may correct course before a crisis.

If not, he warns Americans to expect an inevitable wave of defaults, and a surge of bankruptcies -- if the economy should falter. Financial hardship is to be expected and prepared for. When families struggle to put food on the table and pay their bills - the credit card payments will be the first to fall.

People who want to see more of their money success secrets or DIY consumer credit hacks are encouraged to connect via Facebook to see more of the company's money success straight talk at https://www.facebook.com/pages/Really-Bad-Credit-Offers/832199373498758

About ReallyBadCreditOffers.com
ReallyBadCreditOffers.com provides everything needed to make mincemeat of debt and attack even the toughest financial problems with innovative, eye-opening tools, strategies, and advice.

Visit the website to learn more about how we can help people struggling financially get back on track here: https://www.reallybadcreditoffers.com

Source: CNBC Debt Report

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

It's time for families to pull out the scissors and cut their credit cards, tossing the plastic in the trash, according to the consumer credit experts at ReallyBadCreditOffers.com

Fort Lauderdale, FL -- (SBWIRE) -- 03/22/2016 -- The new recognition day, begun in 2016, 'credit card reduction day' is being welcomed enthusiastically by the personal finance team at ReallyBadCreditOffers.com. The company is calling for American consumers to take a moment to reflect on the revolving debt they hold, and to cut up their credit cards altogether.

It's a great opportunity for people to consider how the debts they carry impact their lives. High interest, rolling balances can not only be destructive to ones finances, large credit card debts take an emotional toll on the debtor, family and friends as well according to the firm.

"Owing huge amounts of money, barely making the minimum payment each month, with no means of getting ahead is terribly dispiriting. It destroys hope," stated Ariel Pryor, credit expert and founder.

The company is not unfamiliar with the hidden costs of overwhelming debts. They were founded with a mission of helping people rebuild after suffering severe financial setbacks. People who want a refinance their high interest balances can view their consolidation options here to reduce their costs https://www.reallybadcreditoffers.com/debt-consolidation.php. Their visitors often have bad credit scores, are frequently recovering from bankruptcy or foreclosure, and are just working to get back on their feet after being crushed by their debts.

"Reducing credit card dependence is a smart move. Nobody intends to get overwhelmed by what they owe. However, bills can pile up unexpectedly and emergencies happen. Manageable credit card debt can become overwhelming unexpectedly, overnight." added Mr. Pryor.

The debt experts with the company recommend a gradual approach for people reducing what they owe. Their initial advice: determine to become debt free, put a plan in place, and pay what you can to reduce your balances in a consistent manner.

"People don't need to quick their charge card habits cold turkey. 0% interest balance transfers, debt consolidation options and other resources can help buy savings and time for a household to restructure their personal finances and eliminate credit card debt," he added.

It's important for people to realize they aren't in this alone. A wealth of financial guides and credit resources are available for free at the company website, designed to support people working to improve their financial situation.

A number of powerful money savings tips to help make it easier for people to make credit card reduction a reality in their life, according to the website. Countless others have been able to eliminate their revolving credit debt and achieve their budget goals. Visitors are encouraged to follow in their footsteps, take each day one at a time, and put the need for their credit cards behind them.

People who want to see more of their recommended money savings tips or DIY consumer credit hacks are encouraged to connect via Gpogle+ to see more of the company's money success straight talk at https://plus.google.com/+Reallybadcreditoffersonline/

About ReallyBadCreditOffers.com
ReallyBadCreditOffers.com provides everything needed to make mincemeat of debt and attack even the toughest financial problems with innovative, eye-opening tools, strategies, and advice.

Visit the website to learn more about how we can help people struggling financially get back on track here: https://www.reallybadcreditoffers.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Consumer finance and frugality expert Ariel Pryor is calling for a food revolution in the U.S. after it is revealed American consumers are wasting nearly 31% of the food supply amounting to as much as $1,500 annually by a family of four according to The U.S. Dept. of Agriculture (USDA) data.

Fort Lauderdale, FL -- (SBWIRE) -- 03/15/2016 -- Recent data released by the USDA has revealed U.S. food loss rates as high as 31% and has resulted in America issuing its first food waste reduction goal in an effort to curb unnecessary food waste. The data has prompted personal finance expert Ariel Pryor with ReallyBadCreditOffers.com to weigh in, and he is calling for nothing short of a food revolution on how American families treat their meals.

A long time advocate for frugality and for families to make sound household purchase decisions, the lost value has this efficiency expert fuming.

"When so many are fighting to save every spare dollar, families fighting to make ends meet month in and month out, it's frustrating to learn of so much value being thrown carelessly away," stated Mr. Pryor.

Rather than pay high prices at the supermarket only for it to rot away, go bad and end up in the trash bin, the frugality expert is calling on families to reconsider what they purchase at the store. All the savings gains which can be won through coupons are lost if little thought is put into anything but the discounts gained at the market.

People need to consider the longevity of their products and design meals around any fresh vegetables, meats or dairy products which can go stale, rot or expire quickly, the company advises.

"We help people rethink their personal finances, in order to transform their financial life from one of scarcity to abundance," said Mr. Pryor, adding "Frugal living is a discipline. Every aspect of a households personal finances deserves scrutiny. A family's monthly food cost is no exception. What's the point of being a proud crazy coupon lady if the savings gains are wasted?"

The company is no stranger to giving no-nonsense money and savings tips. The website provides visitors straight-forward tips on everything from bad credit, money saving advice, banking and alternative lending resources for people rebuilding their financial reputation. To learn more about their alternative financing options visit https://www.reallybadcreditoffers.com/installment-loans.php

Clipping coupons can be incredibly powerful for a family on a tight budget looking to carve some extra savings from their monthly budget, according to the website. Stretching a dollar by only buying deals has helped countless moms keep the family budget in the black, but the frenzy to save can lead to people buying things they don't need simply because it's a 'Great Deal' Mr. Pryor shared.

Buying unnecessary condiments, produce or other products simply because the price is right - only for the items to be tossed in the trash come spring cleaning isn't wise - only the supermarkets win when the couponing discount drive outweighs common sense.

"I want everyone to have better finances, experience an abundance of money, access to credit, healthy food and to live the life of their dreams," said Ariel Pryor. "Winning in life is in the details - we all can do it."

A certain amount of food waste is perfectly normal for the average family, he adds. 100% food consumption without any loss is a pipe dream and doesn't account for the realities of running a household with kids. However, that doesn't mean we can't all be a little more mindful about the foods we purchase with an eye on being more efficient and less wasteful. In the end, the USDA food supply data paint a strong incentive, what family couldn't benefit from an additional $1,500 extra savings each year.

People who want to see more of their recommended money savings tips or DIY consumer credit hacks are encouraged to connect via Gpogle+ to see more of the company's money success straight talk at https://plus.google.com/+Reallybadcreditoffersonline/

About ReallyBadCreditOffers.com
ReallyBadCreditOffers.com provides everything needed to make mincemeat of debt and attack even the toughest financial problems with innovative, eye-opening tools, strategies, and advice.

Visit the website to learn more about how we can help people struggling financially get back on track here: https://www.reallybadcreditoffers.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

College basketball fans, tournament excitement causes people to take stupid risks and throw their money away, warns the online lending and personal finance experts at ReallyBadCreditOffers.com.

Fort Lauderdale, FL -- (SBWIRE) -- 03/04/2016 -- 2016 march madness is just around the corner, and college basketball fans are already finalizing their picks and filling out their brackets to predict who will win the title and be crowned the nation's best team. The consumer lending & credit company ReallyBadCreditOffers.com has taken the opportunity to urge consumers to be smart, and don't borrow to bet on their favorite games - because there is no such thing - as a sure thing. The excitement of the games leads fans to make reckless choices with their money, like borrowing, which will make them pay well after the tournament is over.

The personal finance firm is no stranger to offering cautionary advice to help consumers. The site helps connect people with loan programs and resources to help struggling families rebuild after bad credit, the tournament is a smash of a good time, but the frenzied emotions and excitement can lead people to take risks with their money they will later regret. More information about their recommended personal lending options can be viewed here: https://www.reallybadcreditoffers.com/personal-loans.php

"Consumer interest in our online loan products begins to rise this time of year. Covering betting debts with additional financing isn't smart, it's costly." stated Ariel Pryor, representative for the consumer finance company.

Getting caught up in the excitement is great, I'm a diehard Gonzaga fan, but the urge to put skin in the game can lead people into reckless use of their money - frugality goes out the window this time of year," added Mr. Pryor.

It's not just sports booking either, powerball and lottery tickets aren't the best use of hard earned dollars, according to the company. When frugality and the fundamental principles of personal finance are applied in a disciplined and consistent manner, financial success isn't a gamble, it's only a matter of time.

"I want everyone to have better credit, experience financial abundance and live the life of their dreams," said Ariel Pryor. "Winning in life isn't a roll of the dice. It's a discipline that everyone can learn. We all have it in us, see where I'm going with this?"

Pryor founded the brand to give straight forward, no-nonsense financial advice. Tough love finance he calls it, and they don't shy away from turning over the sacred cows and giving unconventional advice at times. Built for people who are struggling financially, and who have bad credit after experiencing hardship it gives advice on what resources are available to get re-established and rebuild.

People can take advantage of the free information we provide, including the Ultimate DIY Guide to Credit Repair, and The Ultimate Money Saving Ideas List along with available online lending programs and services to help give people options.

"I'm fed up with consumers feeling the American dream is just out of their reach. We fight everyday to restore that faith in people, to support them breaking that threshold so they can succeed!" added Mr. Pryor.

After getting knocked down, people's faith in themselves can be shattered a representative shared. In the end, enjoy March Madness this year, fill out your brackets, root for your favorite team -- but leave the betting to Vegas, and the borrowing for real emergencies.

About ReallyBadCreditOffers.com
The consumer finance company provides everything needed to make mincemeat of debt and attack even the toughest financial problems with innovative, eye-opening tools, strategies, and advice.

To take advantage of the wealth of free information which can help jump start financial success, visit the website here: https://www.reallybadcreditoffers.com or follow on Google+

Source: Bracket Odds

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm