Assistance to Customers with Mis-Sold PPIs; Stress-free Claims Process

Northampton, England -- (SBWIRE) -- 01/23/2017 -- iSmart Consumer Solutions is pleased to offer their free PPI Check services for customers who have been mis-sold PPIs. Payment Protection Insurance or PPI is often sold by lenders to consumers wherein consumers insure their repayment of loans in case of their death, disability, loss of job and any other situation which prevents them from repaying the loans. Many banks, credit institutions and other money lenders sell this insurance product as an add-on either to the overdraft or loan. However, sometimes PPI is also mis-sold to the consumers and many complaints have been made over the past for mishandling this insurance product on a large scale for over a decade now.

Many high profile companies have already been fined for mis-selling PPI. Now customers who have been mis-sold or had purchased a PPI policy without the need can now initiate a claim for the same with their banks, lenders, brokers and others who have sold them the policy. iSmart Consumer Solutions offers the Free PPI Check for consumers who wish to find out whether they have a PPI on their finances before actually making a claim for compensation. iSmart first initiates the process and submits the request to the lender. The lender takes 40 days to come back with a report and upon receiving the same, iSmart goes through the paperwork to see if the customer had been sold any PPI.

If the PPI policies are found, the customers would be notified about the same. There is a detailed investigation that starts around the PPI, whether or not the PPI is eligible for claim. If there is no valid PPI claim, the customers may end the process. And if it is a valid PPI claim, they can proceed with the claim either through iSmart or on their own. Customers have to get into an agreement with iSmart to fulfill the claim process. The advantages of going through iSmart are: firstly, customers don't have to wait in queues at the lender to initiate the process and make multiple visits till the claim is processed; secondly, iSmart offers a stress-free PPI Claim process wherein the customers just have to submit the details whenever required and iSmart will take it forward.

To get a free PPI Check or to know more about the PPI Claim process visit http://www.ppirefund.co.uk/

About iSmart Consumer Solutions
iSmart Consumer Solutions, http://www.ppirefund.co.uk/ based at Northampton, UK is a site that offers individuals a free PPI check before making a claim for compensation and also assists consumers with PPI Claims.

Contact:
Danny Chapman – iSmart Consumer Solutions
Address: Regents Pavilion, 4 Summerhouse Road, Northampton, NN3 6BJ
Phone: 0800 862 0571
Email: DC@wearedapa.co.uk
Website: http://www.ppirefund.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

This Company Focuses on PPI before Making Compensation Claims

Northampton, England -- (SBWIRE) -- 01/23/2017 -- iSmart Consumer Solution offers a free PPI check on the finances before consumers make claim for compensation. According to the company calculating PPI is essential because it reduces the amount of work the lenders need to do and also speeds up the process of procuring compensation. In most cases, consumers are unaware of PPI on the accounts. This website provides a free check of PPI on funds.

Based on the website, "We submit a PPI request to your lender. The lender has 40 days to send us everything they hold on you, but we say we will contact you around 50 days after sending it because we have to check through the paperwork to see if you have been sold any PPI.

Sometimes, what may appear to be a single loan, which has been topped up, can actually be a series of different loans with different account numbers. Some may have PPI, others may not. Once we have found that you have had PPI; we will contact you to let you know.

Once the company calculates the PPI through the free check, consumers are contacted through emails or phone calls. In case the PPI is mis-sold iSmart consumer solution takes the claim if required by the consumers.

A close aid of the company asserts, "If you feel that the PPI was mis-sold and you decide to ask iSmart to take on the claim, we will complete an in depth questionnaire with you over the phone (or send out a blank questionnaire by post) and send you out the paperwork to sign. You will be entering an agreement with iSmart (view agreement – full terms and conditions). If you wish to accept our offer of our services, please return the signed paperwork and we will start your claim using the details you have provided."

iSmart Consumer Solution offers various methods to check PPI on credit cards or loans. Mis-sold PPI can be calculated easily through this website. The company also offers to take up the claim if it is requested by the consumer. In other cases, the consumer can end the process, if there is no mis-sold PPI.

To know more about iSmart Consumer Solution, please log on to: http://www.ppirefund.co.uk/

About iSmart
iSmart Consumer Solution allows free PPI check on credit cards or loans. The company also takes up the claims on mis-sold PPI.

Media Contact:
iSmart Consumer Solutions
Danny Chapman
Regents Pavilion 4 Summerhouse Road Northampton NN3 6BJ
0800 862 0571
http://www.ppirefund.co.uk/
dc@wearedapa.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

iSmart Consumer Solutions says since their launch in 2007, they could recover millions of pounds of PPI for their clients

Northampton, England -- (SBWIRE) -- 01/23/2017 -- The news that iSmart Consumer Solutions can help in checking if PPI or Payment Protection Insurance has been mis-sold and in claiming it back may excite those gullible people who have been affected by this act of the lending and credit card companies. According to iSmart Consumer Solutions, lending and credit card companies have been taking their clients for a ride and have been mis-selling PPI even in those instances in which it is not necessary. The company says they offer help to these people so they can claim the PPI back.

iSmart quotes from the finding of the Financial Conduct Authority that says that lending and credit card companies are mis-selling PPI to hundreds of thousands of people. Most of these people have been sold insurance that does not suit their requirements. There are people who have been misguided by incorrect or incomplete information and persuaded to part with their hard-earned money. iSmart says that if these people want, they can help them reclaim the PPI that they have unnecessarily bought.

The company points out that they launched their company in 2007 and since then, they have helped a number of people to successfully claim back PPI. They have also helped people get compensation for having been wrongly guided for buying PPI. Precisely put, till now, they have helped in recovering millions of pounds of mis-sold PPI, says the company.

The company says that they need the details of the finance or credit cards their customers have obtained and the amounts they have paid for buying PPI. For obtaining these basic details, they do a free check service, says the company.

iSmart Consumer Solutions assertively says that those who have not asked for PPI but have been mis-sold it by adding it to the finance, can now claim it back. Of course, there may be instances in which people may have been misled to believe that PPI is compulsory for obtaining the loan they require. Similarly, the facts that this payment protection insurance is optional or people can go for cheaper insurance elsewhere may have been hidden from them also, says iSmart.

Lenders or credit card companies may have hidden certain policy exclusions as well. Examples of these instances are there are a few specific terms that provide for cancellation of the cover and there are a few important exclusions like stress-related illness and back problems. Likewise, unemployed, self-employed and retired people and those who have been affected by an illness or medical problem that has prevented them from working need not buy PPI. Those who are already in possession of a cover like the employee benefits package that covers sickness, redundancy, etc. or that offers income protection are also excluded from buying this cover, says iSmart Consumer Solutions.

About iSmart Consumer Solutions
iSmart Consumer Solutions helps in checking if PPI or Payment Protection Insurance has been mis-sold by lending and credit card companies and in claiming it back. According to iSmart Consumer Solutions, lending and credit card companies have been taking their clients for a ride and have been mis-selling PPI even in those instances in which it is not necessary. Since their launch in 2007, the company has helped a number of people get back their PPI.

For Media Contact:
iSmart Consumer Solutions
Regents Pavilion 4 Summerhouse Road Northampton NN3 6BJ
0800 862 0571
http://www.ppirefund.co.uk/
dc@wearedapa.co.uk
Danny Chapman

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

There are many related services that can be perused at iSmart

Northampton, England -- (SBWIRE) -- 01/23/2017 -- People who wish to know whether or not they have signed for PPI (Payment Protection Insurance) can consider the free check at the aforementioned website. It is handy information since there are several users who are mis-sold PPI and they can claim compensation in such situations. All of these can be facilitated at the site at a competitive price.

It takes a lot of time for someone to go through all the loan documents and credit card applications in order to check if PPI is included in them. It is not mandatory and in some cases, there are mis-sells by lenders. The debtors are not aware of the same and continue to pay for the insurance. If they wish to check the same on a later date, they need to contact the respective lenders and wait for a response. This may even take a few months.

Taking the help of iSmart is believed to save time and effort. With their free PPI checks, they are able to establish whether or not PPI is included in a loan. Depending on this information, people can choose to claim for compensation in case of any mis-selling. They can do so themselves by contacting the respective lenders or take the help of the entity. The entire process is undertaken by experts in the field, according to the spokesperson of iSmart.

The website says, "It is important to read the offer documents before taking up any loans. There is a lot of information in the fine print and most people tend to ignore the same. We have created a platform where you can check your PPI status for any loans for free. Ours is an effective source which helps you get the correct information at all times. The whole course of action is described in detail here."

To obtain more information about the services, visit http://www.ppirefund.co.uk/.

The website claims that users can call its representatives for free on the below mentioned number and get to know all about PPI. There are many aspects involved in such an insurance plan and users need to be aware of them same before the sale goes through. The site has comprehensive information on the subject along with timelines for each step.

Media Contact:
Danny Chapman, iSmart Consumer Solutions
Address: Regents Pavilion, 4 Summerhouse Road Northampton NN3 6BJ
Phone Number: 0800 862 0571
Email: dc@wearedapa.co.uk
URL: http://www.ppirefund.co.uk/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Since their launch in 2007, they have helped millions of consumers to re-claim the PPI mis-sold to them

Northampton, England -- (SBWIRE) -- 11/22/2016 -- Here is news that can excite those who feel that they have been mis-sold PPI or Payment Protection Insurance and who are in a quandary as to how to claim this back. iSmart Consumer Solutions says that they can help these people reclaim PPI that was mis-sold to them.

iSmart Consumer Solutions points out at the estimates released by the Financial Conduct Authority that reveal that millions of people have been mis-sold Payment Protection Insurance. In fact, these people were sold the insurance that never suited their needs. Not only that, they were misled with incorrect or missing information when the insurance was sold to them. This means that millions of people will be able to reclaim PPI that has been mis-sold to them, says iSmart Consumer Solutions.

The company takes pride in pointing out that since their launch in 2007, they have managed many successful PPI claims. In fact, they have specialised in obtaining compensation for consumers who have been mis-sold PPI. The company proudly says that till now, have recovered many millions of pounds for their customers who were mis-sold PPI.

The company hastens to add that in order to be able to help such consumers, they need to establish the basics, which include what PPI these consumers have on what finance. They offer a free check service for obtaining this information.

iSmart Consumer Solutions says that if consumers have not asked for the insurance policy but it has been added to their finance, they can reclaim PPI. In certain cases, consumers may have been informed that insurance is compulsory and by buying it, they have a better chance of obtaining the loan they have applied for. There may also be instances in which consumers may not have been made aware of the fact that payment protection is optional and that they can purchase cheaper cover elsewhere.

Similarly, instances wherein the policy inclusions have not been pointed out to consumers are also there. For example, the terms for cancelling the cover or significant exclusions such as stress-related illness and back problems may not have been brought to the notice of the consumers. Unemployed, retired or self-employed people and those who have a medical problem or illness that may have kept them from working are also exempt from taking this cover. Lastly, those who already have an alternative cover such as an employee benefits package covering sickness and redundancy or income protection need not also buy this cover.

iSmart Consumer Solutions says that unfortunately, these people may have been mis-sold PPI and that they can help them in re-claiming it.

About iSmart Consumer Solutions
iSmart Consumer Solutions helps those who feel that they have been mis-sold PPI or Payment Protection Insurance and who are in a quandary as to how to claim this back. They offer free check service for obtaining the basic information like what PPI these consumers have on what finance. Since their launch in 2007, they have got millions of pounds for those consumers who have utilised their services.

For Media Contact:
iSmart Consumer Solutions
Regents Pavilion 4 Summerhouse Road Northampton NN3 6BJ
Danny Chapman, Marketing
db@wearedapa.co.uk
http://ppi.co.uk/ppi-reclaim

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Know How to Recover Your Money and Claim PPI

Northampton, England -- (SBWIRE) -- 11/22/2016 -- iSmart Consumer Solutions offer information on how to recover money on mis-sold PPI. Consumers can check the PPI or the Payment Protection Insurance with the help of this website as it offers a free check-up format. In some cases, PPI is mis-sold to customers and it can be difficult to calculate the same.

According to the company correspondent, "Here at iSmart we can help you claim back you're mis-sold PPI, if you are still a little unsure as to whether to claim or not then just get in contact with one of our team now to discuss your situation and the options available to you. We make sure that you have infact had PPI before we start any claim against your finance provider, which is part of a free check that we offer. After we have found out if you have any PPI or not, you are free to choose whether or not to continue with a claim if you feel you were mis-sold, or to make a claim yourself without the help of iSmart. You will not be charged for our free check."

The company was launched in the year 2007 and it has managed many PPI claims successfully. Customers who were mis-sold PPI have recovered millions of pounds with the help of iSmart Consumer Solutions.

"What is PPI? Payment Protection Insurance, also known as PPI, is an insurance policy that was intended to cover your monthly finance repayments if you were ever unable to pay them yourself. With this policy, an agreed sum of money is paid out each month to either fully cover or partially cover the payment due on your finances. This policy was designed to cover you, if you become unemployed, through no fault of your own or you are involved in an accident or you suffer an illness," explains the head of the company.

He also guarantees, "Here at iSmart, we are dedicated to helping our customers reclaim mis-sold PPI and have plenty of experience in handling these claims. We offer a free PPI check to establish if you have any PPI on any of your borrowings.

If you fear you have been mis-sold PPI then it could be worth taking a free check to see if you have any PPI on any of your loans, credit cards or other finance agreements."

To know more about PPI, please log on to: http://ppi.co.uk/about-us/

About iSmart Consumer Solutions
iSmart Consumer Solutions was launched in the year 2007 to help consumers claim mis-sold PPI or Payment Protection Insurance.

Media Contact:
iSmart Consumer Solutions
Regents Pavilion 4 Summerhouse Road Northampton NN3 6BJ
0800 862 0571
Danny Chapman, Marketing Manager
dc@wearedapa.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Assuring compensation for all mis sold PPIs through a free PPI check online

Northampton, England -- (SBWIRE) -- 11/22/2016 -- iSmart Consumer Solutions offers a free check on determining Payment Protection Insurance on all kinds of finance. The aim of the firm is to ensure that the consumers are compensated for any mis sold PPI on any finance type. They have recently announced this free check which can be used to determine if any PPI is levied in the first place. The consumers will need to furnish a few basics on the type of finance and other details through the free check directed on the website. Once the PPI is identified the consumer can directly approach the finance provider or opt for the services rendered by the authorized claims management service of iSmart Consumer Solutions. The check can be conducted irrespective of choosing the service.

Payment protection insurance is often included as a special charge when a consumer opts for a loan or a credit card or any other finance. The way the charge is levied is quite hard for the consumer to determine and in most cases the consumer isn't aware of the charge. iSmart Consumer Services have been able to assist many consumers receive compensation even after the charge was paid and sometime ago. The aim of the firm is to ensure that these charges are eliminated for the consumers assuring them to make the most of the finance opted. This free check is a new introduction to the website to help consumers who aren't even aware of the PPI being mis sold to them. They can either approach the finance provider directly claiming for the refund or opt for the recognized services offered by iSmart Consumer Solutions.

The firm has helped many consumers get back their money by legally approaching the finance provider and acquiring the compensation for the consumers. The reliable service extended by iSmart Consumer Solutions is highly recommended by many consumers. The consumer has the choice of assessing the PPI on the finance for free and opting for the service rendered by the firm. The consumers can opt for the free check even if they wish to sort out the PPI charge on their own.

About iSmart Consumer Solutions
iSmart Consumer Solutions has been successfully operating since 2007 helping many consumers fight against mis sold PPI. They provide a thorough check to determine if the PPI was levied and the finance type before offering assistance. The service is regulated by the Claims Management Regulator and includes all regulatory claims management activities.

To know more on the service provided log onto http://ppi.co.uk/ppi-reclaim/free-ppi-check/

Media Contacts:
iSmart Consumer Solutions
Regents Pavilion 4 Summerhouse Road Northampton NN3 6BJ
Danny Chapman, Marketing
db@wearedapa.co.uk
http://ppi.co.uk/ppi-reclaim/free-ppi-check

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Consumers Claim Mis-sold PPI and Claim Compensation Through iSmart

Northampton, England -- (SBWIRE) -- 09/09/2016 -- Now consumers find it easy to claim compensation on mis-sold PPI as iSmart Consumer Solution offers free PPI check and assistance to claim compensation before the deadline of June 2019 as set by the FCA. With the free PPI check option, consumers can easily find out if there is any mis-sold PPI and avail the services of this company for quick claims before it is too late. Customers can now prompted to make claims because FCA has set a deadline.

With its launch in 2007, iSmart Consumer Solution has assisted consumers to obtain compensation for mis-sold PPI. A correspondent close to the company says, "We have managed many successful PPI claims. We provide and specialise in obtaining compensation for consumers who have been mis-sold PPI. We have recovered many millions of pounds for our customers, who were mis-sold PPI. Remember, in order to be able to help you, we need to establish the basics, which would include what PPI you have on what finance. This is something we do for free using our free check service."

The company focuses on mis-sold PPI and allows consumers to check if there are any PPI on loans, credit cards and so forth before making any claims. And in case there is PPI, iSmart can take up the case and help consumers to claim the compensation. The company also provides free advice on this topic.

Quoting from the website, "Here at iSmart we can help you claim back you're mis-sold PPI, if you are still a little unsure as to whether to claim or not then just get in contact with one of our team now to discuss your situation and the options available to you. We make sure that you have infact had PPI before we start any claim against your finance provider, which is part of a free check that we offer. After we have found out if you have any PPI or not, you are free to choose whether or not to continue with a claim if you feel you were mis-sold, or to make a claim yourself without the help of iSmart. You will not be charged for our free check."

To know more about free PPI check, please visit the website: http://ppi.co.uk/

About iSmart Consumer Solution
With its launch in 2007, the company offers free PPI check and solutions to claim compensation from lenders in case of mis-sold PPI. The company has managed many successful PPI claims till date.

Media Contact

iSmart Consumer Solutions
Regents Pavilion
4 Summerhouse Road
Northampton
NN3 6BJ
0800 862 0571
Danny Chapman, Marketing Manager
dc@wearedapa.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Unique and Accurate PPI Check Application Launched by a Website for Free

Northampton, England -- (SBWIRE) -- 09/09/2016 -- Checking your PPI refund balance is made easy by iSmart Consumer Solution, the all new website that focuses on checking payment Protection Insurance claims. iSmart offers the option to check if there are any outstanding payments before claiming for compensation by checking the PPI for free.

According to the website, "We check with your bank or lender whether or not you have PPI. These accounts can be open or closed, going back 20 years. This is 100% free to you. Once we have established you have had PPI, we will contact you to let you know. What you want to do next depends on your decision. You can ask us to take your case if you feel that your PPI was mis sold or you can ask us to end the process if everything is fine with your PPI. Once you have agreed to ask iSmart Solution to take on your case, we will send you the paper work to sign. We will start your claim with the details you have provided us."

Through this website it is possible to check if there are any PPI on the finances before making claims for compensation. Some accounts are inclusive of PPI whereas others are not. iSmart Consumer Solution enables customers to check PPI on the finances for free. There are also options to file claims with the assistance of this company.

"The entire process is quite simple. We submit a PPI request to your lender. The lender has 40 days to send us everything they hold on you, but we say we will contact you around 50 days after sending it because we have to check through the paperwork to see if you have been sold any PPI. Sometimes, what may appear to be a single loan which has been topped up, can actually be a series of different loans with different account numbers. Some may have PPI, others may not. Once we have found that you have had PPI, we will contact you to let you know," avers the company spokesperson.

To know more about free PPI refund, please log on to: http://www.ppirefund.co.uk

About iSmart Consumer Solutions
iSmart Consumer Solutions offers assistance to claim PPI refund through easy and clear-cut methods. The website also showcases solutions to check PPI for free.

Media Contact

iSmart Consumer Solutions
Regents Pavilion
4 Summerhouse Road
Northampton
NN3 6BJ
0800 862 0571
Danny Chapman, Marketing Manager
dc@wearedapa.co.uk
http://www.ppirefund.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Free and Easy Way to Check PPI to Make Claims

Northampton, England -- (SBWIRE) -- 08/30/2016 -- iSmart Consumer Solutions offers free PPI check through their website. PPI claims have been a major issue with many people being mis-sold PPI policies. Now it is easier to find out and even calculate if you have PPI. iSmart Consumer Solutions also offers options to take up the claims.

According to the company spokesperson, "Over the last ten years, PPI claims have been big news. Loan and credit card providers have routinely mis sold PPI to those for whom the insurance policy is inappropriate People who have been affected by mis sold PPI policies are now making PPI claims, and you could be one of them if you pursue a claim today.

You will need to find out if you have been paying PPI if you are not 100% sure. We offer a free check, which allows you to find out whether or not you may have been mis-sold."

The company offers information on how to check PPI in different number of ways. It also provides the option to check PPI for free through the website that elaborates other different techniques to check if you have any PPI claims.

iSmart Consumer Solutions throws light on the fact that in some cases people are mis sold PPI and are unaware of it. "Different circumstances are explained by us based on which people purchase PPI and are unable to reclaim their money from the banks and lenders. We ensure that our customers are fully satisfied with our services. We offer free assistance to check PPI first and then follow certain procedures so that our customers can claim a refund without any hassles."

Apart from offering free PPI check, the company also offers assistance to take up the case on behalf of the customers. Based on the website, "What isn't always so straight forward though, is locating the different instances of PPI. Payment protection insurance was sold in a multitude of ways in the 90s and 2000s. One of the most commonly used tactics was for the salesperson to simply add the policy on without the knowledge of the customer.

That's the reason that many mis-sold customers have not claimed back yet, because they were unaware that they even had a policy."

To know more about free PPI check, please log on to: http://ppi.co.uk/

About iSmart Consumer Solutions
iSmart Consumer Solutions offers assistance to claim PPI refund through easy and clear-cut methods. The website also showcases solutions to check PPI for free.

Media Contact:
iSmart Consumer Solutions
Regents Pavilion
4 Summerhouse Road Northampton NN3 6BJ
0800 862 0571
Danny Chapman, Marketing Manager
dc@wearedapa.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

This Company Focuses on Handling Claims without Any Delays

Northampton, England -- (SBWIRE) -- 08/30/2016 -- Now there is an easy way to check your PPI, iSmart Consumer Solutions offers some of the best methods to check if you have any outstanding loan payment. Consumers can easily resolve the claims through this company as it offers an option to check PPI or Payment Protection Insurance for free.

Based on the website, "iSmart offer a Free PPI Check because it is important to find out if you had PPI on your finances before you actually make a claim for compensation. We need to find out which accounts have PPI and which don't. This cut down the amount of work that the lenders have to do at their end and can sometimes increase the speed in which the claims are resolved."

In case there are any PPI policies found, the company will contact you through email or phone text and take up the claim. iSmart Solutions handles PPI claims through a series of procedures. "You can ask our company to handle your claim if you feel, that the PPI was mis-sold, we will complete an in depth questionnaire with you over the phone (or send out a blank questionnaire by post) and send you out the paperwork to sign. You will be entering an agreement with iSmart (view agreement – full terms and conditions). If you wish to accept our offer of our services, please return the signed paperwork and we will start your claim using the details you have provided," assures a close correspondent of the company.

The company also offers the option to file your own claim. iSmart Consumer Solutions offer precise methods to check if the PPI has been mis-sold to the consumers by filing in a questionnaire. There are different methods to check the PPI in case you feel PPI has been mis-sold. All credit cards and loans are analysed before claiming PPI.

As the website says, "Once you can establish that the PPI was mis-sold you can call the lender or register a complaint by mail. You can also complete a questionnaire by the Financial Ombudsman and send it to your lender. Go to their website and you can download the questionnaire."

To know more about Free PPI Check, please log on to: http://www.ppirefund.co.uk/

About iSmart Consumer Solutions
iSmart Consumer Solutions offers assistance to claim PPI refund through easy and clear-cut methods. The website also showcases solutions to check PPI for free.

Media Contact:
iSmart Consumer Solutions
Regents Pavilion
4 Summerhouse Road Northampton NN3 6BJ
0800 862 0571
Danny Chapman, Marketing Manager
dc@wearedapa.co.uk
http://www.ppirefund.co.uk/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

iSmart Consumer Solutions Takes up the Task of Claiming and Recovering the Premium of Mis-Sold PPI for Their Customers

Northampton, England -- (SBWIRE) -- 08/05/2016 -- Those who apprehend that they have been missold PPI or Payment Protection Insurance may be interested in the news that iSmart Consumer Solutions is offering free check services to know this. iSmart points out that during the last ten years, loan and credit card providing companies have been mis-selling PPI even to those for whom it may not be necessary. This means that those who have been mis-sold PPI can make their claims.

iSmart says that their free check services involve just 3 simple steps.

The first step is they will check with the bank or the lender of their customers to know whether or not they have PPI. They will go 20 years back and do this check. They will carry out this task regardless of whether the accounts are open or closed. They add that this check is absolutely free for their customers.

The second step, according to iSmart consumer Solutions, is that they will contact these customers to let them know if they have any PPI on any of their finances. Next comes the decision time which means if the customers feel that they have been mis-sold PPI, they can ask iSmart to take up their case. Otherwise, they can ask iSmart to close the process.

People can choose to use the information iSmart provides to take the case on themselves. This means iSmart will not hesitate to forward to them all the information they may need and that would be the end of their commitment towards these people.

On the contrary, these people can engage iSmart to handle their claim. iSmart says they will take the complaint of these people over phone or by post and send out all the paperwork for them to sign. These people will be entering into an agreement with iSmart. But iSmart insists that these customers should view the agreement and study all its terms and conditions before signing the paperwork.

If these people want to utilize their services, they must return the paperwork signed, says iSmart. Once they receive the paperwork, iSmart says they will start the claim process, using the details customers have made available to them.

ISmart takes pride in pointing out that since their launch in 2007, they have managed a number of successful PPI claims. They have specialised in obtaining compensation for consumers who have been mis-sold PPI and have recovered millions of pounds for them.

They urge those who apprehend that they have been mis-sold PPI to know what PPI they have on what finance. It is for this reason they are offering their free check service.

About iSmart Consumer Solutions
iSmart Consumer Solutions offers free check services to let people know if they have PPI on any of their finances. If these people apprehend that they have been mis-sold PPI by the loan or credit card companies, they can take the claim on themselves or entrust the task of claiming to iSmart. iSmart has been taking up these tasks since their launch in 2007 and have successfully recovered millions of pounds for their customers.

For Media Contact:
iSmart Consumer Solutions
Regents Pavilion
4 Summerhouse Road Northampton NN3 6BJ
0800 862 0571
http://www.ppi.co.uk
Danny Chapman, Marketing
dc@wearedapa.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

It is aimed to help users in getting compensation from such parties

Northampton, England -- (SBWIRE) -- 08/03/2016 -- People who wish to know more about PPI (Payment Protection Insurance) and whether or not they are covered can consider the aforementioned website. There are several credit card companies and loan sharks who claim to include PPI and provide no such cover when the need arises. It is important to identity the loopholes and understand whether it works or not in the initial stages.

Many people in the UK opt for PPI because they can take care of any monthly payments against outstanding loans or credit card balances in case of any misses. Such situations may arise due to quite a few reasons such as injuries, being unwell or having lost a job. It is important to be covered by such insurance so that the balance does not become substantial and a person's credit rating is not affected.

iSmart Consumer Solutions helps people in knowing whether or not they have PPI or have been mis-sold at the time of taking the loans. They provide convenient solutions to users who need to be compensated because of this phenomenon. Their experts are believed to have developed a system that helps people in such situations.

The website says, "Some people opt for PPI whilst others do not. A mis-sell is when you are told that it is compulsory and you have to pay for it. This way, you tend to pay more to the lenders when you can have the cover from elsewhere at a cheaper rate. If you have any such doubts, you can use our solutions and take an informed decision before facing any hassles."

To obtain more information about the services, visit http://www.ppi.co.uk/.

About ppi.co.uk
The website claims that there is a free PPI check available on their home page which can be used by interested people. There are several useful tips and guidelines for users to check whether they are paying for PPI or not and the same have been provided by experts in the field. The entity is believed to be certified and provides reliable solutions to all those who wish to have explicit details.

Media Contact:
iSmart Consumer Solutions
Danny Chapman, Marketing
Address: Regents Pavilion, 4 Summerhouse Road
Northampton NN3 6BJ
Contact Number: 0800 862 0571
Email: dc@wearedapa.co.uk
URL: http://www.ppi.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Apply For Free Check Now

Northampton, England -- (SBWIRE) -- 08/03/2016 -- Most people are not even aware of what PPI is all about and blindly sign up for it while taking a personal loan, mortgage or opening up a credit card in the last few years. PPI is nothing but payment protection insurance which will protect the customer in case he loses his job or becomes sick and is unable to pay his loan. This kind of insurance is also called as credit protection insurance or unemployment coverage and also accident or sickness coverage. Not many people know how to find out if they have this coverage. Even if most of the people do find out if they have the coverage or not, they are left clueless on how to get the money back. iSmart consumer solutions has an answer for this. iSmart consumer solutions is here to help the people at every step in the process of getting the claim submitted and having the money returned. The consumer solutions agency has the ability to quickly check if the PPI has been sold to the customer on his loan. If it is found that the PPI has been sold, the agency will be able to find out the amount and can also assist with all kinds of related paperwork that is needed to receive the PPI refund. Once the process is done, the customer will be regularly informed about the status until he receives the money back.

The banks also have an obligation towards the customers and have to tell their customers if they are entitled to receive any money. There is also no necessity to wait for further instructions from the bank if it has been proved that the PPI has been sold by using fraud means. Well, it is common sense to read all the instructions and terms & conditions while taking any kind of loan or finance, many people do not do so. As a result of missing out on the small print, many of the customers end up signing up for many other things which are not actually required by them. The loan providers deliberately put all the terms and conditions on a small print format in order to ensure that the customers do not have enough time to read them or do not bother to read them.

However, all the important information is hidden in this small print and it is important for the customers to read and analyze everything that is present in the small print. This way, the customer would be able to know if the deal is worth the money or not. However, even if the customer falls into a trap, the iSmart Consumer Solutions will help the people to claim back PPI from Barclaycard, Barclays, HSBC, MBNA, Natwest, RBS, Santander and Lloyds. The iSmart Consumer SOlutions are regulated by the Claims Management Regulator in respect of regulated claims management activities CRM2506.

The registration is recorded on the website http://www.gov.uk/moj/cmr.

About iSmart Consumer Solutions
iSmart Consumer Solutions helps the customers in claiming back money from Barclaycard, Barclays, HSBC, MBNA, Natwest, RBS, Santander and Lloyds.

URL: http://www.ppirefund.co.uk/

Contact Name: Danny Chapman, Marketing
Phone No: 0800 862 0571
Address: iSmart Consumer Solutions, Regents Pavilion, 4 Summerhouse Road, Northampton NN3 6BJ
Email: dc@wearedapa.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Serious risks of more mis-selling in Financial Services Market revealed

Northampton, England -- (SBWIRE) -- 07/26/2016 -- The PPI Scandal doesn't seem to relent as according to MPs there are further instances of mis-selling in the financial services industry. They have now urged stronger action against this menace that has plagued the society to a large extent.

Public Accounts Committee has claimed that the 2018 PPI Claims deadline won't work in the best interests of consumers. Moreover it has asserted that the pension reforms that came into being in 2015 could lead to more instances of mis-selling. The Pension Freedoms Act largely gives more freedom to over 55s who can decide how they want to use their pension savings. Unfortunately it's something those in the financial services industry could use to their advantage.

The committee has also expressed concern about Packaged Bank accounts and cited growing number of complaints. These accounts involve consumers paying a monthly fee for which they get certain services. In fact they are offered a bouquet of products and services that are included with the current account. Now that could lead to its own set of risks that consumers might not be made aware of at the onset.

Commenting on the scenario Meg Hiller, Chairman, Public Accounts Committee suggested that the growing menace of mis-selling of PPI and other financial products is a reflection and indicator of the risks faced by consumers in financial services market. "Many people have waited years for a decision on compensation and because of the way they have pursued their claims, even then they may not receive the full amount. Serious risks of further mis-selling remain," she warned.

Several renowned organizations from the PAC to the FCA and the Treasury have called to figure out the extent of mis-selling and steps that can be taken to prevent it. Unfortunately regulators and departments haven't been proactive enough in making sure that the compensation was paid to victims rather than claims managers. The report also revealed that since April 2011, 12 million consumers were mis-sold PPI and firms were paid more than £22bn, which goes on to show the extent of the problem.

About iSmart Consumer Solutions
Established in 2007, the professional company specializes in getting compensation for consumers who have been mis-sold PPI. The company has already helped hundreds of clients recover more than millions of pounds.

Media Contacts

URL: http://www.ppi.co.uk/
Email: dc@wearedapa.co.uk
Phone: 0800 634 3007
Address: Regents Pavilion, 40 Summerhouse Road, NN3 6BJ

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Numbers double in the last year

Northampton, England -- (SBWIRE) -- 07/22/2016 -- Complaints regarding Package Bank Accounts have risen dramatically and doubled in the last year alone, which is alarming.

Package Bank Accounts quite simply are those where consumers are charged a monthly fee to get benefits like travel insurance and breakdown cover. However they have been prone to mis-selling, which is observed by the experts. The Financial Ombudsman Service (FOS) looked at over 40,000 new instances between March 2015 and 2016 alone. It shows that they have more than doubled in the last year.

According to FOS most of the issues arose from the fact that the customers believed they were mis-sold accounts. In several other cases they were signed up without prior knowledge or consent. Overall, there was a complete lack of awareness and information for customers, which was intentional on the part of the sellers. Customers even stated that they weren't even aware of the alternative free accounts, which they should have been in the first place.

The same customers also complained of not being able to use the "benefits", and when they tried to close their accounts because of it, they found it very difficult. While the banks don't have to make sure that the customers are going to use the extras, it is their responsibility to ensure that they are eligible for it. It's unfortunate that they haven't done that in a bid to add new names to the package bank accounts.

Of course there are a few package bank accounts that have been above board and fair. That's probably why they have been referred to as Marmite of Banking. Nationwide's FlexPlus is an account that costs consumers £10 a month for which they get UK and European breakdown cover, worldwide family travel insurance and family mobile phone insurance. While it's true that it can cut certain costs for consumers, the question is whether £120 every year is worth it.

Like Martin Lewis, MoneySavingExpert recently said, "If you are one of the millions who have, or had, a fee dripping from their account each month, check now if you're being diddled. If you're on a fee-free deal, check now whether you'd be better off paying." While an increasing number of complaints about Package Bank Account have been noticed it's still not been seen as the PPI Scandal of today.

About iSmart Consumer Solutions
Established in 2007, the professional company specializes in getting compensation for consumers who have been mis-sold PPI. The company has already helped hundreds of clients recover more than millions of pounds.

Media Contacts:
URL: http://www.ppirefund.co.uk/
Email: dc@wearedapa.co.uk
Phone: 0800 634 3007
Address: Regents Pavilion, 40 Summerhouse Road, NN3 6BJ

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm