Minneapolis, MN -- (SBWIRE) -- 01/10/2011 -- The seriousness of the situation of the continuous upward spiral of foreclosures in Minnesota is bringing about an all out effort among foreclosure prevention experts to find ways to assist home owners. Among Minnesota's concerned leading licensed real estate professional companies are ShortSaleMNpro.com together with Highpointe Realty. They are actively involved in the foreclosure prevention objective.

The National Association of Realtors, with whom the ShortSaleMNpro and Highpointe Realty are accredited, have the following to say:'Real estate experts were cautiously optimistic about the current and future state of the industry at today's State of the Real Estate Industry forum during the 2010 REALTORS® Conference & Expo'.

So, although the upswing in 2009 has not continued to improve as much as was hoped into 2010, there is cautious optimism felt by property economists. It is even hoped that markets could stabilise and a slight improvement could be expected in 2011. The record disastrous year of foreclosures in 2008 has galvanised property experts, Federal government and State governments to initiate all sorts of measures to help home owners and prevent a total crash in property markets. There are signs that these efforts are working. It is believed that last year in excess of 4,000 American home owners in Minnesota were able to save their homes after receiving counselling. It is quoted from the Minnesota Home Ownership Centre that'these efforts saved homeowners, lenders, neighborhoods, and government agencies approximately $300 million, with the state's local governments alone recouping approximately $90 million because of the foreclosures prevented.'

The staff members of ShortSaleMNpro.com and Highpointe Realty comprise qualified experts in the kind of assistance that home owners need. They include a Certified Distressed Property Expert, and a member with NAR Short Sales and Foreclosure Certification.Their staff are highly experienced property professionals, and have a reputation for treating their clients with courtesy and respect. In these troubled economic times they are fully aware of how many difficulties there are for the average home owner to cope with. They will be able to explain about their HAFA program. This stands for 'Home Affordable Foreclosure Alternatives'. They offer a free initial consultation.

For this and other services they render, go to http://www.shortsalemnpro.com

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Winnipeg, Manitoba -- (SBWIRE) -- 06/28/2010 -- Scrapbookmax.com is putting a modern twist onto a traditional pastime with its digital scrapbooking software.

Scrapbook Max is user friendly, effective and efficient digital scrapbooking software that simplifies the process of turning your photos into a keepsake. The team behind the product believes that it brings scrapbooking right back up to date, commenting that;

"We take so many photos these days, thanks to camera phones and cheaper digital camera equipment. But despite the fact we're taking more photos than ever before, we're more likely to upload them to Facebook than we are to take them to a store for processing! Fewer of us actually have hard copies of our photos now and, as such, scrapbooking is struggling to keep up. However, our software makes it simple to create scrapbooks from your digital photos."

Digital scrapbooking has the added flexibility that computers offer, meaning you can personalise the scrapbook quickly and easily using pre-designed templates (or create your own)!

You can include photographs or images of any sort, screenshots of news snippets and anything else that you would typically include in a more traditional scrapbook. The team at Scrapbook Max points out the financial benefits of turning scrapbooking digital too;

"You don't have to spend a lot of cash on arts and craft materials. You simply pay for the software and then your only limitation is your imagination. Scrapbooking can be expensive when you add up all the arts and crafts costs, particularly if you want to create more than one copy of one. With digital scrapbooking, you can print as many copies as you like or even send multiple copies to friends and family at no additional cost."

As photography looks set to become almost exclusively digital in the future, this traditional pastime is being given a modern twist to ensure it truly becomes timeless.

You can try Scrapbook Max completely free by visiting http://www.scrapbookmax.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm