Bensalem, PA -- (SBWIRE) -- 08/01/2019 -- Whether it's leaving for vacation or hosting parties at the house, there's a lot going on during the summer. Insurance claims tend to increase during the summer, and as the top rated home insurance company for PA residents, The Novick Agency is now helping to inform homeowners on how to keep their houses and families protected all season long.

Home burglary rates increase during the summertime, so it's critical to be cautious of leaving a home unattended. Installing motion sensor lights, locks, and a security system will be sure to add a level of defense to a home or property. Additionally, it's a good idea to leave a few lights on to make it appear like someone is home.

Termites, mosquitoes, stink bugs, and spiders are all pests that thrive in the hot summer heat. To prevent them from invading the inside of a home, try insect repellant and citronella candles. Inspect windows for cracks and holes in the screen too, since bugs are prone to sneaking in through windows and doors. For extreme infestations, a professional exterminator may be necessary.

Plumbing receives substantially more use in the summer, so it's important to properly use garbage disposals, sinks, and toilets. The Novick Agency advises homeowners to avoid putting grease and starchy foods down drains, and only flush bathroom tissue down the toilet to avoid a costly plumbing disaster.

Additionally, drastic changes in temperature can affect the plumbing and HVAC system of a home. Dehumidifiers and air conditioners are beneficial in preventing moisture from getting into a home, which can lead to moldy conditions. Not only can mold and mildew be unsightly, but they can also be a significant danger to inhabitants, especially young children and babies.

The Novick Agency encourages all homeowners to review their insurance policies this summer. Along with home insurance, their team also offers affordable auto insurance to PA residents as well. For more information, contact them today by visiting https://www.novickagency.com/.

About The Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, visit them on the web at https://www.novickagency.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 06/27/2019 -- For many people of Pennsylvania, the summer time is filled with countless days spent by the pool. Novick Agency wants to ensure a summer of fun for its clients and encourage learning clients to take the time to learn the pool fence requirements in PA. Novick Agency not only offers homeowner's insurance, but affordable life insurance is available for PA residents as well.

Insurance companies consider pools "attractive nuisances", which means it increases the liability risk of a homeowner. Any body of water deeper than 24 inches is considered a pool, needing to meet the safety standards of the state.

A fence must surround all sides of the pool, with a height of at least 4 feet. In Pennsylvania, there are specific rules regarding fence ownership and permits depending on the county, so be sure to research the regulations particular to the area.

In-ground pools must have a fence with a gate with a latch, and that is self-closing. The house can be used as the fourth side of the fence, but if there is no gate between the pool and house, each door leading to the pool must have a sounding warning device. Self-closing gates must be lockable.

Above ground pools must have a lockable or removable ladder that can be removed or locked when no one is using the pool. The sides of the above ground may act as the fence, but only if it is at least 2 feet tall. If the yard of an above ground pool does not have a fence, there needs to be a built-in fence.

Some helpful pool safety tips by Novick Agency include never swimming alone, not leaving kids unattended, keeping kids away from filters, letting guests know how deep the pool is, limiting alcohol use, and letting guests know the rules of a diving board.

To learn more information about any of the various insurances offered at Novick Agency, such as affordable car insurance available for PA residents online, feel free to contact us today.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 05/24/2019 -- As the top-rated provider of affordable auto insurance for PA residents, The Novick Agency is dedicated to giving their clients the coverage they need for anything from homeowners policies to life insurance and many other services. Now, the organization is advising on why summer may be the perfect time to reevaluate insurance coverage and make some policy adjustments.

Although it isn't traditionally associated with life insurance, examining one's policy, especially while planning a vacation, is essential to see if any additional coverage may be warranted. While many people prefer exciting and thrilling vacations, others like a more laid-back approach to the summers. However, regardless of their preferences, it's important to remember that many accidents happen in the summertime, and taking a close look at their life insurance policy can help to give an individual peace of mind for their family's financial future.

Any homeowners planning on installing a pool on their property this summer are advised to examine their homeowners policy. Not only might it not be covered under the terms, but a pool may even be excluded from them. Any homeowners considering adding a pool should contact a homeowners insurance expert from The Novick Agency to see if they need to add coverage for more protection, or if they should invest in an umbrella policy.

While many individuals across the state own boats, they may not realize that their homeowners or renters insurance may not be providing adequate coverage for them. Additionally, owners of large or fast boats, or personal watercraft like Waverunners and Jet Skis may even need a separate marine policy to cover them. Any insurance premiums will depend on the type of boat, owner's boating record, and more.

While it's a time for fun and relaxing, the summertime should also be used as an opportunity to review insurance policies and ensure the proper coverage for life's uncertainties. For more information or questions about their affordable online auto insurance for PA residents, contact The Novick Agency by calling 267-447-8582 or visiting https://www.novickagency.com/ today.

About The Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at www.novickagency.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 05/15/2019 -- As the leading provider of auto insurance for residents across the state of Pennsylvania, the dedicated team at The Novick Agency is committed to providing expert advice for their clients. With prom season approaching, their staff is offering guidance for teens and their parents regarding drinking and driving during the prom season.

Because teen and college-aged drivers can have a significant impact on their parent's insurance rates, it's essential to keep up-to-date with the latest statistics. Over 90% of teens believe that their classmates will drink and drive on prom night, while only 29% of them believe that drunk driving is dangerous. 36% of teens say that their parents allow them to attend parties with alcohol available, and 54% of these teens will drink more than four alcoholic drinks during prom night. These startling figures mean that the chance of auto accidents is significantly increased for teens during prom season.

Parents are urged to keep tabs on their teen's whereabouts on prom night and discuss the perils of drunk driving with their teenage children. They're also advised to encourage their teens to call them if they end up in a situation where they are too drunk to drive. Adults should never provide alcohol to teens attending a prom party; this is dangerous, irresponsible, and could result in fines or a jail sentence.

Teens are advised to never leave drinks unattended and to avoid drunk driving or getting into a vehicle with someone under the influence at all costs. Groups of friends are encouraged to keep tabs on each other and make sure that no one tries to drive while intoxicated.

Additionally, arranging safe transportation to and from prom night events with a designated and sober driver is one of the best preventative measures available. No matter what a child's plans are this prom season, it's critical to ensure they stay safe, protected, and out of harm's way.

For more information or questions regarding car, home, or life insurance, call The Novick Agency at 267-447-8582 or visit https://www.novickagency.com/ today.

About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at https://www.novickagency.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 04/12/2019 -- As the premier providers of auto insurance for clients throughout the state of Pennsylvania, the experts at The Novick Agency are committed to getting drivers the coverage they need, affordably and efficiently. Now, the company is advising parents that their teen and college-aged drivers can have a significant impact on their insurance rates.

Because they're considered by many insurers to be risky and costly to insure, these young drivers can cause parents' insurance rates to increase dramatically. However, there are a few strategies that parents can consider to help mitigate the expense of insuring a young motorist.

For instance, in many cases, there are discounts available for students who maintain a "B" grade average or better. Rate reductions can also be awarded for youth drivers who take a defensive driver or driver's education class. Additionally, by increasing a deductible, it's possible to actually lower the premium paid. This can be a worthwhile strategy to pursue if a parent is looking to decrease their rates.

Another way that teen drivers can affect their parents' premiums is through the way they are classified. If they're considered the primary driver of a vehicle, the cost to insure them can be higher than if they're listed as an occasional driver. By sharing their vehicle with their young driver, parents can help keep premiums in check.

The type of vehicle that a teen driver operates can also impact insurance rates. Because they tend to encourage speeding and reckless driving, sports cars and SUVs can drive up auto insurance premiums. Instead, consider a midsize sedan which is generally safer and offers more protection, typically allowing for more affordable rates.

For more information on how teen drivers affect their parents' auto insurance rates, contact The Novick Agency at 267-447-8582 today.

About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at www.novickagency.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 03/05/2019 -- With so many insurance agencies that offer hundreds of insurance options in the state of Pennsylvania, it can be challenging to find a knowledgeable agent that has its client's best interests in mind.

The Novick Agency is a family-owned and operated insurance company that is dedicated to protecting its clients with comprehensive insurance policies at low and affordable prices. From auto insurance to home and renters insurance, Pennsylvania families are in good hands with the Novick Agency.

Life can be unpredictable, and in those unexpected moments, a comprehensive insurance policy ensures that the policyholder and their assets are protected. For people approaching retirement, a retirement insurance plan gives the retiree the opportunity to maximize their returns and live comfortably after they exited the workforce.

A life insurance policy helps secure the financial future for a family after the policyholder has passed, and is critical to have to pay for any final costs. And when it comes to auto insurance, the benefits of a comprehensive auto policy cannot be overstated.

The Novick Agency proudly serves clients all throughout the state of Pennsylvania with their insurance needs. Additionally, The Novick Agency will provide each and every customer that calls their office with a free quote on any insurance service requested. Nowadays, it's just too risky to be without a sturdy insurance plan. Protect today and plan for tomorrow with The Novick Agency.

To learn more about the Novick Agency and the insurance options they have available, give them a call at 267-447-8582, or head on over to https://www.novickagency.com/.

About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at https://www.novickagency.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 03/04/2019 -- As family-oriented insurance agency serving Pennsylvania, The Novick Agency is committed to helping homeowners and their families stay safe in their homes throughout the snow, ice, and severe conditions that accompany wintertime. Now, the organization is offering tips on avoiding the most common homeowners insurance mistakes this season.

While homeowner's insurance is a necessity, it's essential for clients to thoroughly review their policies, especially during the winter, when the elements can pose risks to their home and property. For instance, many homeowners do not realize that flood insurance is not part of a typical homeowner's insurance policy. However, this coverage is critical if they live near a body of water, or in an area prone to severe flooding.

Another common misconception regarding homeowner's insurance policies is clients believing that they only need enough insurance equal to their home's current value. This is a mistake, because it doesn't account for the expenses included in rebuilding a home after it has been destroyed.

For instance, additional costs, like labor and supplies, can be particularly expensive following a major storm. If homeowner's insurance doesn't cover the cost of rebuilding a home, it may be time to add protection.

Another common mistake that homeowners should avoid is assuming that they have coverage for sewer backups. Although it's not typically included in a homeowner's policy, getting covered for sump pump failures is an easy and affordable way to safeguard one's home.

The Novick Agency recommends that all homeowners thoroughly review their insurance policies this winter to ensure they understand what they are and aren't covered for regarding wintertime hazards.

For more information on homeowner's policies and coverage, or for any other services, like auto insurance, please call 267-447-8582 or visit https://www.novickagency.com/.

About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at https://www.novickagency.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 03/04/2019 -- As one of the leading family-owned insurance agencies in Pennsylvania, The Novick Agency provides a host of services for their clients, ranging from home, to auto, life, and even business insurance. Now, the organization is advising policyholders to reevaluate their coverage in the new year and examine any significant changes that could affect their policies.

For instance, many drivers on the road are actually underinsured and do not even realize it. It's always a good idea for an individual to ensure they fully understand their coverage and limits before hitting the road. In the case of a newly-purchased vehicle, it can require a change to a driver's current coverage.

Another insurance policy worth examining in the new year is homeowners insurance. If there have been any updates or renovations performed on the home, they can not only add value to it, but it may also be beneficial to increase the coverage. If a trampoline, pool, hot tub, or similar addition has been made to the home or surrounding property, it can require additional liability insurance.

For life insurance policyholders, the arrival of the new year can be the perfect time to note any significant changes in their lives since they purchased the insurance. For example, the arrival of a new baby, a marriage, and many other factors can have an effect on a life insurance policy's coverage and cost.

Reevaluating one's insurance policies can be the first step in ensuring they are getting the appropriate amount of coverage, for the right price. The trusted insurance agents at The Novick Agency are ready and standing by to answer any and all inquiries and concerns about insurance policies, and can help give their clients the confidence and peace of mind that accompany them.

For more information on their trusted insurance services, please call The Novick Agency at 267-447-8582 today or visit https://www.novickagency.com/.

About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at https://www.novickagency.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Bensalem, PA -- (SBWIRE) -- 03/04/2019 -- As winter enters its final months, inclement weather remains a danger to motorists throughout the cold-climate regions of the U.S. The Novick Agency, a leading Pennsylvania-based provider of auto insurance, knows the importance of preparation and caution in avoiding auto accidents.

The Novick Agency is available to advise clients in all insurance matters, from auto insurance, to life insurance, and even homeowners and renters' insurance. In the winter, re-assessing auto coverage is especially important, given the increased threat posed by icy, snowy roads.

According to the U.S. Department of Transportation, more than 1 million weather-related vehicle crashes happen across the nation each year. A solid auto insurance policy is one way for drivers to prepare for the unknowns that come with the winter season.

The Novick Agency also recommends having tires checked to make sure they are properly filled with air and that the tread is road-worthy. This can help to avoid unnecessary slipping and skidding. Additionally, as traffic slows to navigate poor conditions, it's a good idea to increase following distance and allow extra time to stop.

Keeping the gas tank filled is especially important to avoid getting stranded if bad weather lengthens the trip or forces an unplanned detour. Packing non-perishable snacks in the trunk of the car can come in handy in the event a storm or weather-related accident forces the shutdown of a roadway.

The Novick Agency can help clients beef up their auto insurance to avoid the risks of winter and fulfill any other home, life or business insurance needs. For more information, contact them today at 267-447-8582 or https://www.novickagency.com/.

About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.

To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at https://www.novickagency.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm