Kirkland, WA -- (ReleaseWire) -- 09/13/2019 -- CEG Life Insurance Services, an independent agency located in Kirkland, highlights the need for disability insurance for skilled professionals in Bellevue, Everett, Salt Lake City, Seattle and Tacoma, WA.

Many professionals all over the world are what can be classified as 'skilled' professionals. Most people think about surgeons or architects when they hear of skilled professionals, but many skilled jobs are also in the construction industry. Washington State is looking to increase training in these high-demand positions as 80% of construction companies in Washington are struggling to find qualified workers. The jobs in these fields, including carpentry, electrical, plumbing, sheet-metal work, and pipe-fitting, is expected to be one of the top three employment sectors for growth through 2022 alongside healthcare and technology.

The news that the growth in these skilled professions is well received, especially with the annual salary at $50,000 or more. However, insurance companies such as CEG Life Insurance Services recommend employees in these fields pay attention to their needs in terms of disability insurance. Certain disabilities may mean they are not able to return to their previous position but are still able to return to some sort of occupation. This could mean a completely different line of work and perhaps years of retraining. For example, if a worker was previously in a skilled profession that required climbing or building framework and then lost their mobility, they wouldn't be able to return to the same position. Getting back to the same pay level in a new field or even in a new position in the same industry, say from fieldwork to office or sales work, could take a number of years.

One type of disability insurance skilled professions should be on the lookout for is regular ("Pure Own") Occupation Benefit. This benefit allows the owner of the policy to collect the full disability benefit while receiving compensation from new employment. This is especially essential to a skilled profession that is dependent on mobility, flexibility or coordination. Any new job could require training, experience, and qualifications that could take years to build.

CEG Life Insurance Services recommends that anyone with a skilled profession first talk to their human resources department to get a clear understanding of what type of disability insurance is offered and what it includes. Anyone can also talk to CEG Life insurance Services about individual disability insurance for Occupation Benefit or any other particular disability insurance that pertains to their skilled profession.

About CEG Life Insurance Services
Located in Kirkland, WA CEG Life Insurance Services serves the areas of Bellevue, Everett, Portland, Salt Lake City, Seattle and Tacoma, WA. Since 1993, CEG Life Insurance Services has developed a strong network of top-rated companies, as well as a relationship with their underwriters to match every client to the right policy. That's the kind of professional service that experience delivers. Life insurance made easy: that's CEG Life.

For more information, please visit www.ceglife.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Kirkland, WA -- (ReleaseWire) -- 09/09/2019 -- CEG Life Insurance Services, an independent agency located in Kirkland, has met the online insurance preferences by structuring online framework around current consumer preferences.

Recent studies have shown that 50% of adults have looked for life insurance quotes online. While only half of the available market does not appear significant, factoring in the proportion of adults who get life insurance through their work, the 50% seems high. The driver for most of these searches appears to be convenience.

Of course, one of the most affected groups is the Millennials. Millennials, known for their online habits, have said they prefer researching on the internet but will eventually buy from an agent. The main factor in attracting any online search, especially millennials, is the ease of navigation on the website. CEG Life Insurance Services has taken this concept into the design of their website by including no less than two ways "above the fold" in quick navigation for online life insurance quotes. The quick access also will help in another factor in the barrier to life insurance as many, especially millennials, tend to overestimate the cost of life insurance, sometimes up to five times the actual cost.

Ease of navigation in one of the many issues mentioned as benefits insurance companies can offer. Nearly three in four people mention that a simplified process would be the greatest benefit. While some factors such as the medical exam cannot be done online, simplifying the steps can be. A quick scroll after the fold on CEG Life Insurance Services' page and the five steps that are necessary are outlined. The first two steps go include the process of online life insurance quotes and can be done in the privacy of one's home. Navigation, online research and easy pricing information has been easily combined on the home page.

The next step that affects online life insurance quotes is the building of trust. Part of the benefits of online research is the anonymity and as one can imagine, online life insurance companies find it difficult to build trust with half the party deciding to remain anonymous. Luckily, respondents have responded with what it takes to build trust for online life insurance quotes - updated website and social media presence. CEG Life Insurance Services finds that social media is a great way to amplify their content, including blogs, and frequent inspirational messages. CEG Life's website includes full education on life insurance.

Another trust element is the scrolling of different logos of the companies they represent as an independent agency. While there is the option of going to a page of all the companies CEG Life represents, seeing the visual brand impact of logos, including some of the strongest names in life insurance, starts building the trust of a company that works with these other respected companies.

About CEG Life Insurance Services
Located in Kirkland, WA CEG Life Insurance Services serves the areas of Everett, Kent WA, Portland, Salt Lake City, Seattle, and Tacoma WA. Since 1993, CEG Life has developed a strong network of top-rated companies, as well as a relationship with their underwriters so we can match every client to the right policy. That's the kind of professional service that experience delivers. Life insurance made easy: that's CEG Life.

For more information, please visit www.ceglife.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Kirkland, WA -- (ReleaseWire) -- 08/16/2019 -- CEG Life Insurance Services, an independent agency located in Kirkland, warns of underinsurance single working women. Women in the areas of Kent, Portland, Salt Lake City, Seattle, and Tacoma may be underinsured.

A recent study has highlighted the issues with working women and their access to funds in the event of a long term disability. Long term disability insurance is lacking among all populations across the board. But, the "rainy day" fund to cover emergency expenses and living expenses while out of work due to disability is severely lacking amongst single working women.

Part of the long term disability insurance coverage hole is that only 41 percent of employers offer long term disability insurance as part of their benefit package. Workers who can't or don't go through their employers to obtain coverage must go to an insurance agency such as CEG Life Insurance Services. This may actually put them at an advantage. By getting their own long term disability insurance, they can choose the options they want and what works best for covering their expenses (employers typically offer policies with benefits that are taxable and do not provide the maximum benefit available to a worker). Other options can include Cost of Living Adjustments or Future Increase Options. Also, there are tax benefits to buying your own long term disability insurance where taxes are not due on the benefit payments if an individual pays 100 percent of their own premiums.

Single working females are the largest group, at 25%, that report themselves to be "extremely unprepared" in the cause of a disability lasting 3 months of more. Compare this to 11% of males and 20% of married females and the state of anxiety of single working women is evident.

One in four workers is expected to experience a disability at some point in their lifetime. With only 52% of single working women covered with long term disability insurance, the gap of those not able to cover expenses is larger than ideal. Part of the gap may be due to the lack of understanding of long term disability insurance. When asked if they knew how much long term disability insurance they should have, 23% of single working women said they did not know. Whether they are new to insurance or haven't given thought to what their coverage should be, this is a group at risk if they ever experience an event causing a long term disability.

Growing medical expenses, increasing costs of living, lack of emergency savings and more causes a growing crisis among single working women. As fewer employers are offering long term disability insurance as part of their benefits package, employees will have to look to agencies such as CEG Life Insurance Services for a solution.

About CEG Life Insurance Services
Located in Kirkland, WA CEG Life Insurance Services serves the areas of Kent, Portland, Salt Lake City, Seattle, and Tacoma. Since 1993, CEG Life has developed a strong network of top-rated companies, as well as a relationship with their underwriters so we can match every client to the right policy. That's the kind of professional service that experience delivers. Life insurance made easy: that's CEG Life.

For more information, please visit www.ceglife.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm