Mattlin & Wyman, PL provides an affordable, flat fee, turnkey service that will assess your community association’s governing documents and amend them to give your association the tools it needs to succeed in this challenging economy.

Boca Raton, FL -- (SBWIRE) -- 12/22/2010 -- As counsel for numerous Condominium Associations and Homeowners' Associations, the attorneys at Mattlin & Wyman, PL witness first-hand the outdated Declarations and other documents community associations are utilizing to govern themselves. Mattlin & Wyman, PL has developed a system to assess their Association clients' needs to update these governing documents and has packaged this system with valuable advice, materials and information, all for a flat fee disclosed in advance of the evaluation.

"A majority of associations we assist in Florida are still using the same governing documents instituted decades ago by the developer," says Fred Mattlin, Managing Member of Mattlin & Wyman, PL. "Florida's laws governing condominiums and HOAs change on an almost annual basis. What's more, today's economy challenges the community association to be proactive, efficient and resourceful if it is going to protect its interests and the interests of its constituents; and the laws provide them the tools to succeed. The problem is that many of these associations are fighting a 21st century battle with stone-age weapons. How can these associations expect to manage themselves efficiently with outdated documents? We identified a need and have developed a turnkey system that takes the association client from the initial assessment of their existing documents all the way to the final drafting and recording of the amended documents. We tailor solutions to the association's specific problems and needs, and we do this for a flat fee so there are no surprises."

If you are on the Board of Directors of your Florida community association or are a property manager for a Florida community association, contact Mattlin & Wyman, PL to discuss how their turnkey system can help. (561) 372-7200.

For complete information about Mattlin & Wyman, PL services and packages, please visit at: http://www.mattlinwyman.com/employment_litigation.html

About Mattlin & Wyman, PL
Mattlin & Wyman, PL is an AV rated law firm; the highest such rating recognized by Martindale-Hubbell. Located in Boca Raton, Florida, Mattlin & Wyman, PL's practice primarily focuses on disputes involving real estate, business, community associations, insurance and construction.

Contact Details:
Name: Andrew D. Wyman
Address: One Lincoln Place, 1900 Glades Road, Suite 245 Boca Raton, FL 33431
Phone: 561-372-7200
Email: aw@mattlinwyman.com
Website: http://www.mattlinwyman.com/employment_litigation.html
Country: US

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The AV-rated Boca Raton law firm of Mattlin & Wyman, PL (561) 372-7200) provides an affordable, flat fee, turnkey service that will assess your community association’s governing documents and amend them to give your association the tools it needs to succeed in this challenging economy.

Boca Raton, FL -- (SBWIRE) -- 11/22/2010 -- As counsel for numerous Condominium Associations and Homeowners' Associations, the attorneys at Mattlin & Wyman, PL witness first-hand the outdated Declarations and other documents community associations are utilizing to govern themselves. Mattlin & Wyman, PL has developed a system to assess their Association clients' needs to update these governing documents and has packaged this system with valuable advice, materials and information, all for a flat fee disclosed in advance of the evaluation.

"A majority of associations we assist in Florida are still using the same governing documents instituted decades ago by the developer," says Fred Mattlin, Managing Member of Mattlin & Wyman, PL. "Florida's laws governing condominiums and HOAs change on an almost annual basis. What's more, today's economy challenges the community association to be proactive, efficient and resourceful if it is going to protect its interests and the interests of its constituents; and the laws provide them the tools to succeed. The problem is that many of these associations are fighting a 21st century battle with stone-age weapons. How can these associations expect to manage themselves efficiently with outdated documents? We identified a need and have developed a turnkey system that takes the association client from the initial assessment of their existing documents all the way to the final drafting and recording of the amended documents. We tailor solutions to the association's specific problems and needs, and we do this for a flat fee so there are no surprises."

If you are on the Board of Directors of your Florida community association or are a property manager for a Florida community association, contact Mattlin & Wyman, PL to discuss how their turnkey system can help. (561) 372-7200.

About Mattlin & Wyman, PL
Mattlin & Wyman, PL is an AV rated law firm; the highest such rating recognized by Martindale-Hubbell. Located in Boca Raton, Florida, Mattlin & Wyman, PL's practice primarily focuses on disputes involving real estate, business, community associations, insurance and construction.

Contact Details:
Name: Andrew D. Wyman
Address: One Lincoln Place, 1900 Glades Road, Suite 245 Boca Raton, FL 33431
Phone: 561-372-7200
Email: aw@mattlinwyman.com
Website: http://www.mattlinwyman.com
Country: US

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The AV-rated Boca Raton law firm of Mattlin & Wyman, PL provides affordable legal services for those facing bank foreclosure. Feel free to contact us at (561) 372-7200

Boca Raton, Florida -- (SBWIRE) -- 10/20/2010 -- The attorneys at Mattlin & Wyman, PL understand the stress a foreclosure can put on a family. Many homeowners are dealing directly with the bank to modify their mortgage or to work out a short sale of their home, and are learning that even though the bank is "working with them" the bank's attorneys are relentlessly pushing the home into foreclosure at the same time. Many people make the mistake of thinking that if they are negotiating with their lender to modify their existing mortgage, then they do not need to worry about the bank's foreclosure lawsuit. Mattlin & Wyman warns that this is a dangerous misconception that can cause you to lose your home!

"Rarely are the business side of the bank and the legal side of the bank on the same page. In fact, it is often the case that the bank is so big and the two departments are so far out of sync, that the left hand does not know what the right hand is doing" says Andrew Wyman, Managing Member of Mattlin & Wyman, PL.

"Many law firms that represent lenders in residential foreclosure lawsuits do so exclusively. They do nothing else. They are foreclosure factories that gain points with their clients by getting the Courts to render foreclosure judgments in their favor as quickly as possible. Sometimes, all you need is the time for the modification process to run its course. In the meantime, the bank's lawyers are marching full-speed ahead towards a foreclosure judgment. Have you ever tried to speak to someone at one of these foreclosure factories to reasonably discuss an abeyance of the bank's lawsuit while you modify? If you are an individual home owner, you'll be lucky to get past the automated answering system. Those lawyers are not your friends and they are looking out for the bank's best interests – not yours.

"Facing a foreclosure lawsuit alone, without the assistance of an experienced attorney can cost you dearly. Call us and ask how we can assist you with an affordable defense of your foreclosure lawsuit. Get the time you need to modify your mortgage. (561) 372-7200.

About Mattlin & Wyman, PL
Mattlin & Wyman, PL is an AV rated law firm; the highest such rating recognized by Martindale-Hubbell. Located in Boca Raton, Florida, Mattlin & Wyman, PL's trial practice primarily focuses on disputes involving real estate, business, insurance and construction disputes.

Contact Details:
Name: Andrew D. Wyman
Address: One Lincoln Place, 1900 Glades Road, Suite 245 Boca Raton, FL 33431
Phone: 561-372-7200
Email: aw@mattlinwyman.com
Website: http://www.mattlinwyman.com
Country: US

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Boca Raton Law Firm offers some tips for consumers to consider in order to be prepared for the next hurricane. Taking necessary precautions now will help mitigate damages from future hurricanes.

Boca Raton, FL -- (SBWIRE) -- 10/01/2010 -- Hurricane season 2010 is upon us. While we are all spending our time stocking our freezers and buying "D" size batteries, bottled water and generators, many of us are ignoring the single most important element of a hurricane protection plan – insurance. Most, if not all of you have insurance to protect your homes and commercial properties, but do you really know what coverage you have? Do you really know how to protect your rights under that policy when a "covered occurrence" takes place?

Tips for Hurricane Preparedness

1. Make sure the "named insured" under the policy matches identically to the true owner(s) of the property. This may sound obvious, and in the context of residential property insurance it is generally not a problem. However, in situations where property is held in the name of a corporation or a limited liability company, or when insurance is procured by one party for the benefit of another, it becomes crucial that the named insured is properly identified as the true owner of the property.

2. Document your property and belongings before and after the storm. Take a number of digital pictures depicting your structure and all of its contents before the storm (don't forget outdoor fixtures such as air conditioning units). Take at least two or three photos per room from different angles. Store these photos on a flash drive and keep it in a weatherproof box along with a copy of your insurance policy. This will make it easier for you to prove your damages to your adjuster in case the storm is particularly devastating. After the storm, take handwritten notes documenting the extent of your damage and how the damage to each item occurred. Take photographs of any damaged property as well.

3. Immediately contact your insurer following a storm and document your communications. This should be done according to the instructions in your policy. Usually your first contact will be via telephone. Make sure to ask what the insurance representative wants you to do and take notes of that conversation including the time and date of your call(s), who you spoke to and details of what was discussed. When you first speak to the insurance company's adjuster ask whether a "Proof of Loss" claim form is required. If it is, then ask the adjuster to immediately send you one. Fill it out and return it promptly. Your policy probably contains separate coverage parts for the building, personal property and business interruption (for commercial policies). Make sure that you fill out a "Proof of Loss" form for each coverage part. If possible, follow up with a letter that confirms everything you and the representative spoke about.

4. A note about adjusters. The insurance company's employee responsible for resolving your claim is called an adjuster. This person is not your friend. While it is important to cooperate with the adjuster's requests for information, documentation and an inspection of the damage (usually more than once), do not let the adjuster take advantage of your situation by forcing you to relinquish your claim for less than you know you are entitled to.

5. A note about deductibles and property protection. After a hurricane, you will be expected to contribute an amount equal to your deductible towards preserving and protecting your property from further damage and towards making repairs. This amount of money can be substantial (upwards of 10% of the amount of your coverage) depending upon the deductible you selected when you purchased the policy. You should have that much money available to contribute. If you don't, then you may need to rethink the deductible you selected. Keep all receipts for labor and materials used to protect or repair your property.

6. "Actual Cash Value" versus "Replacement Cost" coverage. Unless you have purchased "Replacement Cost" coverage, your insurer will only reimburse you for the actual cash value ("ACV") of your damaged items. For example, you have a ten year old king size mattress. That mattress may be worth only $100.00. However, to buy a new king size mattress might cost you $1,500.00. If you have ACV coverage, then you get reimbursed $100.00. If you have Replacement Cost coverage, you get $1,500.00. Additionally, some policies require you to actually go out and replace the item before the insurer is obligated to pay you the Replacement Cost amount.

If your insurance company is delaying or denying disbursement of payments as a result of a hurricane or other catastrophe, Mattlin & Wyman, PL can assist you. The time to contact them is immediately following your loss, after your insurer's first failure to cooperate or failure to properly and promptly evaluate and adjust your claim.

For more information, please visit: http://www.mattlinwyman.com

About Mattlin & Wyman, PL
Mattlin & Wyman, PL has spent years representing commercial property owners, business owners, homeowner and condominium associations and residential property owners in claims, including lawsuits, against their insurance companies for damages sustained in hurricanes and other windstorm events. They have resolved some of these matters presuit, and have taken others to trial. The TRIAL ATTORNEYS at Mattlin & Wyman understand the claims process and provide efficient and persuasive advocacy.

Contact Details
Name: Andrew D. Wyman
Address: One Lincoln Place, 1900 Glades Road Suite 245 Boca Raton, FL 33431
Phone: 561-372-7200
Email: aw@mattlinwyman.com
Website: http://www.mattlinwyman.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm