Tulsa, Oklahoma based Mortgage Broker George Taylor reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give the self-employed and other Oklahoma residents all the facts so they can make an educated decision when obtaining a mortgage.

Tulsa, OK -- (ReleaseWire) -- 01/18/2011 -- Second homes aren't just for the rich and famous anymore. More and more middle-class Oklahoma residents are finding that buying their dream vacation homes is easier than they thought.

"This is one of the best times in the last five years to go ahead and invest in a second home," says George Taylor, a Tulsa, Oklahoma based mortgage consultant. "They're becoming much more attainable now, thanks to low interest rates and a variety of other factors that benefit buyers."

In fact, George Taylor is seeing this trend first hand in his own business and now works with investors who are looking to earn rental income, as well as those who simply want a gathering place for family vacations or weekend getaways, practically every day.

If you've been thinking about investing in a second home, here are some things to remember:

* The IRS has rules that can affect whether or not the interest on a mortgage for a second home is tax deductible. A financial advisor can explain these details to you. You don't want to get hit with an unexpected tax bill simply because you didn't know the rules.

* Consider the rental market. If you won't be visiting the vacation home more than a few times a year, you might want to consider renting the property during times when you won't be using it. This can help offset the cost of the new mortgage.

* Shop for the best rates. You wouldn't make any other major purchase without first shopping around, so there's no reason why you shouldn't do the same thing when looking at your financing options for your vacation home. This is also where a trained mortgage broker can help. Mortgage brokers have access to dozens of lenders and mortgage products many people don't even know exist, and can be a great choice for people who want expert advice on making the right financing choices.

Tulsa, Oklahoma - based mortgage expert George Taylor specializes in providing information to Oklahoma residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan – even second home and vacation home loans.

George Taylor is available for interviews and will welcome all your mortgage related questions.

Call 918-748-4470 for a Free No-Obligation Consultation or visit

http://oklahomamortgagetips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tulsa, Oklahoma based Mortgage Broker George Taylor reveals 3 things you should watch out for when shopping for home-finance products on the Internet.

Tulsa, OK -- (ReleaseWire) -- 01/14/2011 -- Tulsa, Oklahoma Based Mortgage Broker Reveals 3 Things Lenders Don't Want You to Know About Shopping for a Mortgage Online

Anyone who's even remotely interested in shopping for a home loan has probably paid attention to all those commercials on TV touting the ease of using any of a variety of Internet services to compare mortgage offers from the comfort of your home. You may even have tried a couple of them yourself. But George Taylor, a Loan Officer with 1st Security Home Mortgae Corp, says Tulsa, Oklahoma residents need to watch out when trying to use the Internet to do the heavy lifting for them.

"Sometimes, these Internet services might work fairly well for certain people." "But the one-size-fits-all approach they offer is going to leave a lot of people with loans that aren't the best for them, or even worse, they may be shut out of the process altogether."

George Taylor says the problem with these services is that they never really get to know anything about your financial situation other than your credit history and income level. "So basically what winds up happening is that you're reduced to a number to them. And if they don't like whatever that number is, you're out of luck."

Here are three things you should watch out for when shopping for home-finance products on the Internet – things most online mortgage sites hope you ignore:

*Do they take the time to find out about your unique situation, or are you just a cyber-borrower in their eyes? Most of these sites simply don't have the manpower to individually work with every borrower. So a lot of times you wind up with a bad loan simply because there was no one to check if they could have gotten you a better deal.

*What do they offer people in special financial circumstances – such as the self-employed or people with damaged credit? Most of these sites don't even want to work with you unless you meet their stringent criteria.

*Do they provide advice to help when choosing between loan products? Most sites simply gather offers, throw them in your lap, and pressure you to choose between them. Unless you're a pretty experienced mortgage pro, deciding on the best offer can be difficult, if not impossible.

So, what's the solution? Use the Internet to educate yourself and then work with a real human being. You may not have thought about "old-fashioned" methods of finding the best deal, such as working with a mortgage broker. "But for anyone who values a real person sitting down with you and working through the process, there's no better option," says Taylor.

Tulsa, Oklahoma - based mortgage expert George Taylor specializes in providing information to Oklahoma residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

George Taylor is available for interviews and will welcome all your mortgage related questions.

Call 918-748-4470 for a Free No-Obligation Consultation or visit:

http://oklahomamortgagetips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tulsa, Oklahoma based Mortgage Broker George Taylor reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give the self-employed and other Oklahoma residents all the facts so they can make an educated decision when obtaining a mortgage.

Tulsa, OK -- (ReleaseWire) -- 01/11/2011 -- Easy Ways for Self-Employed Tulsa, Oklahoma Residents to Get the Best Mortgage

There's no denying that there are tons of benefits that go along with being self-employed. But along with the freedom of being your own boss, most Tulsa residents probably thought one of the things they wouldn't have much choice about is their mortgage. After all, mortgage lenders are traditionally hard on self-employed borrowers, right? Not necessarily.

In fact, says George Taylor, a Loan Officer with 1st Security Home Mortgae Corp, it might actually be easier to get a mortgage when you're self-employed. If you know where to look, that is.

"What most people don't know is that many lenders are eager to work with self-employed borrowers," "And because of the unique loans they offer that are designed specifically for entrepreneurs, you might actually wind up going through less hassle during the process than your neighbor, who depends on the good graces of a boss for his livelihood."

Here are some quick pointers on shopping for a loan when you're self-employed:

*Look for lenders that will let you verify your income in ways that don't require tax returns or pay stubs. Bank statements, for example, can be much better indicators of cash flow.

*Explore no-doc loans. No-doc means what it sounds like – you don't have to provide all of the supporting documentation most borrowers do. You simply tell the lender what your income is. You'll usually need good credit scores or a larger down payment for this type of loan.

*Get your accountant to sign off on a profit-loss statement. Some lenders can use these as "verification" of your income from self-employment. This should be a simple thing to put together, especially if you have an accountant prepare your taxes every year.

*Ask the experts. Entrepreneurs don't have the time to shop around for lenders who offer these kinds of loans. So do what you would do in your business. Ask an expert. Mortgage brokers have access to dozens of lenders and mortgage products many people don't even know exist. They can streamline the process and make it easy to get the home you want, at a price you can afford.

Tulsa, Oklahoma - based mortgage expert George Taylor specializes in providing information to Oklahoma residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

George Taylor is available for interviews and will welcome all your mortgage related questions.

Call 918-748-4470 for a Free No-Obligation Consultation or visit

http://oklahomamortgagetips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tulsa, Oklahoma Based Mortgage Lender George Taylor reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Tulsa, OK -- (ReleaseWire) -- 01/05/2011 -- Local Tulsa Mortgage Lender George Taylor reveals the shocking truth at a new website that is full of free reports and free mortgage calculators.

"The only way for consumers to make an educated decision is to have all of the facts. Let's face it most consumers are simply uneducated when it comes to obtaining the best mortgage product to fit their financial needs and goals." says George Taylor, a mortgage originator based in Tulsa, Oklahoma.

For most consumers a mortgage is the single largest financial transaction they will make during their lifetime. In fact, most mortgage payments account for approximately 32% of consumer's monthly income.

George Taylor has put together a new website to finally allow consumers the ability to obtain all of the information they need to make an informed decision.

Here is a listing of some of the Insider Tips available at http://oklahomamortgagetips.com

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Tulsa, Oklahoma - based mortgage expert George Taylor specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

George Taylor is available for interviews and will welcome all your mortgage related questions.

Call 918-748-4470 for a Free No-Obligation Consultation or visit

http://www.oklahomamortgagetips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tulsa, Oklahoma Based Mortgage Lender George Taylor reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Tulsa, OK -- (ReleaseWire) -- 01/04/2011 -- Tulsa Oklahoma based Mortgage Expert finally reveals the secrets at a brand new website

http://www.oklahomamortgagetips.com

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Oklahoma or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

Here is just a small sample of the secrets revealed on this site...

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Tulsa, Oklahoma - based mortgage expert George Taylor specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.


George Taylor is available for interviews and will welcome all your mortgage related questions.

Call 918-748-4470 for a Free No-Obligation Consultation or visit

http://www.oklahomamortgagetips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm