Easy Ways for Self-Employed Minnesota Residents to Get the Best Mortgage!

Minneapolis, MN -- (ReleaseWire) -- 05/04/2007 -- There's no denying that there are tons of benefits that go along with being self-employed. But along with the freedom of being your own boss, most Minneapolis residents probably thought one of the things they wouldn't have much choice about is their mortgage. After all, mortgage lenders are traditionally hard on self-employed borrowers, right? Not necessarily.

In fact, says Jim Buckingham, a Loan Officer with Viking Mortgage, it might actually be easier to get a mortgage when you're self-employed. If you know where to look, that is.

"What most people don't know is that many lenders are eager to work with self-employed borrowers," "And because of the unique loans they offer that are designed specifically for entrepreneurs, you might actually wind up going through less hassle during the process than your neighbor, who depends on the good graces of a boss for his livelihood."

Here are some quick pointers on shopping for a loan when you're self-employed:

*Look for lenders that will let you verify your income in ways that don't require tax returns or pay stubs. Bank statements, for example, can be much better indicators of cash flow.

*Explore no-doc loans. No-doc means what it sounds like – you don't have to provide all of the supporting documentation most borrowers do. You simply tell the lender what your income is. You'll usually need good credit scores or a larger down payment for this type of loan.

*Get your accountant to sign off on a profit-loss statement. Some lenders can use these as "verification" of your income from self-employment. This should be a simple thing to put together, especially if you have an accountant prepare your taxes every year.

*Ask the experts. Entrepreneurs don't have the time to shop around for lenders who offer these kinds of loans. So do what you would do in your business. Ask an expert. Mortgage brokers have access to dozens of lenders and mortgage products many people don't even know exist. They can streamline the process and make it easy to get the home you want, at a price you can afford.

Minneapolis, Minnesota - based mortgage expert Jim Buckingham specializes in providing information to Minnesota residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Jim Buckingham is available for interviews and will welcome all your mortgage related questions.

Call (952) 491-2214 for a Free No-Obligation Consultation or visit

http://www.MortgageHappy.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Mound, Minnesota Based Mortgage Lender Jim Buckingham reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Mound, MN -- (ReleaseWire) -- 10/16/2006 -- Minneapolis area Mortgage Lender Jim Buckingham reveals the shocking truth at a new website that is full of free reports and free mortgage calculators.

"The only way for consumers to make an educated decision is to have all of the facts. Let's face it most consumers are simply uneducated when it comes to obtaining the best mortgage product to fit their financial needs and goals." says Jim Buckingham, a mortgage originator based in Mound, Minnesota.

For most consumers a mortgage is the single largest financial transaction they will make during their lifetime. In fact, most mortgage payments account for approximately 32% of consumer's monthly income.

Jim Buckingham has put together a new website to finally allow consumers the ability to obtain all of the information they need to make an informed decision.

Here is a listing of some of the Insider Tips available at http://vikingmortgagesecrets.com

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Mound, Minnesota - based mortgage expert Jim Buckingham specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Jim Buckingham is available for interviews and will welcome all your mortgage related questions.

Call (952) 491-2214 for a Free No-Obligation Consultation or visit

http://www.vikingmortgagesecrets.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm