Chris Reese, Certified Mortgage Planning Specialist®, receives the Prestigious, 5 Star Professional Award for the 2nd year in a row. The Award is featured in this month's, February 2013, issue of Sacramento Magazine. The award is given to only 2% of Sacramento's mortgage professionals based on surveys sent to households who have purchased homes in the last 12 months.

Sacramento, CA -- (SBWIRE) -- 02/22/2013 -- Mr. Makin' it Happen has done it again! Five Star Professional has picked Chris Reese, Senior Loan Officer & Certified Mortgage Planning Specialist®, of Platinum Home Lenders, Inc of Sacramento to receive the 2013 Five Star Mortgage Professional Award. Recipients of this esteemed award are profiled this month in the February issue of Sacramento Magazine.

Chris was chosen as a Five Star Mortgage Professional based on an independent survey of more than 20,000 Sacramento households as well as industry colleagues and experts. The survey asked respondents to offer the names of mortgage professionals that they worked with and to evaluate them based on overall satisfaction and whether they would highly recommend the mortgage professional to others. Recipients of the award were also required to have an active license through the California state regulating body and cannot have any record of disciplinary action.

"I am so excited to receive this honor 2 years in a row! It makes the job that I already love even more rewarding. To be recognized by not only my clients but also by other Mortgage & Title Professionals makes this award very special to me. My team and I work very hard every single day to exceed the expectations of our clients. Once again, this award validates that we are exceeding not only the expectations of our clients but also those of our colleagues and competitors, "said Mr. Reese.

The elite Five Star Award is presented to less than 2% of mortgage professionals in the area and the Sacramento-based Platinum Home Lenders, Inc. couldn't be more thrilled to have a mortgage professional of Chris's caliber on their team.

Platinum Home Lenders, Inc. and the Reese Mortgage Team offers an incredible mortgage lending experience with the knowledge, experience, technology, and full range of loan programs and strategies to deliver the very best loan and experience to every client. Chris Reese's award winning team ensures seamless and stress-free transactions by putting the client's needs and goals first. As simple as it seems, this is Platinum's recipe for success.

If you have any questions, or want more information, please contact us at (916) 502-1656 or find us at http://SacramentoHomeLoanSpecialist.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Real help for struggling California homeowners is now available through the new FHA streamline refinance program.

Sacramento, CA -- (SBWIRE) -- 09/20/2012 -- California mortgage lender, Chris Reese has finally announced the release of the FHA Streamline Refinance program which can really help struggling local homeowners since qualifying for this program is easier than ever.

Many homeowners have become weary after years of promises that real help was on the way which would make their mortgage payments more affordable and enable them to avoid falling into foreclosure. However, until now initiative after initiative seemed unable to provide real assistance to property owners with FHA home loans.

HARP 2.0 delivered relief for some homeowners, but only for those with mortgages backed by Fannie Mae or Freddie Mac.

Thankfully, a real effort has been made to assist California borrowers with FHA mortgages to reduce their monthly payments and take advantage of low interest rates.

This now means there are no appraisals being required to qualify so being underwater or upside down on their mortgage will not prevent homeowners from refinancing. The FHA has also announced that it is waiving the necessity for credit reports and income verification to enable more California homeowners to qualify. However, it is important to note that individual mortgage lenders all have their own underwriting guidelines which may mean some income verification is needed as well as a credit check but most will still be far more lenient than trying to get approved for any conventional home loan today.

What is really different about the new FHA Streamline refinance program is the reduction in mortgage insurance for those who had their loans endorsed on or before May 31st, 2009. Until now, recent rate increases had eliminated much of the savings for those attempting to refinance or meant they had to bring cash to closing. Now 'no-cost' refinancing is available and that coupled with lower mortgage insurance rates can equal thousands of dollars in savings.

When asked about the new FHA streamline program benefits Chris Reese of Platinum Home Lenders, Inc. said "This program finally delivers really substantial savings to underwater homeowners and anyone with an FHA loan who has not refinanced in the last six months should seriously consider this option, even if turned down before".

Those interested in finding out more about the FHA Streamline Program or would like to see if they qualify can discover more details on eligibility and receive a customized rate quote by visiting http://fhahomeloaninfo.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Five Star Professional has picked Chris Reese, Senior Loan Officer & Certified Mortgage Planning Specialist, at Platinum Home Lenders, Inc of Sacramento to receive the 2012 Five Star Mortgage Professional Award. Recipients of this esteemed award were profiled in the February issue of Sacramento Magazine

Sacramento, CA -- (SBWIRE) -- 09/06/2012 -- Five Star Professional has picked Chris Reese, Senior Loan Officer & Certified Mortgage Planning Specialist®, at Platinum Home Lenders, Inc of Sacramento to receive the 2012 Five Star Mortgage Professional Award. Recipients of this esteemed award were profiled in the February issue of Sacramento Magazine.

Chris was chosen as a Five Star Mortgage Professional based on an independent survey of more than 79,600 Sacramento homeowners as well as industry colleagues and experts. The survey asked respondents to offer the names of mortgage professionals that they worked with and to evaluate them based on overall satisfaction and whether they would highly recommend the mortgage professional to others. Recipients of the award were also required to have an active license through the California state regulating body and cannot have any record of disciplinary action.

"I am so excited to receive this honor! It makes the job that I already love even more rewarding.

To be recognized by not only my clients but also by other Mortgage & Title Professionals makes this award very special to me. My team and I work very hard every single day to exceed the expectations of our clients. In spite of the ever-changing Real Estate and Mortgage Industries, this award validates that we are exceeding not only the expectations of our clients but also those of our colleagues and competitors, "said Mr. Reese.

The elite Five Star Award is presented to less than 3% of mortgage professionals in the area and the Sacramento-based Platinum Home Lenders, Inc. couldn't be more thrilled to have a mortgage professional of Chris's caliber on their team.

Platinum Home Lenders, Inc. and the Reese Mortgage Team offers an incredible mortgage lending experience with the knowledge, experience, technology, and full range of loan programs and strategies to deliver the very best loan and experience to every client. Chris Reese's award winning team ensures seamless and stress-free transactions by putting the client's needs and goals first. As simple as it seems, this is Platinum's recipe for success.

If you have any questions, or want more information, please contact us at (916) 244-7622 or find us at http://SacramentoHomeLoanSpecialist.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Sacramento, California Based Mortgage Lender Chris Reese reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Sacramento, CA -- (ReleaseWire) -- 02/08/2011 -- Sacramento California based Mortgage Expert finally reveals the secrets at a brand new website

http://www.sacramentohomeloanspecialist.com

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in California or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

Here is just a small sample of the secrets revealed on this site...

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Sacramento, California - based mortgage expert Chris Reese specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Chris Reese is available for interviews and will welcome all your mortgage related questions.

Call 916-502-1656 for a Free No-Obligation Consultation or visit

http://www.sacramentohomeloanspecialist.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm