Credit Challenged Homeowners Prepare for New Refinance Opportunity.

Redding, CA -- (ReleaseWire) -- 03/05/2008 -- Throughout the United States, credit challenged homeowners eagerly await final approval of the bill that would drastically reduce the mortgage interest rates currently being paid to their sub-prime lenders. Many unfortunate homeowners are being forced into foreclosure because the interest payments far exceed their ability to repay the mortgage.

Under this new program, homeowners with good verifiable incomes would be eligible to refinance their existing subprime mortgage into a much more stable government insured 30 fixed mortgage at a substantially lower fixed interest rate. This change will not only allow homeowners to keep their mortgage payments on time, but will afford these qualified homeowners the necessary cash flow to pay off other debts such as credit cards and personal loans.

"This program is long overdue" says Nationally Recognized Mortgage Expert Justin Jones with 530 Lending in Redding, CA. "Hard working families have needed this break for years, finally they have a chance to live like they should instead of having to work twice as hard as everyone else just to pay their outrageous mortgage payment".

Justin Jones is a Nationally Recognized Mortgage Expert and Branch Manager of 530 Lending located in Redding, California. To receive free detailed information about this exclusive program and to determine if you are eligible, go to http://www.billfreelife17.com. You can also request information by contacting Mr. Jones' office directly by calling 530-244-0530.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Redding, CA -- (ReleaseWire) -- 06/29/2007 -- Easy Ways for Self-Employed Redding, California Residents to Get the Best Mortgage

There's no denying that there are tons of benefits that go along with being self-employed. But along with the freedom of being your own boss, most Redding residents probably thought one of the things they wouldn't have much choice about is their mortgage. After all, mortgage lenders are traditionally hard on self-employed borrowers, right? Not necessarily.

In fact, says Justin Jones, Branch Manager of 530 Lending, it might actually be easier to get a mortgage when you're self-employed. If you know where to look, that is.

"What most people don't know is that many lenders are eager to work with self-employed borrowers," "And because of the unique loans they offer that are designed specifically for entrepreneurs, you might actually wind up going through less hassle during the process than your neighbor, who depends on the good graces of a boss for his livelihood."

Here are some quick pointers on shopping for a loan when you're self-employed:

*Look for lenders that will let you verify your income in ways that don't require tax returns or pay stubs. Bank statements, for example, can be much better indicators of cash flow.

*Explore no-doc loans. No-doc means what it sounds like – you don't have to provide all of the supporting documentation most borrowers do. You simply tell the lender what your income is. You'll usually need good credit scores or a larger down payment for this type of loan.

*Get your accountant to sign off on a profit-loss statement. Some lenders can use these as "verification" of your income from self-employment. This should be a simple thing to put together, especially if you have an accountant prepare your taxes every year.

*Ask the experts. Entrepreneurs don't have the time to shop around for lenders who offer these kinds of loans. So do what you would do in your business. Ask an expert. Mortgage brokers have access to dozens of lenders and mortgage products many people don't even know exist. They can streamline the process and make it easy to get the home you want, at a price you can afford.

Redding, California - based mortgage expert Justin Jones specializes in providing information to California residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Justin Jones is available for interviews and will welcome all your mortgage related questions.

Call 530-244-0530 for a Free No-Obligation Consultation or visit

http://reddingloantips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Redding, CA -- (ReleaseWire) -- 06/04/2007 -- Redding, California Based Certified Mortgage Planning Specialist Justin Jones reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Redding California based Mortgage Expert finally reveals the secrets at a brand new website

http://www.reddingloantips.com

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in California or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

Here is just a small sample of the secrets revealed on this site...

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Redding, California - based mortgage expert Justin Jones specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Justin Jones is available for interviews and will welcome all your mortgage related questions.

Call 530-244-0530 for a Free No-Obligation Consultation or visit

http://www.reddingloantips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm