Recognized for its preeminence within the industry, the CMPS curriculum represents the core knowledge expected of residential mortgage advisers, regardless of the diversity of specializations within the industry.

Columbia, MD -- (ReleaseWire) -- 07/09/2007 -- Ilyce N. Powell, a mortgage lender with National City Mortgage, has passed the qualifying exams to earn the Certified Mortgage Planning Specialist (CMPS) designation granted by the CMPS Institute (Ann Arbor, Michigan) a training, certifying, and ongoing membership organization created to help mortgage professionals integrate financial planning concepts into the mortgage process. CMPS designees can offer clients strategies that encompass mortgages, debt, home equity, and real estate investment.

"My focus is to help my mortgage clients build and protect wealth by better managing their home equity and personal cash flow," says Ms. Powell.

Many homeowners have become frustrated and confused with the myriad of choices in today's mortgage market and the lack of both ethics and financial knowledge among many mortgage providers. The CMPS Institute is a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process.

Today, life expectancy is higher than ever before; health care costs are skyrocketing; pensions are shrinking; social security is uncertain; and corporate America has gone through one bankruptcy after another. Today's mortgage market can be a dangerous place for some consumers with certain real estate markets experiencing signs of a "bubble," and "exotic" mortgages representing a greater market share than ever before. These signs point to the fact that homeowners and buyers need expert advice on how to manage their mortgage, cash flow and home equity.

This trend toward expert mortgage advice is growing in popularity. Ilyce N. Powell is now one of over 2,700 Certified Mortgage Planning Specialists in the country. "A mortgage professional who dedicates the time and effort to learn about these financial concepts is much more qualified, committed, and equipped to serve the complex needs of today's home owner and buyer," says Gibran Nicholas, Chairman of the CMPS Institute.

The CMPS curriculum incorporates five essential skill sets including:
•Financial market and interest rate analysis
•Cash flow analysis
•Debt analysis
•Real estate equity management
•Real estate investment analysis

Ilyce N. Powell, CMPS can be reached at ilyce.powell@ncmc.com, or call 866-458-1654.

For more information on the CMPS Institute go to http://www.cmpsinstitute.org, or call 888-608-9800.

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Columbia, MD -- (ReleaseWire) -- 07/02/2007 -- Local Columbia Mortgage Lender Ilyce N. Powell, CMPS reveals the shocking truth at a new website that is full of free reports and free mortgage calculators.

"The only way for consumers to make an educated decision is to have all of the facts. Let's face it . . . most consumers are simply uneducated when it comes to obtaining the best mortgage product to fit their financial needs and goals." says Ilyce N. Powell, a Certified Mortgage Planning Specialist based in Columbia, Maryland.

For most consumers, a mortgage is the single largest financial transaction they will make during their lifetime. In fact, most mortgage payments account for approximately 32% of consumer's monthly income.

Ilyce N. Powell, CMPS has put together a new website to finally allow consumers the ability to obtain all of the information they need to make an informed decision.

Here is a listing of some of the Insider Tips available at http://www.consumerawarenessinfo.com:

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Columbia, Maryland - based mortgage expert Ilyce N. Powell, CMPS specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Ilyce N. Powell, CMPS is available for interviews and will welcome all your mortgage related questions.

Call 866-458-1654 for a Free No-Obligation Consultation or visit

http://www.consumerawarenessinfo.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm