Teaneck, New Jersey Based Mortgage Lender Joseph Gross reveals insider mortgage secrets at a new radio show that is full of information and guidance in this mortgage market collapse. The radio show is designed to give consumers all the facts, so they can save their home and make an educated decision when obtaining a mortgage.

Teaneck, NJ -- (ReleaseWire) -- 03/20/2008 -- National Mortgage Expert Joe Gross launched a new radio show "Your Home - Your Future." You can listen to the show live on Thursday March 20th at 2pm, or at http://www.yourhomeyourfutureradioshow.com. "Your Home - Your Future", is all about helping listeners get the tools and information they need to protect their home for today and the future.

National Mortgage Expert, Joe Gross, addressed in his radio show on this past Thursday the issues of protecting your credit rating, debt consolidation companies, refinancing in today's ever changing mortgage market. Listeners were able to email their financial questions or situations and receive help both on- and off-air.

"Your Home – Your Future" is a forum to discuss most recent financial headlines, listener financial problems and tips to protect your home and improve your financial situation.

This week's program is all about "Adjustable Rate Mortgages and predatory rate increases". Future shows in the "Your Home - Your Future" series will cover other aspects of the mortgage market including:

avoiding scams and fraudsters
how to budget your income and expenses
boosting your credit score
How to choose a good broker

Since the mortgage market collapse, Joe has redoubled his efforts in educating the public about the mortgage market and what they can do to get in a better position for the future. "If this crisis has taught us anything, it's that everyone loses when people aren't educated." This is the primary reason behind the launch of the radio show.

Joe has worked in the mortgage industry for ten years and has heard hundreds of stories from customers who have gotten into trouble with debt and thought they couldn't get out. He has helped people refinance into a much better situation with manageable monthly payments and has maintained a 98 percent approval rating.

Kim and Richard Vannortwick had combined mortgage and credit card payments of $2,903.00. They had been trying for a few months to refinance. "We were very stressed out," says Kim. "We tried calling other mortgage companies but we kept getting the answer, "I'm sorry but there is nothing we can do for you."

Joe got them a 30 year fixed mortgage and saved the Smith's $597.63 a month. "It only took us 17 days to get out of this misery. Joe was also able to escrow our taxes and insurance and pay off our outstanding taxes of $9,042.41" says Kim. The Vannortwick's are happy to be on their way to financial freedom and credit National Mortgage Expert, Joe Gross with their success.

Joe Gross is the president of Qualified Mortgage Inc. and specializes in debt consolidation and helping people with credit issues. He is committed to getting each customer into a product that will benefit them today AND tomorrow. Joe's unique Client for Life program provides additional support to customers through monthly newsletters, tele-seminars and email bulletins.

Currently, Joe is writing a book on the mortgage market collapse covering what happened, who's to blame and, most importantly, how people can get out of this mess and keep their homes.

Joe is available for interview and welcomes your mortgage-related questions.

Call 800-662-0125 for a Free No-Obligation Consultation or visit http://www.yourhomeyourfutureradioshow.com

Media Contact: Please contact Theresa Consoli at theresa.consoli@qualifiedmortgage.com with any questions or interview request

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Teaneck, New Jersey Based Mortgage Lender Joseph Gross Had Promised To HELP Nine Families That Lost Everything In A FIRE In Paterson, New Jersey. He Distributed To All The Families On Sunday October 14th 2007 Gifts And Groceries.

Teaneck, New Jersey -- (ReleaseWire) -- 10/18/2007 -- On August 25th, 2007 Joseph Gross, National Mortgage Expert and President of Qualified Mortgage Inc. got a phone call that a house he owned in Paterson, NJ had burnt down along with two neighboring houses. Joseph Gross was extremely thankful to hear that all of the nine families had escaped the fire unharmed. He literally cried when he saw a CBS report that week that told of a nine year old girl, Shyra Torres, from a neighboring house, who awakened her mother and then got all the families out before the fire spread. Joe decided that something needed to be done to help these families.

On September 12th Joe Gross reached out to all the families involved, with the help of CBS news. He set up a website http://www.patersonfirehelp.com and toll-free number to locate the displaced families. Over the next few weeks, Joe worked on locating the families and then spoke to them about what their needs were. Most expressed a need for clothing, specifically for the children, as everything had been destroyed in the fire.

Yesterday, October 14th, Joe set out to Paterson, NJ with a team of volunteers. He met all of the residents of the three homes and spoke with each family individually. Each family received boxes of groceries and produce, a $400 Target gift card, a $500 grocery coupon card, Dunkin Donuts gift certificates and 2 free movie tickets. At the end of the day, Joseph was even able to distribute additional food to the families. People were excited by the gift certificates but when they started packing up boxes filled with groceries their faces were beaming. Not expecting so many goods, some of the residents had to call friends to come help them bring all of the food home.

The residents thanked him and told him that they had reached out to many organizations and until this point had received very little help. Louise Campagna, the mother of Shayra Torres exclaimed, "(Its) heaven sent. Nobody would help us and he went out of his way to help people that weren't even in his building. Words can't even describe. He's just a wonderful person."

One little girl who celebrated her birthday, smiled and said "Thank you for all this stuff, this is the best birthday ever". Her mother agreed and said, "It is a blessing", she said "You guys helping everyone is wonderful."

Joe Gross was extremely touched by the gratitude of the families. After meeting all the children affected by the fire, he hopes he was able to bring some joy back to a very bad situation. The joy of the children was overwhelming. When one of the children saw the movie tickets she jumped for joy, "Yay, now we can go to the movies".

When asked why he had distributed such a variety of goods and services, Joe answered, "They need help to get back on their feet but they also need to start feeling good and enjoying themselves again. They need a break to get away from the stress of this disaster. I chose the Target gift card because more important than showing up with some bags of clothing, is letting people shop for the items they need, make their own decisions and choose their purchases."

Joseph Gross loved seeing the smiles on everyone's faces, especially the children. "It's heartwarming to see people so happy. It's exactly what I love about my job." Joseph Gross is a National Mortgage Expert who specializes in helping people save their homes during this Mortgage Market Collapse. "When I help someone to get out of debt and keep their home, the American dream, it makes my job worthwhile."

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Teaneck, New Jersey Based Mortgage Lender Joseph Gross Offers Help to All Victims of the 81-83-85 Paterson Avenue Fire at a brand new website http://www.patersonfirehelp.com

Paterson, NJ -- (ReleaseWire) -- 09/20/2007 -- Joseph Gross, National mortgage expert has set up a website, www.patersonfirehelp.com, to locate the victims of the August 25th fire at 81-83-85 Paterson Avenue. When fire raced through three Paterson, NJ homes last month, what was home for nine families simply vanished. Now, one of the landlords on the block is trying to find all the fire victims in an effort to offer help.

Joseph Gross, president of Qualified Mortgage Inc. in Teaneck, NJ and landlord of one of the three houses, has been touched by the miracle on Paterson Avenue: the story of a 9-year-old girl who saved everyone in three buildings by inexplicably waking before dawn to discover the blaze engulfing her home.

Imagining the horror that could've confronted him at the fire scene, Gross, a mortgage expert and landlord, decided he needed to help the families recover.

"If a kid like this was able to do something like that," Gross explained, "Save me aggravation and, of course, save the people who would've lost their lives, then I have to do something for the kids."

So the landlord of 81 Paterson Ave. is offering help not only to the three families that lived in his building, but to everyone else displaced by the fire. The problem is they are all staying with relatives, or in temporary apartments while preparations are made to rebuild.

Joe set up a Web site www.patersonfirehelp.com for victims of the fire and people who would like to help.

Joseph Gross, National Mortgage Expert, specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan. He is committed to helping people get out of debt and free themselves of their adjustable rate mortgages.

Joseph Gross is available for interviews and will welcome all your related questions.

Call 800-662-0125 for more information.

http://www.patersonfirehelp.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Teaneck, NJ -- (ReleaseWire) -- 07/16/2007 -- Teaneck New Jersey based Mortgage Expert finally reveals the secrets at a brand new website

http://www.newjerseymortgagetips.com

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in New Jersey or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

Here is just a small sample of the secrets revealed on this site...

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Teaneck, New Jersey - based mortgage expert Joseph Gross specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Joseph Gross is available for interviews and will welcome all your mortgage related questions.

Call 800-662-0125 for a Free No-Obligation Consultation or visit

http://www.newjerseymortgagetips.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm