Chicago, IL -- (ReleaseWire) -- 11/15/2007 -- If you listen to the conventional wisdom, you'd believe the mortgage industry was "dead in the water" and any sane broker or loan officer would be best advised to find a nice "safe" career in another industry.

But this is just a self-fulfilling prophesy according to Scott Tucker, the #1 marketing educator of mortgage brokers in the country.

Scott says, "The problem is really all in people's heads. They read the news, they listen to the radio, and they watch TV…and see all the negativity and they just accept that it's true!"

According to Tucker, although the economy does present challenges to today's mortgage industry professionals, it's nothing that can't be overcome EASILY with a steady nerve and bold marketing. He says, "Too many mortgage guys are panicking and swallowing the big lie, that the mortgage business is dead, that the whole economy is about to go belly up. But it's NOT true. People are still spending money, and the funds are still there for the refi's of all sorts of different types! There is NOTHING going on in the economy to stop ANY broker or loan officer from not only SURVIVING but also THRIVING if they'll get their MARKETING right!"

Award-winning Tucker is a firm advocate of direct marketing, a style of marketing dating right back to the late 1800s, that has fallen out of favor with big business in recent years. But the success of the people who use Tucker's system proves beyond doubt, direct marketing is STILL the most effective marketing there is.

It's using Scott Tucker's proprietary system that recently allowed one mortgage broker to effortlessly rake in $48,291.33 in fees, slap-bang in the middle of the 'worst month ever' of the so-called 'sub-prime meltdown'...working from his hospital bed!

And in recognition of today's greater challenges, instead of following the conventional route of "battening down the hatches" to weather the storm, Tucker has added MORE to his System…THREE new loan types to his ALREADY powerful system:

1. Reverse Mortgages. Tucker has identified a hot list of borrowers to take-out reverse mortgages! And the best part of it is, you do NOT have to be an FHA broker to do a reverse! As long as BOTH borrowers are 62 or over, they do NOT need ANY assets besides their principal residence! They need NO income, and NO credit! And the reverse mortgage money they get can NOT cause reduced Social Security and/or pension payments! Best of all, the money they get is NOT taxable!

Tucker has created copyrighted mailing pieces that attract the perfect prospects for these mortgages! And he has added the mailing pieces AND his proprietary list of prospects to his System, for ALL his Members to use!

2. FHA Streamline refi's. Tucker has proved there are thousands of these out there, just waiting to be done, and they bring rich rewards for the brokers who use Tucker's System to attract these borrowers to them!

Says Tucker, "the marketing materials in my system are perfect for pulling in these borrowers...I've built my proprietary list of hot prospects, and all my Members have to do is mail them what I give them! My lettershop does all the work for them! It's all there...all you gotta do is 'flip the switch!' It's brain-dead simple!"

3. ARM Re-Sets. There are THOUSANDS of ARM mortgages coming to the end of their low-rate terms! And this is bad news for a lot of borrowers!

Ninety percent (90%) of these are NOT sub-prime! And the prospect of going to the "adjusted" rate means these borrowers need help! Tucker's System includes his proprietary list of prospects, as well as the copyrighted marketing materials to be mailed!

Tucker concludes: "The worst thing you can do in this kind of market is be timid & fearful! Bold marketing will always see you through! That's why, instead of pulling back and paring the marketing down to the bone, I've actually MASSIVELY increased the marketing materials and avenues open to my Members! They'll thrive in the coming recession AND when we come out of it, they'll be best placed to take advantage of the more favorable conditions too! Mark my words: anyone who does NOT take their marketing EVEN MORE seriously over the next few months is doomed to struggle, and probably go-under when recession really hits!"

To interview Scott Tucker on how mortgage brokers can not only survive, but also THRIVE in the midst of the coming recession, please fax him at 773-327-2842, and he'll get back to you within 24 business hours. To learn more about Scott Tucker and his marketing System for mortgage brokers, please go to http://www.MortgageMarketingGenius.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Chicago, IL -- (ReleaseWire) -- 10/17/2007 -- Listening to the pundits you'd believe America was in for another recession... and maybe it is... BUT ONLY IF you buy into it!

That's the startling claim by the lone, contrarian voice of Scott Tucker, the only light in the bleak economic wilderness that PROVES the current economic downturn is nothing more than a state of mind for ALL Americans.

Because Tucker went from unemployed mortgage broker to millionaire, from "bust to boom," in a "Phenomenally" short space of time, through the application of just a few simple secrets!

Says Tucker, "On December 18, 2001, my boss fired me... and it was the best thing that could have EVER happened! Because it left me looking for an answer to my prayers. I had no job, no income, and seemingly no hope. It was then I discovered the simple Secret that has since unlocked a real treasure chest of riches! Without working ANY harder or longer hours, between 2001 and today I've gone from peanuts to over $2-million a year... and I work LESS than I ever did before! I went from NOWHERE to being the 'Top Dog'in my industry, practically overnight!"

He continues, "I'm NOT talking about some fancy 'business opportunity,' 'get rich quick' scheme, or anything like that! This happened to me because of a few simple, drop-dead easy daily habits ANYONE can ease into!"

"It's called 'The Phenomenon™,' because it's something that happens TO you rather than something you do FOR yourself. It doesn't take any particular skill or intelligence or hard work! If you've seen The Secret, even though it's missing a vital part, ANYONE can do this!"

To interview Scott Tucker about 'The Phenomenon™,' please fax him at 773-327-2842, and he'll get back to you within 24 business hours. To learn more about Scott and how 'The Phenomenon™' has worked for him, please go to http://Scott.In12Months.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

In ‘the worst month ever!’ Of the so-called ‘sub-prime mortgage meltdown

Clarksville, MD -- (ReleaseWire) -- 10/15/2007 -- With the credit markets undergoing a "meltdown," banks in the United Kingdom collapsing under $4 BILLION "runs"…the Fed & the European Central Bank pumping in HUNDREDS OF BILLIONS of dollars to shore-up "catastrophically weak" economies…all the panic & hysteria of the so-called "credit crunch" has not prevented 1 mortgage broker from leveraging the secret knowledge of outspoken & unconventional consumer advocate & sub-prime mortgage industry veteran & expert, Scott Tucker.

One of Tucker's "MasterMind Members," Kevin Marks, of Clarksville, Maryland, just pumped $48,291.33 in fee income into his bank account, in what most are calling the "dead" sub-prime market! All while laid-up in his hospital bed!

Marks said, "even while I was laid-up, flat on my back in a hospital bed, Tucker's System kept pulling in borrowers in on auto-pilot! Even though the sub-prime market is supposedly 'dead!'"

"They say this was the 'worst month ever' for sub-prime...but I closed 6 loans…and made $48,291.33 in fee income…from my hospital bed! Here's what happened," Marks continues:

1. "A family I had previously gotten out of financial trouble once before called my home and begged my wife to tell me that they were in trouble again. The result was a $380,000.00 refi for 4 points and $15,200.00 in fee income. I had my wife bring in my laptop and my 'lender Bible' into the hospital and it went like clockwork! Smooth as silk! The borrowers came to the hospital to sign the documents! None of this would have happened without Scott Tucker's Past Borrower Retention System!"
2. "A borrower I had set up with a 2/28 'first-step loan' needed to get out of it before it adjusted to a higher rate. He called me a dozen times to get me to help him. Result: a $185,000.00 refi with 4 points in fees! That's $7,400.00 dollars! He too came to the hospital to sign the documents! This would not have happened without Scott Tucker's Past Borrower Retention System!"
3. "A Realtor® who'd seen my Scott Tucker Advertising repeatedly called & faxed my office saying that she just had to talk to me! My wife was bringing my office faxes to the hospital! Turns-out the Realtor® had a couple properties she couldn't refinance because they had 'ground rent.' I made some calls and fixed it for her! Result: $147,234.00 refi at 4.20 points and $6,183.83 in fees, plus a $208,500.00 purchase at 2.5 points and another $5,212.50 in fees! This was all due to the 'guru' status that Scott Tucker's marketing sets you up with!"
4. "A dental tech married to a Realtor® and real estate investor discovered that the mortgage broker that they've used for years couldn't find financing for 2 condos! They were desperate to get that money to tide them over during this 'tough time' in the real estate market. She'd heard I used Scott Tucker's proprietary Members Only website to handle 'hard-to-place loans!' So she called me…and I fixed it for her! Result: 2 investor purchase deals for $285,900 at 2.5 points and another $14,295.00 in fees!"

"That's how Scott Tucker's Program effortlessly generated $48,291.33 in fee income for me while I was flat on my back in my hospital bed!"

Scott Tucker himself is bullish about the current "crisis" and says, "Crisis? All the 'doom & gloom' is media hype. In spite of the current loss of available credit from sub-prime lenders, sub-prime borrowers can still get financing through the very same 'sub-prime' mortgage loan officers they've always relied upon! Via FHA loans!"

"This whole 'credit crunch' is nothing more than a temporary glitch. Sub-prime lending is not going away long-term. Sub-prime mortgages are seeing a 4% 'delinquency' rate this year versus the normal & customary 3% 'delinquency' rate!" says Tucker.

"The 'delinquency' rate is not the same as the much lower 'foreclosure' rate. 'Delinquent' borrowers are just late & slow-payers. Most of these borrowers catch-back-up, and fall-behind again. Over-and-over again. It's just their habit to do so. The same way some other people might have some other odd habit. The great majority of those 4% who are 'delinquent' do not go into foreclosure. The media act as if 64-million Americans suddenly turned-in their house keys. They have not!" Tucker continues.

Tucker concludes. "in the 'worst ever month' for sub-prime lending, my Member, Kevin Marks, just did $48,291.33 in fees from his hospital bed! Using nothing more than the Secrets I share with everyone who uses my System! Any broker or loan officer can do this!"

To interview Scott Tucker on sub-prime mortgage lending, please fax him at 773-327-2842, and he'll get back to you within 24 business hours. To learn more about Scott Tucker & his marketing System for loan officers & mortgage brokers, please go to http://www.MortgageMarketingGenius.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Chicago, Illinois -- (ReleaseWire) -- 08/22/2007 -- Despite turmoil in the credit markets, where the irrational knee-jerk reaction is to limit the availability of both prime and sub-prime money to lend to home owners, one lone voice in the sub-prime mortgage lending industry is standing firm against this hysteria and is adamant that, "those who say that sub-prime is 'over' are sadly mistaken!"

This controversial statement comes from outspoken & unconventional consumer advocate & sub-prime mortgage industry veteran & expert, Scott Tucker. Tucker has been involved in sub-prime lending since its infancy.

According to Tucker, "in spite of the current loss of available credit from sub-prime lenders, sub-prime borrowers are still able to obtain financing through the very same 'sub-prime' mortgage loan officers they've always relied upon!"

"This is so because those sub-prime loan officers can still write sub-prime borrowers FHA-insured loans through their FHA-approved brokers!" Tucker says.

He continues, "this 'credit crunch' is nothing more than a temporary glitch. Sub-prime lending is not going anywhere long-term. Sub-prime mortgages are present in 1/4 to 1/3 of U.S. households. Credit availability to sub-prime borrowers, from sub-prime lenders, will return, but it will be another 30 to 90 days before investors in sub-prime mortgage-backed securities come to their senses and again are willing to purchase additional sub-prime mortgage-backed securities."

"It's a great time to snatch-up these sub-prime mortgage-backed securities at deep, deep discounts," Tucker continues. "Investors in sub-prime mortgage-backed securities didn't seem to know before, nor want to know, what they were investing in," Tucker says.

"Sub-prime mortgages are seeing a 4% 'delinquency' rate this year versus the normal & customary 3% 'delinquency' rate," says Tucker.

"The 'delinquency' rate is not the same as the much lower 'foreclosure' rate. 'Delinquent' borrowers are just late & slow payers. Most of these borrowers catch-back-up, and fall-behind again. Over-and-over again. It's just their habit to do so. The same way some other people might have some other odd habit. The great majority of those 4% who are 'delinquent' do not go into foreclosure," Tucker says.

"Sub-prime borrowers always have, and always will, pay late or pay 'slow,' in greater proportion than prime borrowers. That shouldn't be 'news' to anyone! I can't see how investors are 'surprised' at this quite normal performance in these sub-prime mortgage-backed securities," says Tucker.

Tucker continues, "sub-prime lenders always have, and always will, price that 'risk' into the interest rates & the late fees assessed. It's just that in 2006, investors over-paid for the sub-prime mortgage-backed securities they purchased. And now they're disappointed, because they counted their chickens in excess."

But with this recent correction, the market is now healthy again, and the speculative investors have had their 'attitudes adjusted' about what these securities are really worth, and what they can reasonably be expected to return to them. But these sub-prime mortgage-backed securities most certainly are not 'worthless!'" says Tucker.

"These sub-prime loans are still being honored. They are not in what I would call a high-rate of default. The media acts as if 64-million Americans suddenly turned-in their house keys. They have not," Tucker says.

Tucker concludes, "In the last week the Fed has provided $88 billion in liquidity to the markets, snatching-up mortgage-backed securities like mad. They've made that very same $88 billion in-turn available to lend again to home owners."

"And the European Central Bank has put in $283.2 billion in liquidity of its own. There's another $283.2 billion available to be lent again. And all the while 'they' say that the sub-prime mortgage industry is 'dead-in-the-water.' Nonsense."

To interview Scott Tucker on sub-prime mortgage lending, please fax him at 773-327-2842, and he'll get back to you within 24 business hours. To learn more about Scott Tucker and his marketing System for sub-prime loan officers & mortgage brokers, please go to http://www.MortgageMarketingGenius.com.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm