Transitions A Coming Of Age Story by Victoria Herbert is featured at CHUCK LIT CENTRAL as the book of the week. I am delighted that my novel Transitions was chosen. It is a wonderful story said Vicki Herbert.

Scottsdale, AZ -- (SBWIRE) -- 07/20/2012 -- Transitions by Victoria Herbert is the tale of three university women and their journey from adolescence to adulthood. It tells about their challenges and their conflicts, their loves and their relationships, and their victories and their disappointments.

First there is Sunny, the daughter of a flower child. "I'm just floating," that's how she describes herself. No direction, no plans, promiscuous and no guidance from a mother who is also an adolescent. Next is Angi, the product of a restrictive Catholic School education.

Now away from home and open to a new world of ideas. She says, "I don't went to be my mother. I don't want to have a bunch of kids at a young age, stay at home and get fat. I want to make something of myself." Last is Heather. From a dysfunctional family and with an abusive father, she has faced her daemons. She still has difficulty forming relationships and has issues of trust in people and with love.

Victoria Herbert says without romance there would be no love, no passion, no emotion. What would life be? Emotion makes us human and gives us life, feelings and the passion for the adventure of love.

When I write my books I portray the real life experiences of many women. The challenges that we face in today's world. We are not like our mothers. We have careers and families. We are busy and know what is happening in today's world. I am delighted that Chick Lit Central has chosen Transitions First Capitol Books is the publisher of the Victoria Herbert novels. Expected in late August is Peaches. A wonderful romance novel of love lost and a new love found.

First Capitol Books is an independent publisher of paperback and E Books. They are available world-wide and are printed in the US, Great Britten and Australia.

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We are delighted that the Progressive Republican Club has decided to get behind this timely and important book.

Scottsdale, AZ -- (SBWIRE) -- 07/03/2012 -- First Capitol Books has arranged with retailers for a 70% price reduction in the retail price of an E book download. The cost will be $2.99 instead of the usual $9.99 Victor Weintraub, the author of Occupy We The People Decision Time For America said, "I am thrilled at this decision by the Republican Club. I consider it a showing of confidence in the message of my book. I think that my book will have a profound influence on the future of America."

The book deals with the political events that have led up to our ballooning national debt and budget defect. The book also deals with many of the issues that have been protested by the Occupy movement. These include income tax policy, the money in politics problem and the too big to fail banks among others. The book is an eye-opener.

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Download this Kindle book free until midnight Wednesday June 27

Scottsdale, AZ -- (SBWIRE) -- 06/26/2012 -- Transitions, A Coming Of Age Story by Victoria Herbert, is the tale of three university women and their journey from adolescence to adulthood. It tells their challenges and their conflicts, their loves and their relationships, and their victories and their disappointments.

First there is Sunny, the daughter of a flower child. "I'm just floating," that's how she describes herself. No direction, no plans, promiscuous and no guidance from a mother who is also an adolescent. Next is Angi. The product of a restrictive Catholic School education.

Now away from home and open to a new world of ideas. She says, "I don't went to be my mother. I don't want to have a bunch of kids at a young age, stay at home and get fat. I want to make something of my self." Last is Heather. From a dysfunctional family and with an abusive father, she has faced her daemons. She still has difficulty forming relationships and has issues of trust in people and with love.

Transitions is available for free download at Amazon Kindle until Midnight Wednesday June 27. Read it and enjoy. It is the best coming of age story in years.

Wright a 5 star review. Send it to vicki@vickiherbert.com and you will receive a free download of PEACHES, the next book by Victoria Herbert. It will be out in late August. It will be a stunner.

Transitions by Victoria Herbert is published by First Capitol Books an independent publisher of E Books and Paperback books available worldwide.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The General Assembly of Occupy Phoenix favors breaking up the banks.

Phoenix, AZ -- (SBWIRE) -- 06/20/2012 -- Jamie Dimon, chief executive of JP Morgan Chase & Co, in testimony before the House Financial Services Committee stated that his bank is not too big to fail. When questioned by committee members about the many and diverse businesses of the bank world-wide, he could not satisfy questions of why a hedging position in London was better than loans to small businesses on Main Street America.

Occupy Phoenix has confirmed support for a breakup of the large banks and a return to the controls of the Glass-Steagall act. In his book OCCUPY WE THE PEOPLE DECISION TIME FOR AMERICA Victor Weintraub explains the problem. That the large banks are so intertwined that the failure of one of them would probably bring them all down. We do not want to be faced with yet another bank crisis and "Bailout". The abuse by Wall Street during the last one is still fresh in our memories. We can not allow the banks to be in high risk speculative ventures using FDIC insured depositors money. We must break them up before it is too late.

Victor Weintraub is a noted author, economist and entrepreneur. He is the author of OCCUPY WE THE PEOPLE DECISION TIME FOR AMERICA. This book explains how our country got to where we are today. It explains how the failed economic and tax policies of the last 30 years have brought our economy to the brink of another depression. Victor Weintraub is an advocate for progressive ideas. He has been active in Occupy Phoenix from the start.

First Capitol Books is an independent publisher. It publishes a variety of works as both E books and as Paperback print books. The books are available internationally throughout the English speaking world. Read Occupy We The People Decision Time For America.

For more information see the web siteOCCUPY WE THE PEOPLE

The author, Victor Weintraub is available for interview and discussion. To schedule an interview please contact Victor Weintraub at 480 970 0990 or by Email victor@firstcap.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Political money is trashing the American Dream

Scottsdale, AZ -- (SBWIRE) -- 06/19/2012 -- It used to be one person one vote. Now it is billions of dollars and buy the election. We have to change that. In his new book OCCUPY WE THE PEOPLE DECISION TIME FOR AMERICA, noted author and economist, Victor Weintraub, examines this situation. After the Citizens United Supreme Court decision the problem has worsened. Now at an extreme, money is unlimited and unregulated. Not only are corporations and other groups able to spend immense sums but it is also common for the givers to be unidentified. Dark money from whoever.

In chapter 13 of OCCUPY WE THE PEOPLE, Victor Weintraub concludes that to get the money out of politics it will require a constitutional amendment. He gives the numbers and the facts. Weintraub suggests wording that will prohibit corporations and groups from political contributions. He would limit the size of contributions and not allow lobbying. He further suggests a fair elections format for funding of political campaigns.

First Capitol Books is an independent publisher. It publishes a variety of works as both E books and as Paperback print books. The books are available internationally throughout the English speaking world. www.firstcap.com. Read Occupy We The People Decision Time For America.

For more information see the web site Occupy We The People

The author, Victor Weintraub is available for interview and discussion. To schedule an interview please contact Victor Weintraub at 480 970 0990 or by Email victor@firstcap.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Low taxes on the wealthy is a tax increase on the poor

Scottsdale, AZ -- (SBWIRE) -- 06/19/2012 -- OUPA!! We all remember Zorba dancing and drinking in the Greek sun. Everyone had fun and a good time. Unfortunately the Greek economy these days is not having a good fun time. The Greek sovereign debt has soared to levels out of proportion with the Greek economy. The government runs at a huge deficit. Unemployment is well over 20%. The government, as part of the Euro currency block, is no longer able to borrow. They have asked the other members of the Euro currency block for assistance; they asked for a bailout. The response came back that assistance would be dependent on an austerity program. The problem is that you can only do so much austerity when the people are marching in the streets and keep voting against austerity.

The obvious question is how did this happen. The simple answer is that the wealthier people do not pay their taxes. If we look at the population in fifths, quin-tiles, as our census looks at the US population the poor and the lower middle class pay their taxes because it is withheld from their wages. The upper three fifths do not pay their share and the very wealthy make token payments. Tax enforcement is not a serious matter. When the tax burden is carried by the poor and the lower middle class there can not be enough revenue to sustain the economy. When the rich do not pay enough taxes it is a tax increase on the poor. The economy suffers, weakens, unemployment increases and the economy spirals down

The difference between Greece and the United States is that we have changed our tax law so that the highest income people do not have to pay their fair share of taxes. Effectively that is a tax increase on the lower income portion of our population. Also, we can print money and Greece can't.. We call it quantitative easing when the Federal reserve prints money and buys Treasury debt. The money in your pocket is Federal Reserve notes. We are not close to being in the position of Greece, however if we do not change out income tax policy we will be there in short order. We can only print money for so long before the value evaporates.

A healthy, growing economy with low unemployment requires a progressive income tax system with a high marginal tax rate. The Greek people are protesting in the streets. We will not see an austerity program there. Here in the US Occupy marches in our streets. Occupy is still tame. If we do not change we will not be far behind Greece.

First Capitol Books is an independent publisher. It publishes a variety of works as both E books and as Paperback print books. The books are available internationally throughout the English speaking world.First Capitol Books Read Occupy We The People Decision Time For America.

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Dimon CEO of Chase can not defend hedging loss.

Scottsdale, AZ -- (SBWIRE) -- 06/15/2012 -- J. P. Morgan Chase Chief Executive Jamie Dimon testified before a Senate Committee, Wednesday June 10. He said that he could not defend how a hedging strategy in a London office of the bank caused a multibillion dollar trading loss. This statement by the Chief Executive of Chase underscores the obvious fact that the big banks are far too large and far too diverse to be managed well. They are so far-flung geographically and in so many different, and often competing businesses to make management reasonable and effective.

We have heard the too big to fail and the too big to manage story repeatedly since the bank .bailout of just a few years ago. This loss by Chase tells the story in no uncertain terms that the failure of one of the "too big too" banks is past the point of a possibility and will become a certainty. It will, most likely, be at an inconvenient time.

In Chapter 15 of his newly published book, Occupy We The People Decision Time For America, economist, investor and author, Victor Weintraub discusses the situation. This problem resulted from the repeal of the Glass-Steagall act. That allowed banks to expand geographically and to go into businesses other than banking. Since the bank deposits of the public are guaranteed by the FDIC and therefore the US Government, banks can take risks with the people's money.

The book deals with other timely and controversial topics. It documents that a progressive income tax with a high marginal rate will stimulate the economy and reduce unemployment. That trickle down job creation has never worked. That 89% of the national debt was spent by and caused by Republican administrations. Reading this book is an eye opener and it will dispel all of the misinformation that has become conventional wisdom.

First Capitol Books is an independent publisher. It publishes a variety of works as both E books and as Paperback print books. The books are available internationally throughout the English speaking world. http://www.firstcap.com

For more information see the web site http://www.occupywethepeople.org

The author, Victor Weintraub is available for interview and discussion. To schedule an interview please contact Victor Weintraub at 480 970 0990 or by Email victor@firstcap.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm