Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 02/14/2014 -- Too busy to stay on top of recent events in the world's economy? You may want to find out what Dennis Tubbergen sees as possibly the next big financial problem.

Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC. He gives brief updates when it comes to some of the latest significant events in U.S. and world economics and politics and how these events may impact the average American. Whether people enjoy his weekly radio show or his blog at www.dennistubbergen.com, Tubbergen can be counted on to share his viewpoints and opinions. On January 27, 2014 his blog was titled Deflation Imminent?

"CNN Money reported the International Monetary Fund is warning deflation could emerge in 2014 since inflation rates globally are already very low," began Tubbergen. "I've been stating for many years deflation is imminent given the massive levels of debt that exist in the private sector. Central banks around the world have been able to stave off deflation through very accommodative monetary policies; however, it won't be possible to avoid deflation forever."

According to Tubbergen while the "what" is far easier to predict than the "when," he expects to see deflation in earnest this year or next.

"That will be bad news for stocks, in my view," emphasized Tubbergen. To read the entire article go to his website and follow the link.

"The Huffington Post published an article outlining student loan debt problems," continued Tubbergen. "Among the facts noted, the number of Americans with student loans is greater than the entire population of Canada or Australia, more than 7 million have already defaulted on their student loans and the Federal Government made more than $50 billion in profits on student loans last year."

See what else is said about student loans by going to the link.

"Japanese Prime Minister Abe's talk is escalating tensions between Japan and China," warned Tubbergen. "The Prime Minister stated the recent increase in military spending by China is creating instability in the region and that China and Japan are presently in a similar situation to Britain and Germany ahead of World War I. Abe added Britain and Germany clashed in spite of their deep economic ties."

Tubbergen claims that economic winters have historically seen military clashes and significant political change.

A few of the other things Tubbergen is reading include:

- Super Bowl ads for this year's game are averaging a cost of $4 million for a 30 second ad. That's more than double the cost of 12 years ago.
- Free agent baseball player Masahiro Tanaka, who recently signed a $155 million deal with the New York Yankees will end up keeping only $68 million after taxes due to the high city and state taxes in New York. Had Tanaka signed a similar deal with the Arizona Diamondbacks who were also interested in Tanaka, he would have saved almost $12 million in taxes over the life of his contract. That's illustrative of the impact taxes have on employment in certain areas.

To get the links to any or all of these fascinating stories, go to http://www.dennistubbergen.com and select his January 27, 2014 entry.

About Dennis Tubbergen
Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Grand Rapids, MI -- (SBWIRE) -- 02/13/2014 -- Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC. Whether people enjoy his weekly radio show or his blog at www.dennistubbergen.com, Tubbergen is dedicated to discussing the latest financial topics. Worried about the world banking system? On January 28, 2014 his blog was titled More Trouble Ahead for Banks?

"I zeroed in on a report this morning that Citigroup's China branches have halted all cash transfers for three days and all conversions from the Chinese Juan for nine days," began Tubbergen. "Routine or conserving cash to avoid a banking problem?"

To get the link for the full story (and the other topics below) go to Tubbergen's website at www.dennistubbergen.com.

"HSBC reportedly did not allow some customers to withdraw cash unless they could prove why they need it even though the customers have cash on deposit with the bank," continued Tubbergen. "I have heard of other instances that this occurred. The bank has reportedly changed its policy to now allow withdrawals of any size in cash."

Do you keep track of foreign stocks? According to Tubbergen, Asian markets are following the lead of U.S. markets and declining significantly.

"The International Monetary Fund is warning the taper by the Fed may cause further instability in emerging markets," warns Tubbergen. "It will have to. The fundamental economic problem worldwide is the level of debt that exists. That is a condition the central banks around the world cannot address."

What is Tubbergen's bottom line on banks?
"As I've discussed in the past, the modern day bank bailout model is not a bailout, it's a bail in," he explains. "Deposits in banks are simply confiscated based on a formula prescribed by policymakers. It happened last year in Cyprus, and Germany's Bundesbank is now suggesting that countries about to go bankrupt draw off the private wealth of their citizens in order to remain solvent. Sounds like Germany is getting tired of forking over bailout money. This could be the beginning of the end of the Euro as we know it."

To get the whole scoop on these topics, go to http://www.dennistubbergen.com and select his January 28, 2014 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Grand Rapids, MI -- (SBWIRE) -- 02/03/2014 -- Financial advisor Dennis Tubbergen is always looking at the latest U.S. and world happenings and passing it on to us as general financial news. Tubbergen, who is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC hosts a weekly radio show and writes a blog that can be viewed at www.dennistubbergen.com.

If you think the world economy is well on its way to a full recovery, you might want to think twice about that. On January 24, 2014 Tubbergen's blog was titled Barclays Chief: World Economy Not Safe Until 2020.

"Barclay's Chief Antony Jenkins, speaking in Davos, stated his view that the world economy will not be safe from another financial crisis until 2020," began Tubbergen. "From my perspective that time frame is about right. Given nosebleed private sector debt levels and unfavorable demographics, I don't foresee a solid economic recovery until 2020 to 2023. As debt is purged from the system, there will be a lot of stress on financial institutions."

The link to the article is on his website, as is the link for the story below.

The Telegraph reported U.S. Treasury Secretary Jack Lew has requested Congress act quickly to raise the debt limit," warned Tubbergen. "The Secretary projected the U.S .could run out of money as soon as late next month without congressional action."

Over the past few years, Tubbergen has sometimes quoted Mohammad El-Erian, chief executive at PIMCO,

"Mr. El-Erian has abruptly left the company," stated Tubbergen. "While no reason was given for his departure, my take is Mr. El-Erian knows the long bull market run in bonds has ended." Read the whole story from Tubbergen's website.

"Bloomberg dropped the United States from number two on the list of most business friendly countries to number three," noted Tubbergen. "Who is the new number two? Canada."

Italian banks are feeling the symptoms of economic winter.

"Eighteen percent of consumer loans are non-performing and banks will likely need more capital to stay afloat," warned Tubbergen. "Look for this story to repeat itself many times over the next few years."

To get the links to all of these fascinating articles, go to http://www.dennistubbergen.com and select his January 24, 2014 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot b

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Grand Rapids, MI -- (SBWIRE) -- 02/03/2014 -- The latest happenings in the economy in the U.S. can be hard to follow. Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be turned to when you need a little help on this subject.

Whether people enjoy his weekly newsletter at www.moving-markets.com or his blog at www.dennistubbergen.com, Tubbergen is devoted to telling us how various governments find ways to bring in more money. On January 23, 2014 his blog was titled Japan's Latest Plan to Raise Revenue - Raid Dormant Bank Accounts.

"Japan has massive public debt," began Tubbergen. "The latest idea to raise revenue is one that shows just how desperate the situation in Japan is getting. The country is considering a bill that would allow the government to confiscate money from bank accounts that have not been touched in 10 years."

To see the link to this story, go to his website at www.dennistubbergen.com.

"I've been stating my view on the world economic situation for the past six years on these pages," noted Tubbergen. "In the face of unprecedented action by central banks around the world, economic fundamentals haven't changed. An article from CNN Money warns of political extremism not unlike the political extremism the world witnessed in the 1930s in the face of high unemployment and other economic winter season symptoms. The likelihood of more bank failures, which I believe is inevitable, is also discussed."

To see if you agree, go to the link on his website and read the article in its entirety.

"Geo-political tensions appear to be escalating, especially between the countries of Japan and China," warned Tubbergen . "While this is not a new phenomenon, the war of words between the two countries is intensifying."

Again, a link is available on his website. His third topic, shown below is startling to say the least, especially for those who think the economy is recovering.

"One in five American households received food stamps in 2013 according to the U.S. Department of Agriculture," stated Tubbergen. "The actual number of households receiving food stamps increased by more than 722,000 and has doubled since 2004."

Want to be a billionaire?

"Warren Buffet and Quicken Loans will pay you a billion big ones for a perfect March Madness bracket," explained Tubbergen. "But don't get too excited. If you believe the odds, you are more likely to have 4 holes-in-one in a single round of golf."

To catch the links to all of the above stories, go tohttp://www.dennistubbergen.com and select his January 23, 2014 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Dennis Tubbergen's radio shows are available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 01/29/2014 -- Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC. Tubbergen can always be turned to when you need a little help understanding the latest economic happenings in the U.S.

Many people enjoy his blog at http://www.dennistubbergen.com and ask what Tubbergen has been reading. Instead of devoting his daily blogs to just one topic, lately Tubbergen has been giving links to several different topics he finds interesting. On January 20, 2014 his blog was titled Retail Traffic Down, Retailers Trim Profit Forecasts.

"Retail traffic dropped 21 percent during the week of December 21 and many retailers are trimming profit targets moving ahead according to an article on Bloomberg," began Tubbergen.

His second topic was student loans.

"I've repeatedly warned about the potential negative impact student loan debt may have on the economy," noted Tubbergen. "As this article states, total student loan debt is now in excess of $1 trillion and the default rate on student loans is 11.8 percent. Unlike other debts, student loan debt cannot be discharged in a bankruptcy. That will, in my view be a huge drag on the economy."

Let's not forget the housing market.

"Nouriel Roubini, one of the economists who predicted the housing market collapse and subsequent financial crisis made some new predictions about the world economy in 2014," stated Tubbergen. "Among those predictions, blue collar workers will be left behind while skilled labor and capital will do well. I'm not quite as confident about capital as Mr. Roubini."

Want to read more about virtual currency Bitcoin? Follow the link from Tubbergen's blog. To read his blog in its entirety go to http://www.dennistubbergen.com and select his January 20, 2014 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to http://www.everythingfinancialradio.com.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows can also be heard as podcasts on his radio website.

Grand Rapids, MI -- (SBWIRE) -- 01/06/2014 -- Dennis Tubbergen, a financial advisor, author, radio show host and CEO of PLP Advisors, LLC can help out. Whether people enjoy his weekly radio show or his blog at www.dennistubbergen.com, Tubbergen is dedicated to sharing his viewpoints and opinions.

If you have a pension plan that you are starting to worry about, you probably are not alone. On December 17, 2013 Tubbergen's blog was titled Chicago's Underfunded Pension Problem Making Headlines.

"For several years I have been writing about and warning of the coming pension disasters all across the country," began Tubbergen. "After we saw pensions cut in Central Falls, Rhode Island and numerous other municipal bankruptcy filings, I warned the City of Detroit would soon follow suit."

Tubbergen goes on to stress, "That just happened. Next on the horizon in my view will be the larger cities of Chicago and Philadelphia as well as many other smaller municipalities."

Below Tubbergen quotes from Sara Burnett with contributions from AP writer Kerry Lester published on My Way on December 10, 2013.

It's not the vision of a world-class city that Chicago Mayor Rahm Emanuel typically likes to portray.

More teachers losing their jobs, thousands fewer police and firefighters on duty, less frequent trash collection and miles of potholed roads going unrepaired - all as property taxes soar.

But that's the scenario Emanuel and others have said could befall the nation's third-largest city if the state Legislature - which passed a landmark measure last week to address Illinois' severe public pension shortfall - doesn't deal with Chicago's own multibillion-dollar pension problem.

The economic capital of Illinois and the Midwest, Chicago holds the dubious distinction of having the worst-funded public pension system of any major U.S. city. It's a crisis that's putting in peril Chicago's reputation as "the city that works," and its vision of being a modern transportation hub in the midst of a high-tech boom.

"Chicago sticks out for all the wrong reasons," said Rachel Barkley, a municipal credit analyst at Morningstar Inc. referring to a public pension system that is only 35 percent funded, compared to New York's 60 percent and San Francisco's 88 percent.

To see why simply raising taxes may not be the best option and to read what Tubbergen believes are the three main reasons for the predicament these cities are in, go to http://www.dennistubbergen.com and select his December 16, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio show is also available as podcasts at his website.

Grand Rapids, MI -- (SBWIRE) -- 01/06/2014 -- Financial advisor Dennis Tubbergen can be counted on to give the latest U.S. and world happenings when it comes to the U.S. economy and general financial news. Tubbergen, who is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC hosts a weekly radio show and writes a blog that can be viewed at www.dennistubbergen.com.

If you think you pay more taxes than most of the other people you know you may be right. On December 16, 2013 Tubbergen's blog was titled Top 40% of Wage Earners Pay 106.2% of Income Taxes.

"Yahoo News reported the top 40 percent of wage earners pay over 106 percent of all income taxes," began Tubbergen. "The story was based on a Congressional Budget Office report and the video story was first broadcast by MSNBC."

Tubbergen goes on to say, "Lest you think the statistic is an error or a misstatement, the story also revealed the bottom 40 percent of wage earners paid -9.1 percent of income taxes. According to the story, these citizens received more in government transfer payments than they gave to the government in the first place."

According to Tubbergen, when zeroing in on the lowest 20% of wage earners, these folks earned $8,100 on average and received an average of $25,000 in transfer payments. The CBO added 25% of this bottom wage earner group had an income tax rate of -15%.

When breaking down who pays what as far as income taxes are concerned, here are the numbers according to the report:

Lowest 20% - 6.2%
Next 20% -2.9%
Middle 20% 2.9%
Next 20% 13.3%
Top 20% 92.9%

To read more fascinating statistics on this topic and see why Tubbergen believes the middle class definitely is shrinking go to http://www.dennistubbergen.com and select his December 16, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Podcasts of Tubbergen's radio shows are available on his website.

Grand Rapids, MI -- (SBWIRE) -- 01/06/2014 -- Financial advisor Dennis Tubbergen can usually be found helping his own clients. When he has a little free time he is busy writing his daily blog or interviewing his next guest expert for his weekly radio show.

Tubbergen's next guest is Jeffrey Albert Tucker, the executive editor of Laissez Faire Books. Tucker is a past editorial vice president of the Ludwig von Mises Institute and past editor for the Institute's website, Mises.org.

Tucker is also an adjunct scholar with the Mackinac Center for Public Policy and a faculty member at Acton University. He is the author of It's a Jetsons World: Private Miracles and Public Crimes and Bourbon for Breakfast: Living Outside the Status Quo.

Tubbergen, who is an author, radio show host, and CEO of PLP Advisors, LLC, spends a lot of time giving his opinions on the economy in his online financial blog. On December 18, 2013 his blog was titled BlackRock: U.S. Stock Market Rally Nearing Exhaustion.

"Blackrock, according to an article in The Telegraph, is advising clients to proceed with caution in global equity markets."

Below he quotes from the December 9, 2013 article.

BlackRock, the world's biggest investor, has warned that central banks are poised to tighten monetary policy in the Anglo-Saxon countries and China, advising clients to be ready to pull out of global stock markets at any sign of serious trouble.

"2014 is the year to squeeze more juice out of risk assets. But investors should be ready to discard the fruit when it starts running dry," said Ewen Cameron Watt, chief strategist for the BlackRock Investment Institute.

The group said in its 2014 Investment Outlook that investors have "jumped on the momentum train, effectively betting yesterday's strategy will win again tomorrow", but vanishing liquidity could leave them trapped if the mood changes. "Beware of traffic jams: easy to get into, hard to get out of," it said.

BlackRock, which manages funds worth $4.1 trillion, said the global system is still in the doldrums and far from achieving sustainable recovery. "The eurozone, Japan and emerging markets are all trying to export their way out of trouble. Who is going to buy all this stuff? The math does not work. Not everybody's currency can fall at once," it said.

While the report states Wall Street is not yet in a bubble, read why Tubbergen disagrees with that statement by going to http://www.dennistubbergen.com and selecting his December 18, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 12/04/2013 -- Financial advisor Dennis Tubbergen is becoming well known for having international guest experts on his weekly radio show. Tubbergen's next guest on the Everything Financial Radio Show is Ian Gordon of the Longwave Group.

The son of a British military officer, Gordon graduated from the Royal Military Academy at Sandhurst. Four years later, Ian immigrated to Canada where he entered the History Department at the University of Manitoba. During this period he began to study the historical trends that ultimately provided the foundation for his Longwave theory.

Gordon entered the financial realm in 1982 as a stock broker. In 1998 he determined the Longwave Theory was too compelling to ignore and he began writing the Longwave Analyst and re-entered the sales side of the business. He claims the same Longwave principles that have guided him for the past decade are just as relevant today as they were a decade ago.

Tubbergen, who is also an author and CEO of PLP Advisors, LLC, spends a lot of his time giving his opinions on the economy in his online financial blog. On December 5, 2013 his blog was titled U.S. Consumer Confidence Hits 7-Month Low.

"Bloomberg reported that U.S. consumer confidence hit a 7-month low as consumers grew more pessimistic about the labor market," began Tubbergen.

Below he quotes from the November 26, 2013 article.

The Conference Board's index fell to 70.4 from a revised 72.4 a month earlier that was stronger than initially estimated, the New York-based private research group said today. The median forecast in a Bloomberg survey of 78 economists called for a November reading of 72.6.

"The economy just has not performed very well this year and has been disappointing relative to what most people were hoping for and expecting through the course of the year," said Stephen Stanley, chief economist at Pierpont Securities LLC in Stamford, Connecticut. "It's one thing when you have one or two years into the recovery and things aren't progressing in the job market, but here we are four-plus years in."

To read why Tubbergen believes this low consumer confidence will adversely affect the current holiday shopping season, go to http://www.dennistubbergen.com and select his December 5, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 12/04/2013 -- Bubbles, bubbles everywhere! Financial advisor Dennis Tubbergen has been talking about bubbles for the past few years and predicting where the next "burst" will take place. Tubbergen, who is also an author, radio show host and CEO of PLP Advisors, LLC recently gave his opinion on this subject in his December 4, 2013 blog titled Housing Continues Its Rally.

"I've been making the case for quite some time the housing market rally is artificial and bubble like," began Tubbergen. "A recent article in USA Today may help make the point."

Below he quotes from the November 26, 2013 article.

Home prices continued rising in September, but many cities posted smaller monthly gains, according to a closely-watched barometer of the housing market.

The 20-city Standard & Poor's/Case-Shiller Index increased 0.7% in September from August and was 13.3% ahead of a year ago, S&P said Tuesday. While 13 of 20 cities showed higher year-over-year growth rates than in August, 19 cities had lower monthly increases in September than August.

"One of the characteristics of a bubble is rapidly increasing prices," noted Tubbergen. "Often, when prices increase quickly, they also decline quickly when the bubble bursts. In this case, with year-over-year price increases in housing at double digits, seems likely that housing is once again in a mini-bubble at minimum."

Tubbergen goes on to say that with just over $200 billion of home equity loans now nearing the point where principle needs to be repaid instead of just interest, the likelihood of this mini-bubble bursting soon may be quite high.

The Financial Post reiterates the point in its November 26, 2013 article on the same topic. The story notes that an increasing number of borrowers in the U.S. are missing payments on their home equity lines of credit they took out during the housing bubble.

To get Dennis Tubbergen's full take on this important and potentially frightening topic, go to http://www.dennistubbergen.com and select his November 26, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 12/03/2013 -- Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC. Whether people enjoy his weekly radio show or his blog at http://www.dennistubbergen.com, Tubbergen is known for discussing the latest financial news. When a well-known figure recently commented on the role the U.S. has played in the value of worldwide assets, Tubbergen gave his thoughts on the topic. On December 2, 2013 his blog was titled Stockman: Worldwide Bubble in Stocks.

"David Stockman, former Director of the Office of Management and Budget under President Reagan, made some interesting observations recently about the Federal Reserve's role in the bull market in stocks we've been experiencing," began Tubbergen.

Below he quotes from a November 26, 2013 article on CNBC.

The actions of the Federal Reserve have created a massive bubble not just in U.S. stock prices, but in a variety of assets all across the world, contends David Stockman, who served as the director of the Office of Management and Budget under Ronald Reagan.

"The Fed is exporting this lunatic policy worldwide," Stockman said, referring to the Federal Reserve's asset-purchasing program. "Central banks all over the world have been massively expanding their balance sheets, and as a result of that there are bubbles in everything in the world, asset values are exaggerated everywhere."

"It's only a question of time before the central banks lose control, and a panic sets in when people realize that these values are massively overstated," he said.

The issue, says Stockman, is that central banks around the world have followed the Fed's dovish lead "for either good reasons of defending their own currency and their trade and their exchange rate, or because they're replicating the Fed's erroneous policies."

Either way, "Central banks have been massively expanding their balance sheets," which has reduced interest rates on government bonds, and increased the amount of money chasing a fixed set of assets.

"While bubbles eventually burst, the timing of such an event is difficult to predict," explained Tubbergen. "That's why we've recommended the use of trailing sell stops for clients when managing their stock portfolios."

To read Tubbergen's full take regarding sell stops and our current stock market, go to http://www.dennistubbergen.com and select his December 2, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

ABOUT DENNIS TUBBERGEN
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 11/27/2013 -- Financial advisor Dennis Tubbergen is known for having a diverse selection of guest experts on his weekly radio show.. This week on The Everything Financial Radio Show, Tubbergen hosts Tubbergen's next guest is Karl Denninger, an American technology businessman, finance blogger and political activist. Denninger is sometimes referred to as a founding member of the Tea Party movement in the U.S.

Denninger was the founder and CEO of MCSNet in Chicago, a company that became one of the area's first commercial internet service providers. He is also a founding contributor to the libertarian-oriented finance blog www.marketticker.org and has used the internet to bring attention to his concerns with the financial system.

Tubbergen, who is an author, radio show host, and CEO of Personal Legacy Planners, LLC, also spends a lot of time hosting his weekly radio show and on his online financial blog. On November 15, 2013 Tubbergen's blog was titled Coming Pension Meltdown.

"That headline is the same as one on a recent article published by the conservative news source, "Newsmax," began Tubbergen. "I have been writing about this for a long time now and believe that before the economic winter season is over; the topic of pension funding (or underfunding as the case may be) will be the dominant headline."

Below he quotes from the November 12, 2013 article on Newsmax.

Voters in Cincinnati last week soundly defeated a ballot initiative which would have overhauled the pension system for public workers, leaving the city without a plan to deal with $872 million in unfunded liabilities.

Cincinnati is not alone.

Across the nation, cities and states are finding funding for basic services being crowded out of their budgets by the rising cost of retirees' pensions and healthcare.

More and more cities, counties, and even some states will face the harsh reality of having to fix their pension systems or deal with a Detroit-style bankruptcy.

But here's the real rub: experts are warning that many pension systems, those claiming they are well funded and those who say they aren't, have all been using rosy projections about future investment returns.

To find out why Tubbergen believes we have not heard the last of this, go to http://www.dennistubbergen.com and select his November 15, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of USA Wealth Management, LLC and has an online blog that can be read at www.dennistubbergen.com. To view Tubbergen's latest Moving Markets? newsletter, go to www.moving-markets.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Dennis Tubbergen offers his radio broadcasts as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 11/27/2013 -- Municipal debt, bond ratings, public pensions - the financial scene can be difficult to keep up with. Dennis Tubbergen, a financial advisor, author, radio show host and CEO of PLP Advisors, LLC gives a hand.

Whether people enjoy his weekly radio show or his blog at www.dennistubbergen.com, Tubbergen can be counted on to share his opinions and his viewpoints. On November 12, 2013 Tubbergen was entitled to a few bragging rights and his blog was titled I Told You So.

"On August 7, 2013, I commented on the triple drop on Chicago bond ratings by Moody's," began Tubbergen. "Now it seems that Fitch agrees, lowering its ratings on Chicago bonds."

Below Tubbergen quotes from a November 11, 2013 article on the topic that appeared on Yahoo Finance.

Fitch Ratings has downgraded the credit worthiness of Chicago's bond debt because of its public pension problems.

Fitch dropped the rating from AA- to A- on $8 billion in general obligation bonds, backed by property taxes.

It also dropped the rating on $497 million in sales tax bonds — paid for by both the city's local sales tax and its share of the state sales tax. And the rating was downgraded on $200 million in commercial paper notes, financed by a general obligation pledge from any available city fund.

Friday's downgrade stems from "the lack of meaningful solutions" to the city's pension situation. City and fire pension programs have no more than 30 percent of the money needed to cover obligations.

The downgrade makes it more expensive to borrow money.

"One of the common themes of economic winter is pension funding problems," explained Tubbergen in the blog. "During better economic times, pension promises are made that cannot possibly be met in an economic winter season. We've seen it in Greece where government workers retire at age 50 with a pension equal to final salary as well as in the U.S. with such examples as Central falls, Rhode Island and more recently the City of Detroit."

To find out why Tubbergen claims it does not matter what promises were made or what the state's constitution requires, "if there is no money to pay a liability, it won't get paid" go to http://www.dennistubbergen.com and select his November 12, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio show is available on his website.

Grand Rapids, MI -- (SBWIRE) -- 11/27/2013 -- Most people would like to get a jump start on what the new year's economy will be like, but where do you start to gather information? Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be counted on to give brief updates on the latest financial news.

It doesn't matter whether you prefer to catch his weekly radio show or his blog at www.dennistubbergen.com, Tubbergen is devoted to breaking down current financial events so everyone can understand them. On November 14, 2013 his blog was titled Analyst: Look for Stock Decline in 2014.

"Every now and then, it's nice to hear an opinion that mirrors your own," began Tubbergen. "While I wouldn't go so far as this analyst as to predict the "when" of a stock market decline, I certainly think that Mr. Janjuah is dead on when it comes to his analysis of the economy and the stock markets."

Below Tubbergen quotes from an article published in The Wall Street Journal on November 5, 2013.

As Federal Reserve officials pursue the most aggressive monetary policy stimulus campaign in their institution's history, they are mindful of the unintended consequences their actions can have on financial markets.

But as it now stands, most remain confident that huge injections of money into the economy haven't created any bubbles big enough to threaten the overall course of the recovery. That has allowed them to press forward with their aggressive agenda of bond buying, which is aimed at pushing up asset prices in a bid to boost growth and lower unemployment.

Against that confidence, an equities strategist is warning of a major bubble in global stock prices. In a research note, Nomura Securities strategist Bob Janjuah is warning that over the final three quarters of next year and into 2015, there "could be a 25% to 50% sell off in global stock markets."

"In an economic winter season, stocks decline," emphasized Tubbergen. "While stock investors have enjoyed a tremendous rally from the market bottom in 2009, this rally, in my view , will end with a significant stock market correction in spite of the best efforts of the Federal Reserve."

To find out what Tubbergen views as the two biggest obstacles to the stock market rally continuing long term, and how long he believes this state will last, go to http://www.dennistubbergen.com and select his November 14, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com. To view Tubbergen's latest Moving Markets? newsletter, go to www.moving-markets.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 10/31/2013 -- The current economy in the U.S. can be hard to follow. Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be turned to when you need a little help understanding the latest economic happenings in the U.S.

Many people enjoy his blog at www.dennistubbergen.com because Tubbergen is devoted to breaking down current financial events so everyone can understand them. On October 31, 2013 his blog was titled Something to Scare You on Halloween.

"On this day when you're supposed to scare or be scared, I've got something that might do the latter," began Tubbergen. "Former Federal Reserve Chairman Alan Greenspan is bullish on the stock market. Based on prior market forecasts made by Mr. Greenspan, one might be scared at this prediction. Mr. Greenspan commented stocks are 'relatively low' and headed upward."

Below Tubbergen quotes from the October 23, 2013 article.

Former Federal Reserve Chairman Alan Greenspan said the stock market has room to rise from record levels.

"In a sense, we are actually at relatively low stock prices," Greenspan, who guided the central bank for more than 18 years, said in an interview with Sara Eisen on Bloomberg Television today. "So-called equity premiums are still at a very high level, and that means that the momentum of the market is still ultimately up."

The Standard & Poor's 500 Index advanced 23.03 percent this year through yesterday, pulling within a percentage point of its 23.5 percent surge in 2009, amid speculation the Fed will delay cuts to its monthly bond purchases until the labor market improves. The benchmark index rose 0.6 percent yesterday to a record, before falling to 1,746.01 at 1:21 p.m. in New York today.

Greenspan said the stock market is "just barely above 2007" and the average annual increase in stock prices "throughout the postwar period" is 7 percent, which leaves room for a rise.

"Price-earnings ratios are not hugely up," he said. The market has "gone up a huge amount, but it's not bubbly," according to Greenspan.

To read the blog in its entirety and see why Tubbergen thinks Greenspan's remarks are scary, go to http://www.dennistubbergen.com and select his October 31, 2013 entry.

About Dennis Tubbergen
Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com.

Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts.

Grand Rapids, MI -- (SBWIRE) -- 10/29/2013 -- The current economy in the U.S. can be hard to follow. Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be turned to when you need a little help understanding the latest economic happenings in the U.S.

Whether people enjoy his weekly newsletter or his blog at www.dennistubbergen.com, Tubbergen is devoted to breaking down current financial events so everyone can understand them. On October 24, 2013 his blog was titled Worldwide Easy Money Continues.

"Bloomberg recently reported that easy money policies are likely to continue through 2014," began Tubbergen.

Below he quotes from the October 24, 2013 article.

The era of easy money is shaping up to keep going into 2014.

The Bank of Canada's dropping of language about the need for future interest-rate increases and today's decisions by central banks in Norway, Sweden and the Philippines to leave their rates on hold unite them with counterparts in reinforcing rather than retracting loose monetary policy. The Federal Reserve delayed a pullback in asset purchases, while emerging markets from Hungary to Chile cut borrowing costs in the past two months.

"We are at the cusp of another round of global monetary easing," said Joachim Fels, co-chief global economist at Morgan Stanley in London.

Policy makers are reacting to another cooling of global growth, led this time by weakening in developing nations while inflation and job growth remain stagnant in much of the industrial world. The risk is that continued stimulus will inflate asset bubbles central bankers will have to deal with later. Already, talk of unsustainable home-price increases is spreading from Germany to New Zealand, while the MSCI World Index of developed-world stock markets is near its highest level since 2007.

"We are undoubtedly seeing these central bankers go wild," said Richard Gilhooly, an interest-rate strategist at TD Securities Inc. in New York. They "are just pumping liquidity hand over fist and promising to keep rates down. It's not normal."

To read Tubbergen's conclusion about this important topic, go to http://www.dennistubbergen.com and select his October 29, 2013 entry.

About Dennis Tubbergen
Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to www.everythingfinancialradio.com

Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 10/28/2013 -- Financial advisor Dennis Tubbergen can usually be found helping his own clients. When he has a few free minutes he is busy writing his daily blog or interviewing his next guest expert for his weekly radio show.

Tubbergen's guest last week was James Rickards. Rickards is an American lawyer, economist and investment banker. Rickards is also the author of the best-selling book Currency Wars.

Tubbergen, who is an author, radio show host, and CEO of PLP Advisors, LLC, spends a lot of time giving his opinions on the economy in his online financial blog. On October 25, 2013 his blog was titled Mauldin: Stronger U.S. Dollar Likely.

"This past week on my radio program I interviewed Dr. A. Gary Shilling, a very bright economic forecaster who has been a Forbes columnist for 30 years," began Tubbergen. "Dr. Shilling commented that he expects the U.S. Dollar to remain strong given that there is no viable alternative for a world reserve currency. John Mauldin agrees, and for a very interesting reason."

Below Tubbergen quotes from http://www.mauldineconomics.com.

I get the question all the time: when will the Chinese renminbi (RMB) replace the US dollar as the major world reserve currency? The assumption behind such questions is almost always that the coming crisis in US entitlement programs will force the Fed to monetize even more debt, thereby killing the dollar. Or some derivative line of that thought. Contrary to the thinking of fretful dollar skeptics, my firm belief is that the US dollar is going to become even stronger and will at some point actually deserve to be the reserve currency of choice rather than merely the prettiest girl in the ugly contest – the last currency standing, so to speak.

One of the prerequisites for a true reserve currency is that there must be a steady and ready supply of the currency to facilitate global trade. The United States has done its part in providing an ample supply of US dollars by running massive trade deficits with the rest of the world, primarily with oil-producing nations and with Asia (most notably China and Japan), for all manner of manufactured products. The US consumer has been the buyer of last resort for several decades (I say, somewhat tongue in cheek). Those dollars typically end up in the reserve balances of various producing nations and find their way back to the US, primarily invested in US government bonds. In an odd sense, the rest of the world has been providing vendor financing to the US, the richest nation in the world.

To read Tubbergen's take on this interesting topic, go to http://www.dennistubbergen.com and select his October 25, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are available on his website as podcasts.

Grand Rapids, MI -- (SBWIRE) -- 10/28/2013 -- In today's world it is hard to stay abreast of everything that is happening financially. Dennis Tubbergen, a financial advisor, author, radio show host and CEO of PLP Advisors, LLC can be counted on to give a hand when it comes to understanding the latest events in U.S. and world economics.

Whether people enjoy his weekly portfolio update commentary at http://www.yourretirementoutlook.com or his blog at http://www.dennistubbergen.com, Tubbergen is dedicated to sharing his viewpoints and opinions. On October 24, 2013, his blog was titled Japan and China Make Contingency Plans.

"Yahoo News ran a story explaining how the countries of Japan and China are making contingency plans in the event the U.S. were to default on debt," began Tubbergen. "The countries, which both hold large amounts of U.S. debt are openly concerned about the reliability of the U.S. Government to continue to responsibly manage its debt."

Tubbergen quotes from the October 18, 2013 article:

Deal or no deal, the U.S. Congress' dance with default impressed policymakers and investors in China and Japan with just how vulnerable their own economic revival plans are to the next political tantrum on Capitol Hill.

The 11th-hour agreement on Wednesday between Congressional Republicans and Democrats to raise the limit on U.S. government borrowing and end a 16-day government shutdown also averted a default on U.S. Treasury bonds that had threatened the global economy and financial system.

But Congress gets another chance to hold U.S. creditworthiness hostage early next year ahead of a new February 7 deadline to approve a debt ceiling increase.

"We're glad a deal has been struck," said a Japanese policymaker, who spoke on condition of anonymity. "But the uncertainty will remain and it will be the same thing all over again early next year."

To see why Tubbergen thinks this is just another sign of a future move away from the U.S. Dollar as the world reserve currency, go to http://www.dennistubbergen.com and select his October 24, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 10/28/2013 -- The current economy can be hard to understand. Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be turned to when you need a little help understanding the latest economic happenings in the U.S.

Whether people enjoy his radio show at http://www.everythingfinancialradio.com or his blog at http://www.dennistubbergen.com, Tubbergen is devoted to breaking down current financial events so everyone can understand them. On October 23, 2013 his blog was titled Senator McConnell: Front Feet in the Trough.

"As part of the recent deal to end the government shutdown and raise the nation's debt limit, it seems that a significant level of pork was included," began Tubbergen. "One such chunk of pork was a sweetheart deal for Senator Mitch McConnell's home state of Kentucky. It was Democratic Leader Harry Reid and Republican Leader McConnell who negotiated the deal which passed the Senate by a vote of 81-18. Seems that, as part of the deal, there was a provision that increased funding for a dam project in Paducah, Kentucky by more than $2 billion."

Below Tubbergen quotes from WFPL on October 16, 2013.

A proposal to end the government shutdown and avoid default orchestrated by Republican Leader Mitch McConnell and Democratic Leader Harry Reid includes a nearly $3 billion earmark for a Kentucky project.

Language in a draft of the McConnell-Reid deal (see page 13, section 123) provided to WFPL News shows a provision that increases funding for the massive Olmsted Dam Lock in Paducah, Ky., from $775 million to nearly $2.9 billion.

The dam is considered an important project for the state and region in regards to water traffic along the Ohio River.

As The Courier-Journal's James Bruggers reported in 2011, the U.S. Army Corps of Engineers said they needed about $2.1 billion for the locks due to "stop and go funding."

Asked about the additional funding in the proposal, McConnell spokesman Robert Steurer directed all questions to lawmakers who worked on the bill directly.

Still, conservative critics of the proposal argue it is nothing more than a "kickback" for McConnell in an age where Tea Parties have eschewed earmarks.

To read why Tubbergen thinks it is "interesting" the other senator from Kentucky, Senator Rand Paul, does not agree with McConnell go to http://www.dennistubbergen.com and select his October 23, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to http://www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 10/21/2013 -- Have trouble keeping up with what is going on with the U.S. economy and stock markets?

Dennis Tubbergen, a financial advisor, author, radio show host and CEO of PLP Advisors, LLC can help out. With his blog at http://www.dennistubbergen.com, Tubbergen is dedicated to sharing his viewpoints and opinions. On October 9, 2013 his blog was titled Soros: Greek Debt Can't be Paid.

Tubbergen began the blog by saying, "Hedge fund icon George Soros recently stated that the Greek debt can't possibly be paid and unless some of the debt is forgiven, Greece may see political extremism."

Below Tubbergen quotes from an article in the German publication Deutsche Welle that ran July 10, 2013.

U.S. large-scale investor George Soros (pictured) told Germany's "Spiegel online" business editors that another international debt haircut for crisis-stricken Greece was inevitable.

"Everyone knows the country will never be able to pay back its debt," Soros insisted. He said his talks with business partners had convinced him that private investors would be willing to return to Greece once the repayment of public debt was off the table. This, he argued, would allow the country to recover fast.

But it's been the outgoing German government in particular which has refused to even talk about another write-down on Greek debt. Berlin has only signaled it would be willing to agree to lower interest rates and perhaps grant a longer period for debt repayment.

George Soros admitted it would be a hard battle to get the public creditors to forego what they were supposed to get from Athens, as it would breach many political taboos again and would be tough to communicate to taxpayers.

But he said Germany should recall its own history after World War II, when it profited several times from debt cancellations .

To read what Tubbergen has to say about this and a unique surgery center in Oklahoma City that charges 20% of other similar facilities, go to http://www.dennistubbergen.com and select his October 9, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com. To view Tubbergen's latest Moving Markets? newsletter, go to http://www.moving-markets.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 10/21/2013 -- It is difficult to stay abreast of everything that is happening financially in the United States today. Dennis Tubbergen, a financial advisor, author, radio show host and CEO of PLP Advisors, LLC can be counted on to give a hand when it comes to understanding the latest events in U.S. and world economics.

With guests from all over the world on his radio show, Tubbergen is dedicated to sharing these expert viewpoints and opinions. His last guest was Dr. Robert McHugh, a reknowned financial author and president and CEO of Main Line Investors. Dr. McHugh will discuss his latest book that is hot off the presses and titled The Coming Economic Ice Age.

Tubbergen also shares his own opinions on his blog at http://www.dennistubbergen.com. On October 8, 2013 his blog was titled Proof the Free Market Works.

"I listened with great interest when a colleague told me about a new business model in the medical field; or, is it an old model rebirthed and repackaged?" began Tubbergen.

"At one time, the services of a medical professional were paid for in cash, or even barter. Then two things happened to change the way that health or sickness benefits were financed – regulation (including licensing) and a dramatic economic change."

According to Tubbergen, in the early 1900s licensing began to be required for medical practitioners. In order to get a license to practice medicine, one had to meet certain minimum educational standards and competency requirements. Accreditation standards for hospitals were also put in place.

"While I am not arguing against regulation and licensing for most professions that require licensing, it's a fact that when licensing is required, costs increase," explained Tubbergen.

As a result of medical care becoming more standardized and as a result of the autumn economic season that existed at the time, during the 1920s hospital care was more in demand. By 1929, Blue Cross hospital insurance was developed. Interestingly, during the winter economic season of the 1930s hospital insurance grew dramatically. During this economic winter season, pre-paid hospital insurance was mutually advantageous to both hospitals and subscribers. During this time frame, both consumers and hospitals suffered from falling incomes as a result of the deflationary conditions that existed at the time.

To read the blog in its entirety and get Tubbergen's take on what happened during this crucial period in the new healthcare industry, go to http://www.dennistubbergen.com and select his October 8, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com. To view Tubbergen's latest Moving Markets? newsletter, go to www.moving-markets.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 10/21/2013 -- The current economy in the U.S. can be hard to follow. Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be turned to when you need a little help understanding the latest economic happenings in the U.S.

Many people enjoy his blog at http://www.dennistubbergen.com because Tubbergen is devoted to breaking down current financial events so everyone can understand them. On October 7, 2013 his blog looked at the weekly market update by the Economic Trends Research Group.

In the blog Tubbergen shares a chart that illustrates how the Dow Jones Industrial Average may be forming a "head and shoulders" top. According to some financial experts, this top can often lead to a decline with the level of decline equaling the distance from the top of the head to the trend line.

The month of October has become known for hosting several significant market corrections. The bottom line? A decline beginning this month would meet many expectations for a change in the market.

However, a brief rally before prices drop is a real possibility.

Tubbergen also points out the U.S. Dollar reached a 23-month low against a basket of foreign currencies last week. Where currencies are concerned, it's a race to the bottom from a devaluation standpoint.

A possible bright spot? World-wide devaluation will ultimately be good for gold and other precious metals.

To read the blog in its entirety and see why Tubbergen thinks the likelihood is for a stock market correction commencing sooner rather than later go to http://www.dennistubbergen.com and select his October 7, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to http://www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his radio website.

Grand Rapids, MI -- (SBWIRE) -- 09/27/2013 -- Dennis Tubbergen, a financial advisor, author, radio show host and CEO of PLP Advisors, LLC can help out. Whether people enjoy his monthly newsletter Trend Courier or his blog at http://www.dennistubbergen.com, Tubbergen is dedicated to sharing his viewpoints and opinions. On September 26, 2013 his blog was titled U.S. Labor Market - Are There Jobs with No One to Fill Them?

"I read with interest a piece published on the topic of workforce training," began Tubbergen.

Below he quotes from an August 2, 2013 article from Ideas Lab.

There is a chicken-and-egg problem in the U.S. labor market. With the U.S. economy still down some 2.4 million jobs from its peak in January 2008, U.S. employers should be enjoying a buyer's market for skilled workers. And yet employers report that they are struggling to fill open jobs – at last count there were 3.83 million job openings, close to a five-year high. As Thomas Hilliard of the Center for an Urban Future writes in his new Renewing America working paper, Building the American Workforce, "an alarming number of Americans lack the skills and education credentials needed to compete for decent-paying jobs in an economy transformed by globalization and accelerating technological change."

The article goes on to say it is "alarming" that unemployment in the U.S. can be so high and yet more than half of our employers have a hard time filling jobs with applicants who are suitable.

See what Tubbergen has to say about this surprising situation by reading his blog in its entirety by going to http://www.dennistubbergen.com and selecting his September 26, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his website.

Grand Rapids, MI -- (SBWIRE) -- 09/26/2013 -- The current economy in the U.S. can be hard to follow. Dennis Tubbergen is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC and can be turned to when you need a little help understanding the latest economic happenings in the U.S.

Whether people enjoy his monthly newsletter Trend Courier or his blog at http://www.dennistubbergen.com, Tubbergen is devoted to breaking down current financial events so everyone can understand them. On September 27, 2013 his blog was titled Seems Like We'd Be Smarter Than This - Two Debt Bubbles Close to Bursting.

"When taking a look at debt levels and for what the money has been used, you might be surprised to learn a couple of things," began Tubbergen. "First, auto loan debt is at the highest level since 2007.

Below he quotes from the September 11, 2013 article in Profit Confidential.

Automakers in the U.S. economy are getting a significant amount of attention these days because they are selling more cars. In August, total light vehicle sales by the automakers in the U.S. economy increased 17% from a year ago. They sold more than 1.5 million cars in August compared to 1.28 million cars last August. (Source: Motor Intelligence, last accessed September 10, 2013.)

On the surface, sales reported by the automakers are exuberant. They show consumers are spending. And if this continues, maybe we will see some economic growth in the U.S. economy.

Sadly, this is a one-sided conclusion. When I look into the details, it turns out Americans are indeed buying cars from automakers—but on borrowed money.

Here's what you really need to know other than just focusing on the sales by automakers:
Since the Federal Reserve introduced its easy monetary policies, there has been a significant increase in auto loans to the subprime borrowers—those with a low credit score of less than 620—compared to the prime borrowers—those with a credit score of 760 and above. (Reminds me of the housing crisis we saw in the U.S. economy not too long ago.)

And auto loans continue to climb. To read more about this fast-paced road to possible disaster and find out what the second bubble is, read Tubbergen's blog in its entirety by going to http://www.dennistubbergen.com and select his September 27, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to http://www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Tubbergen's radio shows are also available as podcasts on his radio website.

Grand Rapids, MI -- (SBWIRE) -- 09/25/2013 -- Financial advisor Dennis Tubbergen can be counted on to give the latest U.S. and world happenings when it comes to the U.S. economy and general financial news. He also gives advice about what may be coming down the road for investors.

Tubbergen, who is a financial advisor, author, radio show host and CEO of PLP Advisors, LLC pens a monthly newsletter Trend Courier and writes a blog that can be viewed at http://www.dennistubbergen.com. On September 24, 2013, his blog was titled Is That Deflation Knocking at the Door?

"One of the primary characteristics of an economic winter season is excessive debt levels are wrung from the financial system," began Tubbergen. "To once again invoke the common sense argument, if debt levels are too high to be paid, the debt won't be paid.

Tubbergen goes on to say debt excesses are deflationary as the money supply contracts. He has held the position since the financial crisis of five years ago, that in spite of the best efforts of the Federal Reserve to generate inflation; over the long term that would be highly unlikely if not impossible.

Tubbergen quotes from a September 17, 2013 Bloomberg.com article to help make his point. The article notes that August's inflation rate was less than forecast and it will take longer for inflation to reach the goal of the Federal Reserve.

"The Federal Reserve is attempting to add money to the financial system fast enough to create modest inflation," explained Tubbergen. "This article confirms that in spite of massive levels of easing, the Fed is falling short."

What will this mean for the average American? To find out, read Tubbergen's blog in its entirety by going to http://www.dennistubbergen.com and selecting his September 24, 2013 entry.

Tubbergen's syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM. To listen to his shows as podcasts go to http://www.everythingfinancialradio.com

About Dennis Tubbergen
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at http://www.dennistubbergen.com.
The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm