Portland, OR -- (SBWIRE) -- 10/17/2013 -- Michael A. Day, a bankruptcy lawyer of Portland, Oregon, is pleased to announce new creative solutions for solving debt problems associated with Chapter 7 and Chapter 13 of the Bankruptcy Code. Some people do not realize the rules that exist that determine whether or not they qualify for bankruptcy. These individuals now have a professional bankruptcy lawyer to turn to who can not only answer their questions regarding bankruptcy, but can also provide legal representation if it is needed in the future.

There are many qualifications for Chapter 7 and 13 bankruptcies. One of the main qualifications is being honest and forthright throughout the case. When individuals are honest about their financial situation, it is easier to get assistance. It is also important to not have a high household income, not to have filed and received a discharge in a prior Chapter 7 case within 8 years and not to have filed multiple bankruptcy cases in the past. These qualifications, center on what not to do when filing for bankruptcy. As for things to do, it is important to take a credit counseling session with an approved agency and take a financial management course with an approved agency as well.

When learning about the qualifications on filing for Chapter 7 and 13 bankruptcies, it never hurts to find out more information by contacting a qualified Portland Oregon bankruptcy lawyer. Michael A. Day can answer any further questions his clients have about filing for bankruptcy. Those who have further questions can contact Michael A. Day Bankruptcy Law by calling 503-862-7071.

On his website, many previous clients have left positive reviews. Jane H., said "Thank you so very much! You really made this whole bankruptcy a smooth and *almost painless process. It is such a feeling of relief to start over! Best regards!" This is the type of assistance that can be expected when contacting Michael A. Day Bankruptcy Law of Portland Oregon.

About the Law Firm: Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 09/13/2013 -- Michael A. Day, an Oregon bankruptcy attorney, is pleased to announce Chapter 13 legal services for the month of September. Michael A. Day Bankruptcy Law is a full-service Chapter 13 law firm devoted to creative and effective restructuring of debts under the bankruptcy code. There are many rules, for Chapter 13, that need to be understood for a successful payment plan, as well as benefits that can be exploited.

Chapter 13 Oregon bankruptcy can offer individuals many benefits that will make a positive impact on their lives. Chapter 13 allows individuals the opportunity to discharge more debts, including taxes and traffic fines. Chapter 13 bankruptcy can also completely remove second mortgages from a home, reduce the balance and interest rate for car loans and stop foreclosure on a home. Chapter 13 bankruptcy also allows individuals the ability to repay arrearages on a mortgage at 0% interest.

Clients of Michael A. Day Bankruptcy Law can pay off the attorney's fees through flexible payment plans. The law firm offers no legal fees for reviewing the situation before the case is filed. It will not cost anything to speak with the bankruptcy lawyer. If anything, it may cost an individual not to speak with the bankruptcy lawyer. If an individual decides to opt out of speaking to a knowledgeable bankruptcy attorney, it may be more harm than good, costing more money in the long run. Many individuals have found success through their bankruptcy case after speaking with Michael A. Day Bankruptcy Law. In one testimonial, Jane H. said: "Attorney Michael Day: Thank you very much for your representation. You have lifted a lot of weight off our shoulders. We will definitely recommend you. Thank you again." More statements can be read by visiting the law firm's website.

About Michael A. Day Bankruptcy
Michael A. Day Bankruptcy Law is an Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 08/19/2013 -- Michael A. Day, one of the leading bankruptcy lawyers in Portland, Oregon, now offers clients $0 in legal fees up front to file a Chapter 13 bankruptcy case. If a client has regular income, and meet certain other minimal requirements, then they do not have to pay any legal fees up front to file a Chapter 13 bankruptcy case and stop foreclosure on their home.

Chapter 13 bankruptcy allows individuals to save a home from foreclosure. Individuals can stop a foreclosure sale immediately, and repay the amount they are behind on a home at 0% interest over three to five years. Chapter 13 bankruptcy is a very powerful tool to force an individual's mortgage companies to work with them under the federal bankruptcy laws.

Michael A. Day Bankruptcy Law has helped hundreds of individuals with their Portland, Oregon bankruptcy cases. The law firm has also assisted businesses throughout Portland file for bankruptcy as well. With years in the field, Michael A. Day Bankruptcy Law is the firm to turn to for professional legal services. The professional Chapter 7 and Chapter 13 legal services provided are not only efficient, but they are also affordable. Individuals should not be turned away because of their financial situation. Michael A. Day Bankruptcy Law will meet each new client's expectations within any given budget. When filing for any form of bankruptcy, it is important for individuals to make informed choices. With over 10 years of experience, individuals will be on good hands with Michael A. Day Bankruptcy Law.

About Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an affordable Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 07/16/2013 -- Michael A. Day Bankruptcy Law is pleased to announce the firm is now complying with new Oregon Bankruptcy Law changes. Oregon Governor John Kitzhaber has signed SB396 into law and Oregon bankruptcy filers now have the opportunity to elect federal property exemptions or Oregon property exemptions when filing bankruptcy. SB396 reversed the 30 year ban on use of federal property exemptions in Oregon bankruptcy cases. The bill contained an emergency clause and federal exemptions can be used in all bankruptcy cases filed after July 1, 2013.

As an Oregon bankruptcy attorney, Michael A. Day provides individuals with affordable bankruptcy legal representations. No other bankruptcy attorney in Oregon uses his methods when dealing with Chapter 7 and Chapter 13 bankruptcy cases. Consultation with Michael A. Day Bankruptcy Law is free, so if an individual has any questions or concerns regarding their bankruptcy, they can contact him immediately. Individuals can meet with the attorney in his office or he can visit their homes. The attorney also offers online meetings, which can take place via live streaming video and audio from the computer screen.

Michael A. Day Bankruptcy Law is well aware of these important bankruptcy law changes and how these changes may help clients protect their money and property in a bankruptcy case. People interested in how this important law change may impact their bankruptcy filing process can call Michael A. Day Bankruptcy Law today at 503-228-0893.

About Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an affordable Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 06/13/2013 -- As a leading Chapter 13 bankruptcy lawyer in Oregon, Michael A. Day is now offering free consultation for people affected by Chapter 13 bankruptcy. As a personal re-organization of debts, Chapter 13 bankruptcy has affected many residents living in Oregon. With this payment plan, debtors can pay back what they can reasonably afford to repay during the events of the case. Chapter 13 bankruptcy can be tricky to understand because most people who seek this form of bankruptcy filing are not aware of all the bankruptcy code provisions that are in place to determine what a monthly payment amount should be.

Michael A. Day Bankruptcy Law strives to craft each individual Chapter 13 bankruptcy case with the Client's best interests in mind. Now, people do not have to worry about adding another debt by seeking legal advice. Michael A. Day Bankruptcy Law can arrange for people to come in for a consultation free of charge.

Determining the amount of a Chapter 13 bankruptcy plan payment involves many variables, to include—but not limited to—Income, property values, arrearages, debt priority, household size, and secured debts. Some debts have to be paid in full, like priority tax obligations, while other debts don't have to be paid anything in certain situations, like credit cards and medical bills. Michael A. Day Bankruptcy Law is very knowledgeable about the rules that determine a Chapter 13 bankruptcy plan payment amount. Not knowing one of these important bankruptcy rules can be costly, so it is important to meet with the law firm to discuss how these rules apply to each client's individual situation.

About Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an affordable Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 05/15/2013 -- Being competitive is always a good sign that the bankruptcy lawyers in Portland are passionate about helping those in need of bankruptcy guidance. This is why Michael A. Day Bankruptcy Law announces free consultations for new clients. Along with free consultations, Michael A. Day Bankruptcy Law will work out flexible payment terms for each new client. Michael A. Day wants to make sure that it doesn't cost anything to meet with him, as he goes through accessing legal issues. If after the consultation, people feel that bankruptcy is the right option for them, then Michael A. Day Bankruptcy Law will offer low cost options when the case is filed.

Michael A. Day Bankruptcy Law is also dedicated to giving people the most comfortable experience. If clients cannot make it to the office for a sit-down consultation, an attorney from the Portland-based law firm will be available online instantly. From the comfort of a client's home or office, an attorney will be available via live stream audio and video from a computer. The online interaction will feel as personal as an in-person sit-down meeting because clients will be able to view their attorney's computer screen during the online consultation. Online consultations are user-friendly and easy to do.

The mission of Michael A. Day Bankruptcy Law is to provide affordable legal representation to individuals, couples, and businesses in the Portland, Oregon area. By using the most efficient and accurate legal methods, client's will better understand the repercussions of Chapter 7 and Chapter 13 Bankruptcy. Prompt service, affordability, and personal attention are ingredients to the success of Michael A. Day Bankruptcy Law.

About Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an affordable Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 04/16/2013 -- Michael A. Day bankruptcy attorney in Oregon announces Chapter 7 legal services for those who live in the state of Oregon. Chapter 7 bankruptcy is not simply a "debt elimination" process. It is a trade-off. In exchange for eliminating debts in Chapter 7 bankruptcy, people are limited to certain amounts of property that they can keep to get a fresh start. Chapter 7 is a liquidation-style bankruptcy case. "Property" includes both tangible property—like vehicles, jewelry, and furniture—and intangible property—like tax refunds, inheritances, and stock accounts. Michael A. Day Bankruptcy Law strives to protect his client's property interests to the fullest extent of the law. The firm's goal is to save clients' money in the long run by protecting property interests that they may otherwise lose to liquidation in their bankruptcy case.

Determining the limits on property can often be complicated. For example, if people want to file bankruptcy in Oregon, and have lived in Oregon for less than two years, property limits from a different state are typically used to establish the limits for property. Property limits in bankruptcy can vary widely from state to state. Michael A. Day Bankruptcy Law is very knowledgeable about the bankruptcy rules that determine which set of property limits will apply in his client's case. Using the wrong set of property limits can prove costly, so it is important to meet with Michael A. Day Bankruptcy Law to discuss the proper bankruptcy property limits for a case.

Once the limits for a client's property are established, further challenges exist with properly using those property limits to their advantage. Sometimes certain property items can be argued to fit under multiple property categories. For example, does a motor home fit under the "residence" property limit or the "vehicle" property limit? Michael A. Day Bankruptcy Law has 10 years of bankruptcy experience, and the firm knows exactly how to maximize their client's benefits under the bankruptcy laws of each state.

About the Law Firm: Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an affordable Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Portland, OR -- (SBWIRE) -- 04/03/2013 -- Michael A. Day Law now offers legal guidance for those who have qualified for Chapter 7 bankruptcy. To qualify for Chapter 7 bankruptcy, people must qualify for three requirements. First, people must be honest throughout the entire legal process. Second, the person must not have filed for Chapter 7 bankruptcy within 8 years. Lastly, the person must not make too much money. Because everybody's financial situation is different, it is important to call Michael A. Day Law to confirm the proper legal proceedings. Chapter 7 is the most commonly filed bankruptcy case because those who file for this type of bankruptcy will be able to keep all of their property, while eliminating all of their debt. People in need of a bankruptcy attorney in Portland, Oregon, should contact Michael A. Day Law immediately.

After clients meet Michael A. Day for the first time, they know right away that they are in good hands. His law firm will take each new client through the entire legal process, step, by, step, making them feel like they are a valuable part of a winning team. From the initial meeting, to the conclusion of the bankruptcy case, clients will be met each day with a personal touch and unmatched service. If at any time during the legal proceedings a client has a question or concern, they will be answered immediately. No matter which phase of the legal proceedings the client enters, Michael A. Day Law will be there to guide them through and explain everything in detail. Do not waste another moment being confused about filing for bankruptcy, contact Michael A. Day Law today.

About Michael A. Day Bankruptcy Law
Michael A. Day Bankruptcy Law is an affordable Oregon Bankruptcy Attorney that has represented hundreds of individuals, couples, and businesses throughout Oregon for the past 10 years in Chapter 7 and Chapter 13 bankruptcy cases. Michael A. Day Bankruptcy Law offers free consultations (in-person, on the internet via streaming audio and video, or over the phone), flexible payment options, and exemplary customer service. Over half of their business comes from referrals from satisfied Clients. Michael A. Day Bankruptcy Law uses the latest in computer and internet technology to help people make the bankruptcy process as easy, streamlined, and efficient as possible. Michael A. Day Bankruptcy Law represents Clients in every phase of the bankruptcy process.

To set up a free consultation, please visit http://www.michaeldaylaw.com/.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm