InsuranceHero.Org.UK publishes statistics concerning mothers in the workplace and their financial impact in the home, illustrating the need for insurance coverage for all women

Putney, London -- (SBWIRE) -- 11/19/2014 -- The Office for National Statistics reports 5.3 million mothers in the United Kingdom were working in 2013, with single mothers accounting for many of these workers. Married women and those in long term relationships also increased in numbers in the workforce, as this number jumped by ten percent over a 17 year period. Mothers need to protect their finances by purchasing insurance http://www.insurancehero.org.uk/news/many-uk-women-are-not-sufficiently-protecting-their-futures.html to cover them in the event something goes wrong, and Insurance Hero provides various policies designed for women of all ages.

"The money working moms bring into the home is only part of the equation. For example, when a woman spends six hours a week cleaning her home, she is doing anywhere from £48 to £51 worth of work each week. This comes to £192 to £204 a month. If the mom is unable to work or do standard household chores, not only will her income be lost, the other tasks must be covered, and someone must pay for this. A life insurance or critical illness policy helps with these expenses. This is just one of many examples, and more can be found at the website http://www.insurancehero.org.uk/types/life-insurance-for-mums.html," Simon Jones, spokesperson for Insurance Hero, explains.

Critical care insurance protects the family when the woman cannot work for an extended period of time for health reasons. Single women benefit from this type of policy also, as one can never predict when they will become ill and be unable to work. By law, insurance companies must treat men and women equally, ensuring fair premiums for all, and premiums for this type of policy have declined over the past decade.

Any woman lacking adequate insurance is putting her financial future at risk. Imagine not being able to pay the mortgage for one month or be unable to meet other obligations. Catching up often takes weeks, months, or even years. With an insurance policy in place, one designed to assist in situations such as this, women find they can protect their finances, regardless of what takes place, Jones states.

Women over the age of 40 often wonder if they can afford to purchase insurance. Fortunately, companies offer a number of plans http://www.insurancehero.org.uk/types/life-insurance-over-40.html for women who fall into this age group. Some plans offer guaranteed acceptance, meaning the woman will be approved, as long as she falls within the specified age range, without the need for a medical exam. Before one chooses a policy of this type, she needs to learn about possible exclusions.

"Never choose an insurance policy based on price alone. Women need to carefully care plans, premiums, terms and conditions, and more. Protecting one's financial future requires diligence and research. Insurance Hero works to make the process easier, thus any woman looking to purchase insurance should start her search here," Jones declares.

About Insurance Hero
Formerly known as Life Insurance Over 50 UK, Insurance Hero opened in 2011 to provide consumers with life insurance tips and information. An independent company, Insurance Hero offers products from a variety of companies, helping to ensure clients find the best policy for their needs. Consumers choose from a variety of policies, including life, critical illness, and income protection, and all services are free. Customers opting to receive a policy delivered through the instant online quotation system find they obtain a discount for doing so.

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Company's tools now allow visitors to easily delve into these specialized policies

London, UK -- (SBWIRE) -- 07/14/2014 -- Insurance shopping comparison providers Insurance Hero have announced the inclusion of cancer-specialized life and critical-illness policies into their informational offerings. Policies of this sort provide extra financial security and peace of mind for holders and beneficiaries when cancer strikes and are increasingly popular among residents of the United Kingdom. The policy-comparison tools provided by Insurance Hero can now help those looking for such coverage discover the most economical and cost-efficient policies of this type in the same way that they have helped countless others secure similarly valuable policies of other sorts.

"We've made a name for ourselves through our provision of powerful insurance shopping tools," company representative Simon Jones said, "and now that we have added a wide variety of cancer-specific coverage to our listings, even more of our visitors can benefit from our services." Breast and prostate cancer are the two most-commonly diagnosed diseases of this type for women and men, respectively. Those diagnosed with either illness typically find it hard to acquire new insurance of any sort thereafter, as insurers normally judge them to present overly large financial risks. Insurance Hero's guide to obtaining cancer life insurance, available at http://www.insurancehero.org.uk/types/cancer-life-insurance.html, can help people up to the age of 75 plan ahead for this eventuality. It also provides some strategies for acquiring this kind of insurance for those who have already been diagnosed.

Despite having existing coverage, many of those who develop cancer end up with large medical bills relating to their treatment. Making use of supplemental critical illness insurance, as discussed at http://www.insurancehero.org.uk/types/using-critical-illness-cover-to-supplement-life-insurance.html, can help to ensure that even the most serious illnesses will not unnecessarily disrupt a family's financial security. In addition, it is often possible for those already suffering from illnesses which negatively affect their life expectancy to provide bettered financial prospects for their eventual survivors by taking out new life insurance policies, as discussed on Insurance Hero's website at http://www.insurancehero.org.uk/types/life-insurance-for-the-health-impaired.html.

"With so many offerings out there, arranging for the necessary insurance can seem like a difficult task," Jones concluded, "but that wealth of options becomes a real asset when our comparison tools are used to dig through it quickly and effectively." Insurance Hero's services return real-time results from the industry's widest selection of insurance underwriters. The quotes and comparison matrices the company offer to visitors allow them to easily make informed choices with the benefit of more information than they would be able to assemble on their own. The company's expansion of their analytical services to cancer-oriented insurance policies gives them even greater reach and utility than previously and helps to secure their position as leaders in the field.

About Insurance Hero
Among the industry's leading sources of up-to-the-minute insurance quotes and comparative policy details, Insurance Hero serve a wide variety of clients in the United Kingdom. With a focus on life insurance, critical illness coverage and income protection, the company's offerings satisfy what had formerly been a striking need for information of that sort.

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Brits Now Able to Protect Lifestyle and Mortgages From Loss of Income

London, Putney -- (SBWIRE) -- 09/04/2013 -- Health statistics report 7 in 10 Brits have high blood pressure and 4 percent of all people in the UK suffer from Type 2 Diabetes. Additionally, another 850,000 people are suspected of living with undiagnosed with diabetes and are running the risk of developing complications from the disease at any time. With this in mind, Simon Peters, spokesperson for Insurance Hero (http://www.insurancehero.org.uk/) recently announced his firm is now offering affordable Income Protection Insurance for UK residents.

Says Peters, "The true benefit one receives from of Income protection insurance is the peace of mind you receive. This type of insurance gives a family a safety net in case you are suddenly struck ill or have an accident. This way, everything you've worked for doesn't have to go down the drain while you recover. You can focus on recovering and your family can maintain the lifestyle they've come to expect. Your children can stay in college or continue to play sports just like before."

Income protection insurance is especially beneficial, according to Peters, when the insured is the main money earner of the family or is self-employed. "The continuing payouts can be used to pay for essentials and on-going expenses like utilities and a home mortgage. Self-employed individuals and some other workers do not have sick pay benefits and this coverage addresses that situation. It allows the insured to take the necessary time off from work without losing all income."

Also called permanent health insurance, another benefit is the flexibility. Peters confirms, saying, "The insured determines how the on-going monthly payments are spent. This provides the freedom to deem which expenses take priority. In addition, individuals can lower their policy premiums by selecting a longer deferment period. If they are willing to wait a year or more for payments to begin, they can often purchase this coverage at a very reasonable cost. If the insured is able to return to work before the policy term ends, the maximum financial benefit will be realized."

Peters explains at Insurance Hero, consumers can receive a quote (http://www.insurancehero.org.uk/get-an-income-protection-insurance-quote) for their particular situation. "For an income protection quote, we ask consumers to fill out a simple form on our website and once we receive your inquiry, our team goes to work finding your ideal quote. You can then review your personal income protection quote, or you may get a call if we require more information."

About Insurance Hero
Begun in 2011, Insurance Hero (http://www.insurancehero.org.uk/types/income-protection-insurance-that-is-affordable.html) provides life, income protection, and critical illness insurance quotes online. The company scans the marketplace for the best insurance products offered by the leading insurance providers and provides consumers a match to the right policy to meet their needs and budgets.

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London, UK -- (SBWIRE) -- 06/21/2013 -- According to the Office for National Statistics, the average male lives to the age of 85 while the age female life span is 89 years, as of 2010. Major improvements in infant and childhood mortality rates along with recent improvements in older age mortality rates play a large role in the increase of the average life span for both sexes. "As the average age of death continues to rise, life insurance becomes critical because this insurance provides for the surviving spouse, partner, children or grandchildren," Simon Jones of Insurance Hero asserts.

When comparing life insurance policies, consumers must take care to read the fine print. Many policies created for those 60 and older deny payments for an initial coverage period, typically one or two years. Payment during the initial coverage period only occurs when the death was accidental. In some situations, insurance companies return premiums paid during the initial coverage period when death occurs before the deceased has full coverage. "Consumers need to understand the exclusions for the policy they are purchasing to guarantee payment is made in the event of an early death," Mr. Simon states.

In addition to reading the fine print, consumers must also compare policies among companies. Studies show that life insurance premiums vary as much as 50 percent between insurance companies. "Insurance Hero assists consumers by offering a wide range of policies in one location. When a visitor completes an online quote request form, Insurance Hero goes to work identifying those policies which best meet the visitor's needs. As the service remains impartial, consumers know they are getting a fair picture of the life insurance market," Mr. Simon declares.

Consumers wishing to learn more about Insurance Hero and life insurance policies for those 60 and older may visit http://www.insurancehero.org.uk/types/life-insurance-over-60.html. "Insurance Hero understands that not all customers are comfortable using the Internet to shop for life insurance policies. For this reason, the company maintains a customer service center with representatives available Monday through Saturday. Extended hours are offered during the week to make purchasing life insurance easy. In the event a customer service representative cannot be reached, visitors may leave a message, requesting a call back, and an insurance expert will return the call in a short period of time," Mr. Simon declares.

About Insurance Hero
Insurance Hero provides online customers with life insurance information and tips. Established in 2011 under the name Life Insurance Over 50 UK, Insurance Hero operates independent of the companies whose services and products are represented. This proves the quotations and information provided remain unbiased. Insurance quote types offered include life, critical illness and income protection. Insurance Hero searches the marketplace in a quest to find the best insurance products available through leading insurance providers, products which are designed to fulfill client needs and their budget. All services remain free to customers and policy discounts are provided. The goal continues to be to help clients understand life insurance requirements while matching each client with the policy which is right for him or her.

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