Alternative Lending Solution Targets Hispanic Entrepreneurs

Chicago, IL -- (ReleaseWire) -- 11/21/2014 -- ezDinero Loan Solutions, an online alternative lending service targeting the needs of the Spanish-speaking market, connects first-time borrowers with top experts who specialize in alternative loans. The service has announced a new program to offer loans to small businesses in underserved populations.

The first of its kind in the country, ezDinero offers non-traditional loans that are in high demand in light of today's economic climate. With a focus on the U.S. Hispanic demographic, which consists largely of first-time borrowers, ezDinero is able to connect its customers with top lenders and find the financial solution that meets their exact needs.

Public Relations Director W. Martina Bower states "We serve to empower individuals who are trying to start a business yet have limited or no credit history. Our loans are affordable and credit-building. "

Building upon ezDinero's mission of giving the Spanish-speaking population an opportunity to meet their personal lending needs, ezDinero's small business loans are ideal for those looking for a way to jumpstart their company or expand upon existing services.

ezDinero uses unique technology that allows a customer to complete the online borrowing application within minutes. Borrowers can expect a complimentary pre-approval quote immediately after they submit their application, and a funded loan in as little as 24 hours.

Borrowers can apply regardless of their credit situation, because a credit check is not required to be approved. By eliminating the often time-consuming credit check, ezDinero provides an opportunity for a largely underserved population to meet their small business needs in a short amount of time.

Serving as mediator between lenders and borrowers, ezDinero is a reputable online resource that can help Hispanic small business owners connect with top lenders in the industry. Depending on the borrower's specific needs and qualifications, ezDinero offers business loans of up to $50,000.

With a focus on the Hispanic business market, ezDinero has assembled a team of highly trained, bilingual loan experts. Every financial service specialist is committed to helping members of the Hispanic community better understand their options when it comes to no credit check business loans.

Latino business owners in the U.S. represent an underserved population in regards to small business loan options. ezDinero is focused on assisting community development and expanding the amount of high-quality business loans available to its target borrowers. By offering no credit check loans to small business owners, ezDinero hopes to broaden the impact of the Hispanic community and offer greater opportunities for Spanish-speaking businesspeople throughout the country.

With over 30,000 locations throughout the U.S., and a new office coming soon to Mexico City, ezDinero provides high-quality borrowing opportunities for the vast majority of the Hispanic population. The company is expanding rapidly and has plans to open even more national and international locations, primarily in areas with a high concentration of underserved Hispanics, in the coming months.

About ezDinero
By providing access to no credit check business loans for Hispanic small business owners, ezDinero hopes to bolster the Spanish-speaking community and provide financial assistance for the often overlooked Latino market.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Online Lenders Offer Safe Alternatives to Banks

Los Angeles, CA -- (ReleaseWire) -- 10/13/2014 -- Contrary to what many financial experts and traditional lenders may say, bad credit does not have to hinder borrowers from accessing viable financial solutions. With such a wide range of credit standings among the borrowing population in the United States, traditional lenders like banks and credit unions are no longer the only reliable financial resource for those who need a safe loan quickly. ezDinero.com cash loans online and Netcredit.com are examples of such services.

Currently, many borrowers face a number of hurdles when it comes to securing a loan that is affordable; for instance, many traditional lenders require borrowers to undergo credit checks, have terms that lack flexibility, and maintain traditional business hours even though many borrowers encounter financial emergencies outside the 9 to 5 workday.

While lack of credit history or a low credit score may prevent some borrowers from accessing traditional loans, there are emerging financial options that allow borrowers from a variety of backgrounds to secure a safe loan with no credit check whatsoever. With the introduction of personal loans online, it is now possible for borrowers with any credit background to get the cash they need with fair and manageable terms any time, day or night.

Traditional Loans versus Loans with no Credit Checks

With so many factors that can affect a credit score (like late payments, closing old credit cards, too many credit pulls in one year, or using too high a percentage of one's credit limit) applying for a traditional loan can be implausible for many borrowers. Indeed, it can be difficult for even financially diligent borrowers to keep up a good enough credit score to secure a traditional loan.

Recently, though, bad credit loans online have become available to borrowers who do not have the time or credit history to secure a loan with traditional lenders like banks and credit unions. Unlike traditional lenders, online bad credit loans can get borrowers the money they need in as little as a few hours' time.

Online lenders provide a modern new form of credit that has revolutionized the loan industry by giving any borrower, regardless of his or her credit history, firm loan options equal to what they might find with many banks and credit unions. Well-known emerging online lenders like ezDinero.com, and NetCredit, among others, offer not just loan options, but a more streamlined lending process than traditional financial institutions:

ezDinero.com: ezDinero.com is the premier online lending service in the U.S. and Mexico. It provides a free service that connects borrowers to the best lenders and loans for their needs. The site features a one-minute loan application, free quote and free no-obligation consultation with a senior loan expert. ezDinero provides a staff of bilingual English-Spanish loan experts, fixed rates and plans, as well as the option to refinance if a borrower's financial situation changes.

NetCredit: This site allows borrowers who have bad credit or no credit to establish a credit history. Payment activity is reported to two major credit bureaus, so as long as the borrower pays on time and in full, he or she can use this type of loan to get money quickly and build up a strong credit history.

Such organizations have begun filling a gap in the market by providing borrowers with spectrum of diverse loan types instead of presenting them with just a few limited (and limiting) options. This means that borrowers have the power to choose the loan that best fits their current financial circumstances instead of being pressured into a deal that is not right for their needs and budget. Additionally, borrowers with less-than-favorable credit histories can use some of these loan options to begin bolstering and rebuilding their credit scores.

Traditional Terms and Online Loan Terms

One of the most revolutionary aspect of online lenders is they allow borrowers to have more control over their terms. Finding the right loan takes a listening ear on the part of the loan officers and collaboration between both the borrower and the lender to work out terms that are fair and feasible.

When borrowers work together with loan experts, it is much easier to provide solutions that are manageable.

Online lenders present options where traditional lenders have fallen short. In some cases, hidden within pages of fine print are difficult-to-understand terms and stipulations that often get overlooked by borrowers who simply need a solution quickly. While they may ultimately get their loan, they are also signing up for terms that may not be fair or manageable.

In the case of the aforementioned online lenders – as well as many other emerging companies – the mission is to be both fair and transparent. When representatives are clear with borrowers up front about the details of a loan's terms, this allows borrowers to be more informed and, in turn, plan their budget accordingly instead of being surprised by stipulations they did not realize were there or did not fully understand.

With a large selection of affordable loans available for borrowers with bad credit, no credit, and even bankruptcy and foreclosure on file, online lenders provide a high-tech, revolutionary solution to short-term financial issues.

Non-Traditional Hours for a Spectrum of Borrowers

Since borrowers are not required to step into an office or fill out paperwork for pre-approval with many online lenders, they can apply any time using an online form provided by the lender or organization. A system such as this is especially advantageous to those who have schedule that do not allow them to apply for a loan during normal business hours (due to work or other conflicts), or who do not have the time to compare loans on their own. A number of online companies provide the borrower access to a number of different options in one place, so the borrower can compare and contrast the different loans he or she is eligible for, and make a decision from there.

Alternative Loans as a Financial Solution

Bad credit may eliminate traditional loan options for certain borrowers, however alternative lending solutions that are both fair and affordable are available for those with bad credit who need cash quickly to handle an emergency expense. To find out if bad credit loans online are the right solution for you, you can contact the experts at ezDinero.com for more information.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Technology Backed Start Up Offers Financial Services in Spanish

Chicago, IL -- (ReleaseWire) -- 06/12/2014 -- ezDinero.com personal loans online announced that it would be starting a program specifically targeting Hispanic small business owners.

ezDinero is one of the few alternative lending sites for loans online. It serves as an intermediary between first-time borrowers and top lenders in the U.S. and in Mexico.

ezDinero is one of the few reputable online services that can help first-time borrowers find financial solutions meeting their exact specifications and connect them with the top lenders in the industry.

CEO of ezDinero Victor Torres explains: "There is a need to serve business owners, including many first-time borrowers in the Hispanic community, and ezDInero strives to fullfill this need."

The loan services offered by ezDinero are non-traditional, such as personal loans, payday loans, car title loans, installment loans, micro loans, and refinancing. These loan types are in very high demand in today's economy and better meet the personal financial needs of the U.S. Hispanic demographic, which consists of a large number of first-time borrowers.

The entire process is convenient and can be conducted online. What makes ezDinero unique is the technology behind its online borrowing application which takes seconds to complete. Borrowers can expect to have their loan requests approved, and funded, in as little as 24 hours.

About ezDinero
Launched in February 2014, the service is expanding rapidly across the country, with new lending partners added every day, including offices in Mexico and Puerto Rico

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Technology Backed Start-Up Offers Financial Services in Spanish

Northbrook, IL -- (ReleaseWire) -- 03/05/2014 -- Last month ezDinero launched a multi-national online alternate lending solution that helps first-time borrowers connect with top experts that specialize in personal loans. This website is directly positioned to assist the nation's Spanish-speaking market and is the first of its kind in the country.

The loan services offered by ezDinero are non-traditional, such as personal loans, payday loans, car title loans, installment loans, micro loans, and efinancing. These services are in very high demand in today's economy and better meet the personal financial needs of the U.S. Hispanic demographic, which consists of a large number of first-time borrowers.

Serving as a mediator between lenders and borrowers, ezDinero is one of the few reputable online services that can help first-time borrowers find financial solutions meeting their exact specifications and connect them with the top lenders in the industry.

The entire process is convenient and can be conducted online. What makes ezDinero unique is the technology behind its online borrowing application which takes seconds to complete. Borrowers can expect to have their loan requests approved, and funded, in as little as 24 hours.

Director of Public Relations at ezDinero, Marina H. Gonzales, states that there is a need for this type of bilingual service for the Spanish-speaking audience, which is underserved in the U.S. "ezDinero was created with the intent of giving the Spanish-speaking population an opportunity to meet their personal lending needs, especially for first-time borrowers," Gonzales said.

ezDinero's team of financial service experts are all bilingual and highly trained in their field to serve the needs of the Hispanic market. This team is also driven by a genuine interest in helping members of the Hispanic community to better understand the options available to them in terms of personal loans.

The rates and terms offered are presented up front, so are arguably more transparent than those offered by traditional lenders such as banks and credit unions.

Gonzales notes that the industry is gaining momentum and credibility as a viable subprime lending alternative. "ezDinero is a leader in this trend since it aims to serve those members of a population whose borrowing needs are often overlooked," adds Gonzales.

About ezDinero
Headquartered in Chicago, ezDinero has over 10,000 locations throughout the United States, Mexico and Puerto Rico, and is continuing this pattern of growth abroad.

www.ezDinero.com

info@ezdinero.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm