Local Nashville resident Jeff Richfield is creating his own Legendary status with the rollout of his business model that is saving careers and helping individuals stabilize long term financial security with a concept that is redefining Home Based Entrepreneur standards.

Nashville, TN -- (ReleaseWire) -- 05/01/2009 -- The City of Nashville is famous in sports history for the "Music City Miracle" in an NFL playoff game in 2000 in which the local Titans scored on a last second kickoff trick play that resulted in a 75 yard winning touchdown vs the Buffalo Bills. And in the year 2009 a local resident is creating his own Legendary status with the rollout of his business model that is saving careers and helping individuals stabilize long term financial security with a concept that is redefining Home Based Entrepreneur standards. "It took guts to call that play," said 45 year old Jeff Richfield, "and the one factor I remember is that the Titans had nothing to lose and everything to gain and that is a reflection of what I have unfolding with my Business Model that is generating great feedback and profound financial security from all over the world."

Jeff Richfield's business background is a Certified Debt & Mortgage Planning Specialist whose career changed dramatically with the credit market meltdown in late 2008. "I went from an annual income in the range of $150,000 to literally down to my last $400," said Richfield, "and the saying that the biggest challenges in life sometimes offer the greatest opportunities for change is exactly what has unfolded for myself and my wonderful family. The industry that had created a lucrative lifestyle was gone and I needed an answer ...and that answer came via an Online Informational Story that outlined the growth the Personal Development Industry was experiencing on a world wide scale. I did my research and and when I found that nearly $700 million worth of Self-Improvement books were sold in the year 2005 I became very intrigued of shifting immediately my talents into a full time home based marketing concept that offers a fresh start to folks from all walks of life."

Richfield's business model ( www.UStayHome.com ) offers a 3 step concept that combines Life Changing Information, World Class Mentoring and Inspirational Guidance from Internationally Recognized Speakers. "Accomplishing goals in life starts with a solid base to build your dreams upon, "said Richfield, "and people like Eddie George and Tiger Woods are perfect examples of being taught fundamentals in the early stages with more advanced knowledge from some of the greatest teachers in the world to create an individual focused entirely on History Making Accomplishments. The same steps apply to what I market on a daily basis:

1) A 90 Day Introduction Home Study Course packaged with One DVD, 3 CD's, a workbook and a journal. "Old habits die slowly .... and those worth eliminating totally require patience and re-training of thought patterns and that is the driving force behind this concept .." In this business I teach people that in order for them to achieve lasting success they need to learn to become a channel for others successes."

2) A 3 Day Conference Gathering with Fellow Entrepreneurs. "There is no letter I in the word TEAM and this interactive conference that includes notable speakers such as Andy Andrews and Michael Losier is a great bonding situation as entreprenuers from all over the world gather to meet and exchange stories and ideas and learn quickly that their individual challenges are not unique .."

3) A 5 Day Conference in Exotic Locations such as Hawaii and Australia. "This is like Graduation Week as Legendary Inspirational Figures such as Bob Proctor interface and gives answers to topics ranging from Personal Relationships to Individual and Family Finance Strategies .... Team Members at this stage truly are in elite class with Knowledge that is destined to help everyone achieve goals in all areas of their lives that were once considered nothing but dreams ..."

Richfield is marketing his home based business model on a worldwide basis through an easy to use marketing strategy and is seeking people who can act as a guide to drive others into a well proven and successful system. Jeff is very enthused to talk with all serious minded Entrepreneurs. "I have a great mentor that is part of my team who is a best selling author and internationally recognized motivational coach," said Richfield, "as I learned early in my business career the advantages of surrounding yourself with talent and learning what makes them successful cant help but rub off on you. I now get to spend the quality time with my family that I was not able to do in my previous career and offer a very easy to duplicate business model in an industry destined for double digit growth the next few years with a compensation plan that far exceeds my previous earnings by offering up to $8000 in commissions paid directly to Entrepreneurs. I decided to make a needed change in my life for my family's sake and I am delighted to say they have found the real Jeff again ..... if that time for needed change has arrived in your life than call me ASAP and with 10 minutes you will understand why this program is redefining standards for Entrepreneurs."

Mr.Richfield can be reached directly in his Nashville office @ 615-405-9454 (mobile) / 615-296-4228 (fax)

For more information on this press release visit: http://www.releasewire.com/press-releases/jeff-richfield-showing-entrepreneurs-how-rolling-the-dice-can-save-careers-with-his-unique-business-model-27379.htm

Nashville, Tennessee based Mortgage Broker Jeff M. Richfield reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give the self-employed and other Tennessee residents all the facts so they can make an educated decision when obtaining a mortgage.

Nashville, TN -- (ReleaseWire) -- 04/29/2009 -- Second homes aren't just for the rich and famous anymore. More and more middle-class Tennessee residents are finding that buying their dream vacation homes is easier than they thought.

"This is one of the best times in the last five years to go ahead and invest in a second home," says Jeff M. Richfield, a Nashville, Tennessee based mortgage consultant. "They're becoming much more attainable now, thanks to low interest rates and a variety of other factors than benefit buyers."

In fact, Jeff M. Richfield is seeing this trend first hand in his own business and now works with investors who are looking to earn rental income, as well as those who simply want a gathering place for family vacations or weekend getaways, practically every day.

If you've been thinking about investing in a second home, here are some things to remember:

* The IRS has rules that can affect whether or not the interest on a mortgage for a second home is tax deductible. A financial advisor can explain these details to you. You don't want to get hit with an unexpected tax bill simply because you didn't know the rules.

* Consider the rental market. If you won't be visiting the vacation home more than a few times a year, you might want to consider renting the property during times when you won't be using it. This can help offset the cost of the new mortgage.

* Shop for the best rates. You wouldn't make any other major purchase without first shopping around, so there's no reason why you shouldn't do the same thing when looking at your financing options for your vacation home. This is also where a trained mortgage broker can help. Mortgage brokers have access to dozens of lenders and mortgage products many people don't even know exist, and can be a great choice for people who want expert advice on making the right financing choices.

Nashville, Tennessee - based mortgage expert Jeff M. Richfield specializes in providing information to Tennessee residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan – even second home and vacation home loans.

Jeff M. Richfield is available for interviews and will welcome all your mortgage related questions.

Call 615-299-8100 for a Free No-Obligation Consultation or visit

http://jeffmrichfield.com

For more information on this press release visit: http://www.releasewire.com/press-releases/tennessee-mortgage-expert-reveals-why-owning-your-dream-vacation-home-may-be-closer-than-you-think-27359.htm

Nashville, Tennessee based Mortgage Broker Jeff M. Richfield reveals mortgage refinancing secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give Tennessee residents all the facts about mortgage refinancing so they can make an educated decision when obtaining a mortgage.

Nashville, TN -- (ReleaseWire) -- 04/28/2009 -- It seems like everyone in Tennessee is jumping on the mortgage refinancing bandwagon. Maybe you're thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don't make a mistake that could wind up costing you big time.

"With refinancing as popular as it is right now, Tennessee residents have to be even more careful about shopping for the best loan," says Jeff M. Richfield, a Nashville, Tennessee based mortgage consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

Richfield offers these tips when considering refinancing:

* You should get a significantly lower rate for refinancing to make sense. Don't rush to refinance unless it's truly worth your while. If you're working with a mortgage broker rather than going it alone, you can be assured that they're bringing you the best offers out there. If you're going it alone, you'll have to do the legwork for yourself.

* Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you'll now be in danger of losing your home as well.

* Your credit score counts... big time. If you've had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn't even know existed - which can save you thousands over the long haul.

Nashville, Tennessee - based mortgage expert Jeff M. Richfield specializes in providing mortgage information to Tennessee residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Jeff M. Richfield is available for interviews and will welcome all your mortgage related questions.

Call 615-299-8100 for a Free No-Obligation Consultation or visit http://jeffmrichfield.com

For more information on this press release visit: http://www.releasewire.com/press-releases/the-truth-about-mortgage-refinancing-revealed-by-tennessee-mortgage-expert-27327.htm

Nashville, Tennessee Based Mortgage Lender Jeff M. Richfield reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Nashville, TN -- (ReleaseWire) -- 04/27/2009 -- Nashville Tennessee based Mortgage Expert finally reveals the secrets at a brand new website

http://www.jeffmrichfield.com

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Tennessee or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

Here is just a small sample of the secrets revealed on this site...

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know

Nashville, Tennessee - based mortgage expert Jeff M. Richfield specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Jeff M. Richfield is available for interviews and will welcome all your mortgage related questions.

Call 615-299-8100 for a Free No-Obligation Consultation or visit

http://www.jeffmrichfield.com

For more information on this press release visit: http://www.releasewire.com/press-releases/nashville-tennessee-mortgage-consultant-reveals-insider-loan-secrets-other-mortgage-lenders-dont-want-the-public-to-know-27326.htm