London, England -- (ReleaseWire) -- 06/16/2015 -- The launch of student property investments for individual buyers started back in October 2011. Buyers were attracted to the high yield returns from fully managed properties.

Instead of investing £125,000 is a student property fund, like Coral Student Portfolio, private investors preferred to purchase a studio or en-suite student room. They liked the fact that they owned the leasehold property and did not have to pay a performance fee to the fund manger, thereby keeping more of the Net rental income.

According to Trustnet data, an investment in the Coral Student Portfolio has increased in value by 46.4% over 5 years (at the time of publishing). That is an annual return of 9.28% (before fees).

The high yields of student property have attracted institutional investors. Portfolio purchases have totaled £820 million over the past 12 months according to GVA Student report (Nov 2014).

New funds have been created such as publicly listed and newly established REIT Empiric raised £85million and has been one of the most acquisitive over the past year. Empiric "focuses on acquiring (or developing) assets in target towns and cities with high-quality HEIs, an attractive imbalance of supply and demand in existing student accommodation and a student profile (typically with numerous overseas and graduate students) that supports the strategy of targeting higher rental rates."

There has been some concern about the impact of the increase in student fees and the potential clampdown on immigration. Nevertheless across the UK, there were a total of 499,370 applications for university places at the end of September 2014 that was a 3.9% increase year on year.

The limit of the number of overseas students that universities can accept has been removed and this should continue to have a positive impact on the demand side of student accommodation.

In a CBRE study of the investment intensions of Pension Funds, High Net worth Investors and Sovereign Wealth Funds; twenty seven percent (27%) had indicated that they planned to invest in student property investment.

Individual buyers have continued to seek out opportunities that generate high yields. "Our greatest interest is coming from investors of 55 years or age or more," says One Touch Investment Director Arran Kerkvliet. "Those people that are nearing retirement are seeking steady income that does not require a great deal of management. They are hard pressed to find higher yielding property investments that requires very little time or effort".

"The Lightbox" Liverpool boutique student accommodation investment of only 34 units that are located within 2 minutes walk from Campus. The projected Net Income of 9% is underwritten by a developers' rental assurance for a period of three years and will be managed by an award-winning student lettings company Golding Estates.

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New pension freedoms come into place across the U.K from April 6th, 2015. Investors will have more choice on how to invest their pensions. Property investment in care homes is seen as a safe alternative to an annuity because it provides a steady income. Various other hands off investments are explored.

London, England -- (ReleaseWire) -- 05/19/2015 -- An annuity is an income stream that a UK taxpayer buys from an insurance company with funds in their pension pot. From 6th April 2015, new pension freedom reforms come into place whereby a UK taxpayer can now have greater flexibility on how they would like to invest their pension funds.

Previously, UK pensioners had to buy an annuity and at the age of 55 they could spend 25% of their pension pot tax-free. The remaining balance would be taxed at a rate based on their annual income tax threshold.

Annuity rates have decreased from almost 11% in 1990 to as low as 4.5% in 2014. Investors certainly could be better off in exploring other investment opportunities.

The worry is that people may squander their pension funds on holidays and luxury goods. In the short term the spending may give the economy a welcome boost however, it could leave pensioners dependent on family to survive.

The government has set up a free and objective pension advise service called Pension Wise. There have been rouge traders that have set up pages to mimic the Government website and have swiftly been brought down.

Investors should assess their options carefully and look at fundamentals of the markets or assets in which they choose to invest. There is no hurry, it is important to make the right choice. It is not only the steady income stream which people are being mindful of but also considering how the asset can be passed on to beneficiaries and the tax implications.

Annuities are guaranteed income streams and they certainly have their downfalls. A single-life annuity will provide a fixed regular payment at the highest starting rate but once deceased the payments will stop so if you have a partner or dependents they will not receive anything. Guaranteed annuities only pay an income for a certain time, in most cases up to ten years. If you pass away during the guarantee period income is paid to your dependents or can be converted into a lump sum and inherited along with the rest of your estate.

Investors are opening their eyes to opportunities in property investment because it can provide a steady income over an investors' lifetime and the asset can passed on to dependents with capital growth (unlike annuities).

What investors do not want it is the inconvenience of managing properties during retirement. Buy-to-let properties can be quite time consuming to manage and the repair costs can eat away at the yield. Mortgage rates are at an all time low and the UK is on the verge of deflation but rates will increase at some point and the burden of having a mortgage in retirement is not that appealing.

Income Investment Ideas

Care Home Investments

The UK is facing a serious shortage of care facilities for the ageing population. Britain's over-65's now outnumber people under the age of 16 and there is a desperate need for more assisted living developments for the ageing population.

There is a particular scarcity of specialist care homes for dementia patients. The government is making cutbacks on NHS spending and privatising parts of the NHS. With £50,000, investors can purchase a leasehold care home facility that will provide care to elderly mentally infirm patients with a 10 year income stream of 10% Net after all management costs.

Glasgow Airport Parking

Year on year air traffic at Glasgow airport has increased by seven percentage points. Nearly 500,000 passengers each month depart from the airport and nearly sixty per cent choose to drive. The demand is simply overwhelming.

Emirates long haul flights are being added, with Easyjet taking up additional short haul flights. Cheaper fares with lower fuel prices are driving air traffic forward and with it, the demand for long stay car parking. There are only 4,500 long stay spaces.

A £20,000 investment in a leasehold property that is fully managed by Airparks, with 15 years of specialist experience the income steam of 8% Net is assured for two years and a six year lease going forwards. High Yield Income Investment has never been simpler, car parking is inflation linked and income is projected to increasing to £2,000 (10% Net) by year three.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

London, England -- (SBWIRE) -- 11/20/2014 -- Capital growth figures in Manchester outstripped London in 2013 according to Nationwide, the building society. The annual growth rate of twenty one percent (21%) was achieved and it seems hard to repeat. However, when one considers the £800 million pound rejuvenation of central Manchester, attractive growth rates are bound to continue.

The particular area of redevelopment is located only 6 minutes walk from Victoria Station. Known as NOMA, it is a 20-acre regeneration of urban land owned by The Co-operative Group and Hermes Real Estate.

With both beautiful heritage buildings and state-of the-art new structures, NOMA encapsulates the rich history of the city as well as the new focus of a digital economy. Federation House was transformed from a bank head office into New Art Spaces and the flagship of the Castlefield Gallery.

Iconic new developments are being built to accommodate the swelling demand from under thirty five year olds who work and live in Manchester.

The Angelgate, Manchester buy-to-let property is an original and inspiring development by Pinnacle MC Global. Comprised of 344 luxury apartments in a highly desirable location that will boast views of the Northern Quarter and City Scape.

One bedroom apartments start from £98,298 and two bed apartments at £128,706 with a developer payment plan stretching to March 2017.

"An impressive investment opportunity is within one's reach", says One Touch Investment Director, Arran Kerkvliet. "Pre-launch prices offer the incentive of interest of up to six and a half per cent (6.5%) on monies paid during construction"

"The additional peace of mind is provided with a two year income guarantee of seven per cent (7%) income upon completion", says Julie Harvey of Pinnacle.

According to the latest research from Totally Money: Manchester Ranks 4th in terms of rental yields on buy-to-let property.

Housing supply at a 100 year low: 2013 was the lowest level of house building since 1920s – leading to extreme shortage. 29% of Manchester tenants are 27 years of age and they will be buying property in years to come – thereby driving up demand. With supply being so low, prices are set to rise dramatically.

There are more single person households; the demands of the global economy in terms of workplace mobility and a lack of affordability further exacerbating the housing shortage.

Manchester's potential has already been identified 65 of the FTSE 100 companies now having a presence in Greater Manchester.

Job created by the inward investment in the NOMA regeneration zone through new business and leisure spaces are captivating reasons for outstanding occupancy rates and long-term security of income for investors.

For further information regarding the Angelgate, Manchester Development contact: One Touch Property +44 203 638 5035 or enquire@investmentrentalproperty.co.uk

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

A discussion regarding the recent house price growth and the impact of job creation on house prices.

City of London, England -- (SBWIRE) -- 08/06/2014 -- June 2014 House Price Figures from Halifax Building Society indicated a monthly fall of 0.6%. Although, the annual price increase on their indices was tracked at £16,000 with average house prices up from £167,668 to £183,462.

The monthly decline could possibly be attributed to the drop in sentiment resulting from cautionary statements released by the Bank of England Governor, Mark Carney, which suggested that a rate rise might be on the horizon.

"The Mortgage Market Review is likely to be having an impact here: either homeowners are struggling to remortgage under the new rules or worry that they will, and so are not bothering even trying," said Mark Harris of mortgage broker SPF Private Clients.

The Office of National Statistics, June 2014 figures showed that 780,000 more people are in work than a year earlier. Normally there is a link between employment figures and growth. House prices tend to increase in times that employment levels are increasing.

There have been complaints, by the Labour Party, about the two-speed Britain. It has been said that not enough is being done to stimulate economic growth and job creation outside of London.

Job Creation in Yorkshire:

Leeds and Partners are an organization responsible for attracting inward investment and developing the visitor economy to drive jobs and economic growth in the Leeds region.

They have strategically selected the following high growth sectors which they aim to focus on; Health Innovation, Professional and Financial Services, Digital Information as well as precision engineering.

There has already been a good measure of successful implementation of Leeds and Partners programs.

Sanef, the French motorway operator has constructed a new 28,000 sq ft customer support centre at St John's Centre in Leeds that has created 300 new jobs and has committed to an ongoing apprenticeship scheme.

The Liberal Democrats release of the 7Th July 2014 confirmed that; "The Leeds City Region Local Enterprise Partnership today agreed an historic Growth Deal with the Government which will see £572.8million invested in Leeds City Region".

"£72.8million has been confirmed in the first year, and as part of the Government's on-going commitment to the Leeds City Region LEP it has provided an indicative award of a further £500million of funding from 2016/17 onwards. The deal will help to create up to 9,000 jobs".

Leeds City Region has experienced more retail investment than any other location in Western Europe*. And according to figures provided by Hammerson, the developer of the £150 million Victoria Gate project, Leeds shoppers are also performing above the national average.

More Jobs means Increased Rental Demand

Renowned Leeds estate agency Morgan's said "City centre and North Leeds rentals are up by 10% in comparison to the same period last year, and sales have seen a staggering recovery – up 100% on last year".

'It appears that it is a good time to invest in Leeds buy-to-let property and not just the city centre" says One Touch Property Investment Director, Arran Kerkvliet. "We currently have two bed apartments yielding eight percent (8%) net income in LS14 and are perfectly positioned for capital uplift because they are within the regeneration zone".

http://www.icontact-archive.com/XVEZzGuNMZZCypZwmVBs37ry2vIN5Xz6?w=4

About Aire Valley Leads Enterprise
Aire Valley Leeds Enterprise zone is an unprecedented opportunity for business relocation and expansion, situated to the east of Leeds City Centre. Covering 142 hectares of prime development land, it is been set up with government backing to drive investment, growth and job creation. Fully developed, the Leeds enterprise zone is poised to deliver up to 7,000 new jobs.

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London, England -- (SBWIRE) -- 07/01/2014 -- Whilst house prices may have started to slow down somewhat in recent weeks, the rate of house price growth has annually risen by around 11% in the UK. In London it is nearly double that figure, as an influx demand and cash buyers from overseas means that properties are being sold very quickly.

The economic fear is that the growth and rise of prices is unsustainable, and could cause the housing bubble to burst.

What the Industry Experts say

In a recent article, the European Commission has called for more control over the British property boom, as house prices threaten to spiral out of control.

They recommend that the country must focus on building more affordable property and reform its council tax system, if there is ever going to be any chance of controlling the market.

The Commission also warned that the UK demand was outstripping supply, causing prices to rise exponentially.

And it's not just the European Commission that is starting to get apprehensive. The IMF also commented that the recent property boom is ostracizing many people that simply cannot afford to buy.

"House prices are rising because demand outstrips supply," the IMF report states. "The UK has a secular problem with inadequate housing supply, associated with planning restrictions and compounded by depressed housing starts since the financial crisis."

Schemes have been brought in to try and make housing more affordable. Help to Buy, the government's flagship property scheme, seemed like a good venture when it was first introduced.

However, it has unintentionally highlighted the underlying issues that have plagued the property market for years – an increasing demand and a lack of new builds, means that prices are driven through the roof with very few people being able to take their first steps onto the property ladder.

Even Goldman Sacs have waded into the argument, with their newly release Goldman report claiming that; "one possible reason for the rise in rents in the lack of new construction since the beginning of the recession."

The report went on to say "The vacancy rate – especially on rental units – has an economically and statistically significant effect on local rent inflation."

Is there still chance for growth?

Despite these warnings, it's not all bad news. Areas with high level of London investment property, like Nine Elms and Vauxhall, are already benefiting from the rise in house prices.

These locations are to become part of the largest regeneration scheme in Europe. Sitting upon the south bank of the Thames, Nine Elms is a relatively industrialised area that is close enough to London central to be snapped up once the area is turned residential.

This reflects the comments in the aforementioned IMF report, which states "The government has introduced major changes to the planning system to creative incentives for local councils to increase available land for housing development, and there are some signs of recovery in housing construction."

The £500million refurbishment of the station at London Bridge, and other infrastructure changes like the extension of the Northern Line to Battersea, will also rejuvenate the area, and all signs point to a potentially positive future uplift.

There has been further good news for London property zones such as the area between London Bridge, Bermondsey and Borough - Apartments for Sale in SE1 London have received a boost by the iconic development of The Shard Tower.

Bermondsey has even caught the eye of property mogul the Duke of Westminster. His company, Grosvendor Group, recently invested £17million on a site in the area, after selling off properties in Belgravia worth £240million.

So even with the house prices at a ten year high in the south of England, there is a silver lining. The demand is through the roof, meaning the value of any and all property in the general vicinity of the Capital grows on a daily basis.

Grosvenor Group Chief Executive, Mark Preston, said; "There's a midmarket professional cohort of people who live and work in London and are priced out of the market when it comes to buying and are therefore looking to rent – but there is not enough supply to satisfy that demand. We are developing at scale which is not possible in the West End where land values are not viable."

Bank of England Course of Action

The European Commission says that decisive action must be taken soon, in order to prevent the real estate industry from getting out of control.

In order to curb housing market growth, they recommend that the raising of interest rates will allow the housing boom to cool, after the figure has hovered at the target of around 2% for some time now.

With house prices rising at over 10% a year, and economic stabilisation well under way, the Bank is feeling more pressured to raise interest rates.

However, this move could derail an already delicate economy, stagnate the housing market, and the country could stop showing such bright signs of recovery.

During the Bank of England's Financial Policy Committee (FPC), meeting on the 26th June, the BoE have announced a possible Affordability Check on all households applying for mortgages from October 2014.

They recommend that no more than 15% of mortgages issued will be allowed to exceed 4.5 times that of a household's loan-to-income. The FPC also want mortgage applicants to be checked to ensure that they will be able to afford a 3% rise in interest rates.

Despite today's UK real estate market being particularly competitive, there are still plenty of opportunities for development available – you just need to be able to see them.

"London Investment Property is still a good investment as long as investors purchase in high growth areas," says Investment director, Arran Kerkvliet, of One Touch Property Investment. "Areas like Knightsbridge and Chelsea have peaked, but the best investors have imagination and the ability to see opportunity ahead of others."

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

London, England -- (SBWIRE) -- 05/13/2014 -- With some excellent mortgage rates as low as 3.99% fixed for 5 years, it seems like a good time to be purchasing residential property. London house prices are not the only ones to benefit from the growing investor confidence as the average UK House Price has grown by 9.1% year on year (ONS)

National Office of Statistics announces the third consecutive fall in inflation. Low inflation means that the prospective of interest rates increasing in the near future is unlikely. This presents bad news to savers.

There is an abundance of choice for investors and with the latest changes in annuities laws there are also some benefits of increased return that can be generated by investing ones cash ISA allowance into shares.

For a lot of people, who still prefer to invest in bricks and mortar the choices that they face are more between selecting a buy-to-let investment in residential property or the ever popular student accommodation investments.

Experienced landlords continued to be swayed towards buy-to-let property because of the power of gearing. Purchasers can obtain mortgages that cover as much 75% of the purchase price (loan to value). In plain terms, that means that investors are using more of the banks money to create a higher return on their cash invested.

The model seems to work well for young investors who are stating to grow their property portfolio but what about investors who are looking to bolster their own income? The student property investments, of which the majority are cash only investments, appear to provide the solution because they are within the average range of affordability and generate a higher yield than most buy-to-let properties.

When one compares the total returns of buy-to-let versus student property the two compare favorably. Where buy-to-let property has an average of yield of 5.5% according to the ARLA (Association of Rental Letting Agents) it does tend to have a higher capital growth rate than student accommodation investments.

In some instances, an investor can acquire a property that qualifies for a mortgage and can also be used as student accommodation. These types of properties are called Houses of Multiple Occupation HMO.

The higher rental income combined with the ability to obtain a mortgage means that one can reasonably achieve a return on cash of 14% per annum. If a savvy investor were to use the additional income to pay down the mortgage, the house could be paid off within 6 years.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm