Running a business requires a lot of risk. Learn how small business insurance can help you master the ART of risk management. Find information and quotes for Workers Compensation, Commercial Umbrella Liability, Commercial Vehicles, General Liability Insurance and more.

Fresno, CA -- (SBWIRE) -- 03/07/2016 -- Commercial Insurance Mission

The mission is to help medium and small businesses manage risk by finding business insurance quotes at a reasonable price. Discover information on our insurance blog that will help protect the success of business. Get the protection we deserve today before it is too late. Choose a business insurance type above to find our free insurance quote from preferred commercial insurance companies.

A Business Owner's Policy is a good place to start when looking for small business insurance. Also known as a BOP, the Business Owner's Policy will cover Property and general liability insurance at a minimum. Generally this type of policy is built for main street America but there are exceptions. Speak with one of our commercial insurance agents to find out how a BOP can benefit our business.

If their small business uses any type of auto they will likely need commercial vehicle insurance. Find a wide array of commercial vehicle markets including commercial vans, cars and many forms of trucks. Talk to one of our agents today to get fast and competitive commercial vehicle insurance quotes.

Workers Compensation is required in almost every state if they have employees. We offer a wide variety of companies offering flexible payment plans.

Finding the best auto insurance coverage at the best premium rates can be very frustrating, especially when they consider how many hundreds of agencies that exist in the marketplace today. There is a lot to consider when it comes to finding the right auto insurance coverage at the best possible rates. At Central Auto Insurance Agency, Inc., we are dedicated to simplifying your search for the most cost-effective coverage that addresses you and your family's driving needs. Our mission is to provide our clients with the best customer service possible and find the most affordable premium rates for their vehicles.

Our experienced team of auto insurance specialists is highly skilled when it comes to matching the customer to the right policy. Not only that, but we are committed to serving the needs of all drivers living in the Clovis, Fresno, and Modesto areas as well as all points in between them. We built our company around a core philosophy of serving the customer regardless of any challenges that may present themselves. As a result, we are always striving to provide the most caring, dedicated, knowledgeable, professional, and responsible levels of customer service possible.

Easy Access and more Flexibility

Our claims call centers along with our customer and sales departments are available to assist them on a 24/7/365 basis. This ensures that they will always be able to reach one of our professional representatives when the situation warrants it, in other words, whenever they need our services the most. Do they demand convenience? Central Auto Insurance Agency, Inc. offers they all the flexibility they need to access their account information online or over the phone, or you can visit one of our locations if you live in those areas.

Furthermore, we offer several payment options so they can find one that addresses their needs, but more importantly, we never subject them to any unnecessary paperwork or questions like so many other insurance agencies oftentimes do. This is just one of the many ways that they will be able to drive legally for considerably less hassle and money. Additionally, if they are required to show a CFR or Certificate of Financial Responsibility by the courts or the California DMV, we will gladly help you file out an FR44, SR22, or SR22A form in order to see that you are back on the road and insured.

Why Central Auto Insurance Agency, Inc.

Central Auto Insurance Agency, Inc. understands that people need to have options when it comes to choosing the right auto insurance for themselves and their family members. That's why we are committed to the highest customer service standards in the state of California. We believe in building long-term relationships and mutual trust with our customers while providing the highest quality customer service possible.

Our commitment to them and theirfamily assures that we are the premier affordable choice for all your auto insurance needs. If you need more information regarding auto, boat, motorcycle, or RV insurance, we encourage you to contact our agency today.

About Commercial Insurance Fresno
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

http://www.caiautoinsurance.com/

To try out their free service today, visit http://www.caiautoinsurance.com/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

A new report issued by the Consumer Federation of America this week set off quite a kerfuffle among property and casualty insurance trade groups over its claim that rates for U.S. auto insurance are not so competitive and are weighted in favor of nondriving-related risk factors

Stockton, CA -- (SBWIRE) -- 11/21/2014 -- In the report released Monday, CFA analyzed the online auto quotes for 12 cities offered to two hypothetical 30-year-old women: a single receptionist with a high school education, no accidents and a 45-day lapse in insurance; and a married executive and homeowner with a master's degree and no lapse but an $800 at-fault accident in the past three years. Quotes were compared from the nation's five largest auto insurance companies: State Farm, Allstate, Geico, Farmers and Progressive.

CFA found that in two-thirds of the 60 cases studied, insurers quoted higher rates to the safe driver than to the one with an accident on her record. Why? The consumer federation concluded that all the insurers except State Farm used nondriving-related rating factors such as education and occupation in arriving at their quotes. That practice was deemed unfair by two-thirds of consumers surveyed in a CFA study last year.

Auto insurance uncompetitive? That's quite a leap, according to the Insurance Information Institute. The trade group was quick to point out that motorists have dozens of auto insurers clamoring for their business. The institute referenced 2009-2010 data from the National Association of Insurance Commissioners that found that U.S. motorists typically saw their annual auto insurance expenditures drop to $791.22 in 2010, more than 3 percent less than the average they were paying in 2006, as evidence of a robust, competitive auto insurance market.

Yes, insurers use a number of nondriving-related rating factors -- including age, gender, credit score, education and occupation -- when pricing policies, all reviewed and approved by state insurance commissioners. But the Insurance Information Institute also pointed out that motorists have a number of variables under their control -- including their type of vehicle and how much they drive it -- that also factor into their insurance cost.

Another trade group, the National Association of Mutual Insurance Companies, was less circumspect in its response to the CFA claims. Robert Detlefsen, NAMIC vice president of public policy, challenged the consumer federation's claim that nondriving-related rating factors are not predictive of risk. "CFA's entire critique is based on this one false assumption," he said.

What do you think? Are auto insurance rates rigged in favor of those best able to pay? Or are insurers justified in setting their rates based on factors that have nothing to do with your behavior behind the wheel?

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

CAI tells students how to save—no homework required.

Stockton, CA -- (SBWIRE) -- 11/21/2014 -- Labor Day is over, our pencils are sharpened, and lying poolside is just a memory: That's right, it's officially back-to-school season. Many student drivers, especially in college, may not know much about the process that is car insurance, because—let's be honest—lots of students are lucky enough to have their parents take care of that nonsense. However, understanding car insurance is crucial for many reasons—plus, no one wants Mom and Dad to take care of them forever, right? So consider class in session.

FIRST THINGS FIRST: WHICH CAR DO WE NEED?

Let's start with the basics: car buying. When perusing the car lots, keep in mind that the type of car we decide on has a huge impact on how much our car insurance will cost. Need proof? Forbes just named the Jeep Wrangler Sport the cheapest car to insure in 2014, while the most expensive was the Nissan GT-R Track Edition, clocking in at a staggering premium of $3,169. As a bonus, U.S. News and World Report's Jamie Page Deaton reports that companies like Honda that make cars that are affordable to insure also "offer new grads or students that are four months away from graduating and who have employment offers flexible lease and financing terms on new and certified pre-owned Hondas." Toyota and Acura offer similar financing options. Besides the make and model we choose, other things that will keep our car insurance rates low include buying used and selecting safety features like anti-theft systems and anti-lock brakes. This handy chart details which insurance gives discounts for which safety features.

THE SINGLE EASIEST WAY TO SAVE AS A STUDENT

So now that we have our car, let's talk insurance. Unfortunately, the statistics show that for drivers under the age of 25, there's a significantly higher risk for accidents. As a result, the age group of 16 – 25 year-olds will face the highest insurance rates in the country. The only other age group that comes close is 85+! Perhaps the easiest way to save a ton on our insurance is to hop on our parent's policy, as many insurance companies offer multiple-policy discounts that Mom and Pop may be utilizing. If that's not an option for we, consider checking out pay-as-we-go insurance, like Metromile.

OTHER INSURANCE SAVINGS

So whether we're on our parents' policy or we're doing it for ourself—how can we save some bucks? The great news is that many car insurance companies offer discounts for students: Generally speaking, the "good student" discount ensures discounts up to 20 percent with a B average. And if we complete driver's education – there's another discount! Another factor we may not have considered? An average of 13.7 percent of students go out of state for college. Dave Carpenter of USA Today says that for those leaving the nest, the resident student discount is a great way to save: "Premiums may be reduced by 10 percent to 20 percent if the student attends a college more than 100 miles away and doesn't take a car." Remember, lots of discounts doesn't necessarily mean having the lowest premium – so shop around and make sure we're finding a good deal that won't break the bank. One final thing to keep in mind? Where our school is located also affects our insurance rates! The National Association of Insurance Commissioners found Washington D.C. as the most expensive, and North Dakota as the least expensive. Rurals schools will also have more inexpensive rates than urban campuses. (The insurance companies know more traffic means more possibilty for pricey accidents.)

Got a ton of new college pals? Consider carpooling with them.
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BONUS SAVING HACKS

So we've got our car; our insurance is locked and loaded. But let's be honest: We're still a cash-strapped college student. What are some other ways to save on campus-related transportation costs? First off, remember that many campuses are built with walking in mind. (To those of our moaning a little bit: We've heard the statistics about how bad sitting is for us in large doses, right?) Design our course schedule with walking in mind, and reap health and pocketbook benefits alike. Got a ton of new friends from a sorority or dorm? Consider carpooling whenever possible. And don't forget to look into our city's public transportation options. Chances are they're more robust than we assume. Finally, consider moving as close as possible to campus: University parking permits can cause a serious dent in our wallet.

TODAY'S HOMEWORK

As we settle into our semester, make sure that all things insurance are taken care of so we can set our eyes on the full-time job that is school. It can be tricky to navigate the world of insurance as a young person. Ask questions, shop around, and find what works for we. Any tips we forgot to include?

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Save Up to 85% on Car Insurance - Get Super-Attractive Auto Insurance.

Stockton, CA -- (SBWIRE) -- 11/21/2014 -- http://www.caiautoinsurance.com/ celebrated their 12 year anniversary on November 15th and still continues to help consumers to find the most reasonable rates for their cars in the areas where they live. The first 100 customers receive 85% discount on auto insurance.

"Car insurance companies offer a tremendous number of discounts, including safe driver discounts but before applying for these lower rates, drivers really need to compare a few insurance providers and find a fundamentally strong policy," said the representative of website. "Our tool makes this a much easier task. It's also completely secure, private and risk-free."

The website allows drivers to view a localized list of car insurance carriers by entering a zip code into a single field. By clicking on any of the accompanying list of companies, drivers can receive accurate quotes.

"Drivers need to compare quotes every few months just to make sure that they're getting a fair rate on their insurance policies," said a representative of website. "Our tool makes it easier to get started."

Click here to get 85% discount

"Many drivers accept rate increases and assume that there's nothing they can do to keep the cost of their policies down," said the website representative. "Our tool makes it easy to take full control of a policy. Drivers can use the advantage of high competition level in the auto insurance industry."

The website's resources also make it easier to learn about insurance company pricing policies and coverage options. By choosing personalized coverage, drivers can stay safe while keeping insurance rates at the lowest level. Many drivers can also qualify for special discounts.The legality of these discounts varies from state

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a question – one we see regularly. It isn’t a dumb question. It is more like a MENSA brain teaser than a legitimate insurance question, and it is usually the wrong question to ask.

Stockton, CA -- (SBWIRE) -- 11/20/2014 -- The answer to whether insurance follows the car or driver depends on many variables, most notably the kind of insurance coverage being referred to. There are coverages that follow the car and coverages that follow the driver. In general, auto insurance follows the car instead of the driver, but the specifics of a claim can differ since insurance laws and coverage vary depending on the policy, coverage and state being dealt with.

Liability insurance coverage on a personal auto policy follows the driver no matter whose vehicle is being operated, provided it is an eligible vehicle. All states, except for one (New Hampshire), require at least liability coverage. Liability coverage protects the insured (i.e., follows the driver) when the insured operates a vehicle owned by someone else. In such a situation, they will still usually be covered under their own auto insurance policy. However, the best rule of thumb in looking for coverage under a policy is to begin with the exclusions.

While an "insured vehicle" may include a friend's or neighbor's vehicle or a rental car, if the vehicle was available for regular use, it might be excluded. A "replacement" vehicle will probably be covered, but in some cases only under circumstances where the insured's vehicle cannot be operated for some specific reason, such as a repair. Coverage might not follow anyone if the insured is driving a vehicle other than a "private passenger vehicle not owned and listed on the insured's policy." There really is no such thing as a standard auto policy anymore and coverage for non-owned autos will be different under some policies and non-existent under others.

Comprehensive and Collision

Comprehensive and collision auto insurance coverage, on the other hand, are tied to the insured vehicle (they follow the car). These coverages pay for damage that befalls the insured vehicle as a result of an accident or vandalism. One could say that if you loan your vehicle, you loan your insurance. With comprehensive insurance which covers almost everything, it is the car rather than the driver that is covered. This, however, requires many stipulations to be put in place, such as who is allowed to drive the car. If someone other than the insured is driving a vehicle covered by comprehensive coverage and is not listed as a covered driver – even if the other person has permission – the other person might not be covered in an accident. Family members (such as children or a spouse) are generally already included in the policy definition of "insured." However, rarely will insurance cover a driver operating a vehicle without the owner's permission.

Other Drivers Driving the Insured's Vehicle

When an insured allows other drivers to drive his vehicle, then, and only then, does the question of whether insurance follows the car or the vehicle become even awkwardly relevant. The right question to be asking is not whether insurance follows the car or the driver, but whether or not other drivers will be covered by the insured's auto insurance.

Unfortunately, there is no bright line answer to the question, and it depends greatly on the language of the policies involved, the jurisdiction you are concerned with, and the specific facts involved. Permissive use is generally covered under the liability terms of an auto policy. As always, however, there are exceptions.

There are certainly insurance carriers and policies that will not cover any driver not specifically named in the policy. Other relevant facts include where the "other driver" resides and if they are related to the insured. In general, if someone is living in the insured's household and regularly drives the insured's vehicle, many insurance carriers expect you to have that person named on the policy. They will need to undergo the same underwriting and qualification process as any other policyholder.

In some cases, if a family member is visiting and has permission from the insured to drive the family vehicle, there will be coverage if there is an accident, but the coverage may be limited. All policies should be reviewed to determine if there are any excluded drivers and any limitations on coverage for anyone driving the car that is not specifically named on the policy.

When the policy of the vehicle owner and the policy of the permissive user have different limits, the matter becomes even more complicated. If the damages caused by the permissive user's negligence exceed the owner's liability limits, the policy of the permissive user might be tapped as secondary coverage, but usually only where the permissive user's liability limits are higher than the owner's liability limits.

The Insured Driving Someone Else's Vehicle

In general, insurance coverage for an insured driving someone else's vehicle is the coverage he carries for his own vehicle. The driver's personal coverage will apply in most cases when driving a vehicle he does not own. This includes any uninsured motorist coverage he carries and the medical portions of his policy. The driver's property damage coverage might carry over while driving another's car as well, depending on the policy language, the respective limits of the two policies involved, and the facts. If a person drives his own vehicle without insurance, he should not expect that he is covered when driving someone else's vehicle.

Certain factors must be considered in determining if an insured is covered when driving someone else's vehicle, including the reasons for driving the vehicle, if the insured had permission or not, or if it was a rental or dealership loaner. In each case, the individual circumstances and state law involved will factor into the outcome, but another policy might be considered primary over the insured's.

When an insured borrows a vehicle from a friend, the insured's liability coverage usually steps in only when the insured's policy limits are exceeded. Collision and comprehensive coverage do not apply to a borrowed vehicle. Medical Payments (Med Pay) and Personal Injury Protection (PIP) coverage, as we will see below, also follow the insured into a borrowed vehicle.

Med Pay and Bodily Injury Insurance

Med Pay and bodily injury insurance are two other types of coverage that usually follow the person, not the car. Med Pay coverage pays for any injuries that an insured or his passengers may incur in an accident, regardless of who is at fault. Such coverage usually follows the driver. It is based on people, not the vehicle. In fact, such coverage sometimes covers the insured when he is walking or biking. This coverage also usually follows the driver when he rents a car, because the rental vehicle is a substitute for the insured's own vehicle. However, Med Pay coverage sometimes follows the car. If the passengers in a vehicle don't have coverage of their own, Med Pay and PIP coverage can extend to their injuries.

Drivers from Other States

Auto insurance will generally cover a driver from any state as long as he has the insured's permission to operate the vehicle. However, this isn't always the case. In all instances, when someone else operates the insured's vehicle, the auto coverage and policy terms may vary greatly depending on the carrier and insurance options selected by the insured. That said, if an insured is driving a company/commercial vehicle which has Med Pay/PIP coverage, that coverage is usually primary over the driver's personal auto policy, which will be secondary in terms of coverage. There are some exceptions.

Insurance Coverage When the Insured Is Not Present

In order for insurance to cover an accident when the insured is not present, there will need to be comprehensive auto coverage. The facts of each such case definitely matter. If the driver is a relative, then most likely the absent insured's insurance will cover the accident. The driver also needs to have had permission, express or implied, or the insured's insurance may not cover the claim, unless the vehicle was stolen. Individual insurance companies and policies may vary in regard to these rules.

Sub-Standard Policies

Cheap, sub-standard auto carriers write insurance for insureds with bad driving records. They are able to do this by setting their own limited conditions under which they will provide coverage. These sub-standard carriers do not cover claims that would be covered under a more standard policy. These policies can contain "named-driver exclusions" which limit coverage to persons specifically named in the policy. "Step-down" policies often lower liability coverage to a state's minimum limits for permissive users, even if the insured pays for higher limits. Deductibles can be higher and/or a policy won't extend coverage to a rental vehicle. Therefore, policy terms vary and directly affect whether a particular coverage follows the car or the driver.

So Does Insurance Follow the Car or the Driver?

As we have seen, this is usually not the right question to ask. However, that won't prevent inquiring minds from asking – over and over. An answer to the question that isn't going to be universally correct, therefore, is that insurance that follows the car usually has the vehicle listed in the policy. If anyone who has your permission drives the car, that person is probably covered by virtue of the fact that the car is covered. However, as we've seen, this kind of insurance does not cover everyone. There are qualifications for the drivers covered. Other types of coverage such as collision or comprehensive insurance will usually follow the car. These coverages will usually not "follow the driver" to any vehicle which the "covered" driver operates.

Insurance that follows the driver will usually be limited to some form of liability coverage.

When an insured drives someone else's vehicle, such as a rental car, a dealership loaner, or a friend's car, he is usually covered for liability insurance. However, other policies which may be deemed "primary" over the insured's personal auto policy may also come into play.

Therefore, a very basic and often incorrect answer to the wrong question is that auto liability coverage generally follows the driver, while auto physical damage coverage generally follows the vehicle. However, more often than not, you will be asking the wrong question. As long as a driver has the vehicle owner's permission to operate the vehicle, the owner's policy will provide coverage no matter who the driver is. The vehicle owner's policy should cover injuries and property damage. However, exceptions do exist. In most cases, therefore, the right question to ask would be "Is there insurance coverage under these specific facts?"

Even for consumers who think they're getting a good rate now, it doesn't hurt to compare. They may find that switching insurers is an easy way to save a few hundred dollars per year -- and we're pretty sure most people can think of some better ways to spend their hard-earned money. Luckily caiautoinsurance.com is an easy, free, no-commitment way to compare. caiautoinsurance.com works with auto insurers to let consumers compare multiple insurers at once, with real, accurate rates. Consumers can comparison shopping today and see how much they could be saving.

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Auto insurance is a costly but necessary venture. While the costs of insurance can be high, the potential costs of driving without insurance are not only illegal in Ontario but can be financially catastrophic.

Stockton, CA -- (SBWIRE) -- 11/20/2014 -- Myth #1: we'll pay more for certain car colors

Some insist that if we own a red car, we're more prone to cause accidents and to get caught speeding, which makes it likely we'll pay more for insurance coverage. While the theories to explain this myth are interesting, it's just that: a myth. Red cars statistically don't get pulled over or cause more accidents than they should.

Accordingly, our insurers don't set stock in the color of our car; in fact, they probably won't ask we the color when quoting we or writing our policy. Instead, insurers use the make and model of our car and our driving history to help determine our risk for an accident, along with how many miles we drive each day and other factors.

Myth #2: Credit or driving past doesn't matter if we switch

Just because an accident or moving violation occurred while we were insured by someone else doesn't mean it didn't happen. Auto insurance carriers consider past claims an indicator of future risk. If we've filed claims in the past, therefore, insurers consider we more likely to file in the future.

Another factor insurers use to determine the riskiness of a driver? Credit history. Most providers believe our credit report reveals how likely we are to file a claim. Good credit can save we on our monthly payments; poor credit could mean we pay more.

Myth #3: If someone borrows our car, their insurance covers a wreck

Auto insurance follows the car, not the driver. If we willingly lend someone our car, we better hope that person is a good driver. If he or she causes a wreck, we could be left to pay the bill. Only after our insurance reaches its limits will our friend's policy come into effect. And if our friend is uninsured, we'll be liable for any and all physical damage or medical fees he or she causes.

Take care lending out our car. If others borrow it regularly, consider adding them to our policy. That way, we're completely covered in case of a wreck they cause.

Myth #4: our insurance automatically pays for hail, fire, or vandalism

A freak hailstorm damages our windshield or maybe someone decided to walk along our street keying cars. If we only buy liability coverage for our auto insurance, we could have to pay for these damages ourself.

If we add optional comprehensive coverage to our policy, we could be covered for damage to our car not caused by a collision – up to the limits of our policy. Damage to our vehicle for wrecks we cause is covered by option collision coverage.

While these coverages are optional as far as the law is concerned, they're often required by our lender. That's not such a bad thing: In 2013, the average comprehensive car insurance claim was $1,621, whereas the average collision claim added up to $3,144, according to the Insurance Information Institute. we should consider purchasing these add-ons to avoid paying for unexpected damages in the future.

Myth #5: Every auto insurer will give we a similar quote

While most auto insurers check our credit and claims histories, each weighs risk differently. Whereas some insurers care more about the number of miles we drive, others charge more for a more dangerous model. Every carrier also has different discount availability and limits. Shop our policy to find out where we can get the best coverage for the right price for we.

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Auto insurance is a costly but necessary venture. While the costs of insurance can be high, the potential costs of driving without insurance are not only illegal in Ontario but can be financially catastrophic.

Stockton, CA -- (SBWIRE) -- 11/20/2014 -- The Greeks and Romans introduced a form of health and life insurance around 600 BC, and modern insurance started in earnest in the 1660s after the Great Fire of London. Not long after Lloyd's of London began to offer policies for shipping interests, and accident insurance was available to rail passengers in England in the 1840s.

The first known auto insurance policy was developed just about the time of the first autos, around the beginning of the 20th century, but it was not until 1925 that the U.S. states of Massachusetts and Connecticut created the first compulsory auto insurance laws — laws that were eventually adopted throughout North America.

For today's drivers in Ontario, insurance is mandatory, with a minimum of $200,000 in third-party liability coverage, which protects them if someone else is killed or injured, or their property is damaged, by paying for claims resulting in personal lawsuits. Motorists caught driving without this mandatory insurance can face provincial fines of $5,000 to $50,000, along with losing their driver's licence and vehicle seizure. And insurance providers could deem them a "high-risk" driver, which would only add to their financial woes.

This mandatory insurance for accident benefits coverage provides supplementary medical, rehabilitation, attendant care, caregiver, non-earner, and income-replacement benefits if they are injured in a collision, no matter who is at fault.

But there are still drivers who tempt fate with no coverage.

"It does happen," said Chris Floyd, president of the Insurance Brokers Association of Ontario, adding that up to 10 per cent of drivers in the province either ignore the mandate or are not aware their insurance term has lapsed.

"It's not a big problem," he continued. "It's certainly not as big a problem as distracted drivers."

All other insurance coverage in Ontario is optional in most cases. If they lease or finance a vehicle, the lien holder may request comprehensive (fire, theft, vandalism) or collision coverage which pays for damage to their vehicle if they are responsible for the incident. With the high costs of auto repairs today, this extra coverage can be a wise investment.

Other extras include packages which include coverage against specified perils such as fire, riot and earthquake, or coverage if they are transporting their vehicle. Paying for these premiums can be a bewildering experience with so many variables. These variables are regulated by the make and model of vehicle they drive, a clean driving record, their age, the distance travelled with the vehicle, and if the vehicle is used for business or pleasure.

Floyd noted that commuting distance plays a big role in costs, along with where they live. For example, rates are set geographically and by population density, which means they would pay more for the same coverage in Brampton compared to Stratford. In a more populated area, there would be more claims, hence more costs. Their premium may increase significantly if they are charged with a moving violation or collision with their vehicle, and this increase will remain on their insurance file for six years for a collision and three years for a moving violation.

There are three methods of obtaining auto insurance — an insurance broker, an insurance agent or a direct writer. Brokers sell insurance for many companies, an agent works with just one company, and a direct writer sells directly to the vehicle owner. While the third option may offer a better rate, it is best to get someone to provide advice suited to their needs, and in the event of a mishap, help them through the process in the event of a claim.

"A broker will explain coverage and the concept of choice," said Floyd. "Auto insurance is a complicated product and an independent broker will work as their advocate through this."

There are discounts available from basic packages. Items such as driving training, using winter tires and seniors' rates can reduce the premium. Some insurance firms will reduce the total cost of their auto insurance when it is bundled together with another policy such as home insurance.

High-risk drivers who cannot obtain insurance through regular channels can obtain help through the Facility Association (facilityassociation.com), which provides basic coverage.

A relatively new concept to auto insurance in Ontario is telematics, a system that connects a device to a vehicle which monitors the driver. In essence this means the car becomes less of an issue in premium costs, so a good driver of a high-end sports car could pay less in this instance than a risk-prone driver of an economy car. Popular in the U.S. and the U.K., this user-based system is now available with several carriers in Ontario, Floyd noted.

The auto insurance industry is complex and obtaining coverage can be a perplexing and confusing experience. For basic facts and consumer rights there are websites such as the Financial Services Commission of Ontario (fsco.gov.on.ca), which provides regulatory services to protect the public interest and enhance public confidence in the insurance sector, but it would be a wise move to sit with an expert for auto insurance options. They will serve their best interest and provide guidance

About Auto Insurance Stockton
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Auto Insurance Stockton has released a new blog post explaining the advantages of comparing online auto insurance policies.

Stockton, CA -- (SBWIRE) -- 11/20/2014 -- Clients who need vehicle coverage should first compare multiple auto insurance quotes to find information about different plans. There are many agencies that provide car insurance and the cost of premiums may differ.

An auto insurance quote provides important information about a policy. Clients can find out how much a plan would cost them and for how much their car will be covered. There are usually three types of vehicle coverage: liability, collision and comprehensive.

It is now possible to compare quotes online in a simple and comfortable way. An insurance brokerage website like provides quotes from multiple agencies on a single web page. This, makes comparing rates comfortable, efficient and faster.

http://www.caiautoinsurance.com/auto-insurance-stockton-ca/ is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

It’s a day most parents endure with equal elements of relief and trepidation.

Fresno, CA -- (SBWIRE) -- 09/29/2014 -- Once a teenager finally obtains his or her driver's license, mom and dad become refreshingly unshackled from the unrelenting cycle of drop offs and pick-ups, the latter of which tend to reach later into the evening hours the older one's offspring become. This euphoria is, of course, tempered with the particular parental pattern of worry that's an integral part of a freshly licensed driver's vehicular forays into the unknown. Not to scare anyone in this situation, but car crashes remain the leading cause of death among Americans ages 15 to 19 according to the Centers for Disease Control and Prevention.

And then there's one component of this rite of passage that can be particularly egregious to a family's budget, namely the ensuing and often astronomical jump in auto insurance premiums.

Got one or more kids with learners' permits in hand champing at the bit to finish their pre-license requirements in anticipation of a trip to the DMV? Are they sitting down? Adding a teen driver to a married couple's auto insurance policy boosts rates by an average 79 percent according to a recent report conducted for the website InsuranceQuotes.com in San Francisco, CA.

Courtesy AAA Foundation for Traffic Safety.

Of course, as is typically the case with car insurance, gender matters here. Insuring a 16-year-old son will increase the insurance bill by a whopping average 92 percent, while adding a same-age daughter will result in a somewhat softer 67 percent surcharge. And that's cheap compared to what a teen driver might pay if he or she were to obtain car coverage separate from the family's plan. Of course the downside is that they'll share the burden (not that it would be the first time) of their kid's mistakes; any ensuing traffic accidents will likely jack up the family's insurance rates even further and – worse – could expose the primary policyholder to lawsuits resulting from personal and/or property damage beyond the covered limits.

As if this is any consolation, the cost to insure a teen driver has actually dropped over the past year. In 2013, the average surcharge was 85 percent, according to InsuranceQuotes.com, with a typical 98 percent boost for newly licensed males and 73 percent for females. One reason for the decrease could be attributed to the concurring drop in licensed teen drivers. A study conducted by the University of Michigan Transportation Institute suggests that only around 60 percent of those between the ages of 17 and 19 are licensed to drive, compared to 80 percent of teens back in the 1980's.

As we've shown in the past, location matters when it comes to determining auto insurance rates and premiums for teenage drivers are no exception. Policyholders in New Hampshire will see their annual premiums leap by a staggering average 111 percent when a teenager driver is added to a family's plan. At the other end of the spectrum, residents of Hawaii – a state that prohibits both age and sex as criteria for determining rates – will see their auto insurance bills rise by an average of just 17%.

Here's a breakdown of the 10 costliest states in the union for teenage drivers, based on their average premium increases:

New Hampshire – 111%
Rhode Island – 107%
Maine – 107%
Wyoming – 106%
Connecticut – 102%
Illinois – 101%
Oregon – 101%
Minnesota – 97%
West Virginia – 93%
Ohio – 93%
On the brighter side, here's a list of the 10 states in which families will enjoy the lowest average surcharges for adding a teen driver to their policies:

Hawaii – 17%
New York – 53%
Michigan – 57%
Montana – 61%
New Mexico – 62%
North Carolina – 65%
South Dakota – 69%
Mississippi – 73%
Nevada – 74%
Wisconsin – 74%

Fortunately, insurance costs will gradually drop with each successive year a teen driver accumulates experience behind the wheel, provided of course he or she does not accrue any rate-busting moving violations or accidents in the meantime. According to InsuranceQuotes.com data, a teen driver's premium surcharge will eventually fall to an average of 58 percent once he or she turns 19.

Also, there are a number of ways to help temper the financial sting of adding a young driver to the family policy. For starters, the usual panaceas apply, including shopping around for cheaper coverage, leveraging all available adult driver discounts and/or raising deductibles for collision and comprehensive coverage (but be sure to maintain a high threshold for liability to protect the family's assets in case it's needed). If they're living in a crowded urban area, consider relocating the brood to a sleepy suburb where rates will inherently tend to be lower. Beyond that, insurance companies often give price breaks as high as 20 percent to kids who maintain good grades (a B average or better) and/or who take specified driver safety courses. Another way to help keep rates lower is to seek out a company that rewards safe driving habits – albeit intrusively – based on real-time assessments from an electronic monitor that plugs into a car's onboard diagnostics port.

Finally, if they're buying a teen driver his or her own car, choose one that's inherently less costly to insure. Avoid anything that's even the least bit flashy or sporty – crossovers/SUVs and minivans tend to deliver the lowest overall premiums – and choose a model that both gets stellar crash-test ratings and is equipped with a modicum of safety features, including antilock brakes, stability control and front/side-impact airbags.

The fine print: Rates for the above rankings were conducted by Quadrant Information Services based on rate calculations from the largest insurance carriers in each state. The averages are based on family coverage that includes a married and employed 45-year-old male and 45-year-old female having clean driving records and good credit who each drive 12,000 miles per year with policy limits of $100,000 for injury liability for one person, $300,000 for all injuries and a $500 deductible on collision and comprehensive coverage.

About Auto Insurance Bakersfield California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-bakersfield/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Wal-Mart is bringing its online auto-insurance service to Ohio.

Bakersfield, CA -- (SBWIRE) -- 09/17/2014 -- Effective today, the world's largest retailer is expanding the service it launched in May to 11 states, including Ohio. The program with AutoInsurance.com allows customers to compare their existing auto-insurance policy with those of several national insurance carriers.

Customers can log on to AutoInsurance.com or access the site through Wal-Mart Stores Inc.'s website at http://www.walmart.com/autoinsurance, input personal information and allow AutoInsurance.com to retrieve their current auto-insurance information. Customers who want to make a change may purchase the new policy online, speak with a licensed agent at 1-800-700-7500 or save their information and purchase later.

Wal-Mart said that, with today's expansion, the service is now available to more than half of the nation's population.

The good news is that consumers that have been with their current insurer for a long time could save big by shopping around -- an average of 32 percent, according to USA Today. Many consumers may be eligible for car insurance savings that they're not seeing because maybe they've gotten married, changed professions or simply maintained a safe driving record. Even celebrating a birthday can save consumers money. Typically auto insurance rates fall after a consumer reaches 25 and don't start going back up until they near 70.

Even for consumers who think they're getting a good rate now, it doesn't hurt to compare. They may find that switching insurers is an easy way to save a few hundred dollars per year -- and we're pretty sure most people can think of some better ways to spend their hard-earned money. Luckily caiautoinsurance.com is an easy, free, no-commitment way to compare. caiautoinsurance.com works with auto insurers to let consumers compare multiple insurers at once, with real, accurate rates. Consumers can comparison shopping today and see how much they could be saving.

About Auto Insurance Bakersfield http://www.caiautoinsurance.com/
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-bakersfield/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The average American auto insurance customer overpays by $368 each year, according to research by Nerdwallet. And auto insurance companies know this. That's why they work hard to keep their existing customers -- and to discourage them from shopping around. In most businesses retaining existing customers is cheaper than recruiting new ones – and the car insurance industry is no exception. Auto insurance companies are marketing hard to keep their current customers. For instance, they advertise perks such as large accident forgiveness after five years or lifetime renewal after 20 years.

Los Angeles, CA -- (SBWIRE) -- 08/19/2014 -- But often, the real reward for your loyalty is higher premiums. To keep long-time customers, auto insurers use price optimization, the practice of using personal customer data to raise rates just enough that customers won't feel the urge to switch. Over the years, rates creep up and up until existing customers are paying far more than they should. According to Earnix, 45 percent of large insurance companies use price optimization.

The good news is that consumers that have been with their current insurer for a long time could save big by shopping around -- an average of 32 percent, according to USA Today. Many consumers may be eligible for car insurance savings that they're not seeing because maybe they've gotten married, changed professions or simply maintained a safe driving record. Even celebrating a birthday can save consumers money. Typically auto insurance rates fall after a consumer reaches 25 and don't start going back up until they near 70.

Even for consumers who think they're getting a good rate now, it doesn't hurt to compare. They may find that switching insurers is an easy way to save a few hundred dollars per year -- and we're pretty sure most people can think of some better ways to spend their hard-earned money. Luckily caiautoinsurance.com is an easy, free, no-commitment way to compare. caiautoinsurance.com works with auto insurers to let consumers compare multiple insurers at once, with real, accurate rates. Consumers can comparison shopping today and see how much they could be saving.

About Auto Insurance California http://www.caiautoinsurance.com/
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The U.S. government in recent years has started building a database of consumer complaints about banks and credit card companies, and levying millions of dollars in fines against what it believes to be bad actors. Now there's a potential new battleground in the financial services industry.

Los Angeles, CA -- (SBWIRE) -- 08/11/2014 -- In April, a 4-year-old federal office announced that it would step up efforts to study the affordability of car insurance, an industry typically regulated by states.

Nearly every state requires drivers to have coverage, but about 15 percent of motorists are uninsured, the office said.

Created by the 2010 Dodd-Frank Wall Street Reform & Consumer Protection Act, which has mandated changes to a wide range of financial services firms nationwide, the Federal Insurance Office has the authority to, among other things, "monitor the extent to which traditionally underserved communities and consumers have access to affordable" car and home insurance.

"The Federal Insurance Office is evaluating that public input and looking to identify areas of consensus as we move to define affordability … in a reasonable manner," Michael McRaith, the office's director, said Friday. McRaith previously headed Illinois' insurance department.

Affordability, of course, hinges on an individual's income, which takes the issue beyond that of a policy's cost. Pinning down what's affordable becomes a stickier question to answer, with some doubting that it's even a major problem.

Bridge Communities, a Glen Ellyn-based nonprofit that helps homeless families in DuPage County, runs a program that gives donated cars to needy families. Bridge program director Karen Stewart said she generally has noticed that buying mandated car insurance is less of a financial hardship for recipient families than paying for car repairs and gasoline.

Indeed, a survey by the U.S. Bureau of Labor Statistics shows that low-income households spend more than twice as much on gasoline as they do on car insurance.

One insurance industry trade group, citing the same set of statistics in its public comments, makes the case that the poor, on average, spend nearly as much on alcohol and tobacco combined as they do on car insurance. The group, the National Association of Mutual Insurance Companies, counts Bloomington-based State Farm among its members.

The Consumer Federation of America, citing the same statistics, counters that the lowest-income households on average still spend $102 more on car insurance than on cigarettes and alcohol.

That would be $560 versus $458, respectively, the average data shows.

Others maintain that car insurance is best left to the states."Since the limits and types of auto insurance coverage are within the realm of the state, I truly believe that while the feds might have an interest in some of this, they have no business doing anything to usurp states' rights in this area," James Kamphenkel, the owner of Greenwald Insurance Agency in Greenwald, Minn., wrote in a letter to the federal office.

Paul Newsome, an insurance industry analyst for investment bank Sandler O'Neill & Partners in Chicago, said he doesn't believe the federal office will be that active on the affordability front because the states already are "aggressive when it comes to the affordability of auto insurance."

Still, the creation of the Federal Insurance Office signals that "there's a slow creep of federal regulation into the property and casualty insurance industry," Newsome said.

The cost of car insurance varies widely from state to state, according to the Insurance Information Institute.

Premiums may be influenced by such factors as driving record, driver age, residence, parking location, mileage driven, gender, the vehicle's make and model, credit score, and desired and required coverage.

Visitors can get free no-obligation quotes in three easy steps:

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

A cheap auto insurance database is currently active at the Stockton Insurance website to help motorists save money buying coverage

Sacramento, CA -- (SBWIRE) -- 08/11/2014 -- Saving extra money on the purchase of a vehicle insurance policy will now be possible for consumers who use the http://www.caiautoinsurance.com/auto-insurance-stockton-ca/ website for research. A newly built cheap auto insurance database is now setup to help motorists review discounts from agencies at http://www.caiautoinsurance.com/auto-insurance-stockton-ca/.

The coverage tools that are provided for consumers to use this year are meant to showcase the lowest possible pricing that agencies have calculated for each policy requested. The open finder uses a zip code entered by a driver to produce the prices for coverage plans.

"We've built a database that is tied to national car insurers to help the average driver who is running out of options locally to find a good price for a policy," said an CAI rep.

The motorists who enter the public system get the opportunity to review rates by zip code as well as more defined coverage options. The regular liability plans that are popular with most first-time drivers are positioned with the full coverage types that some adults prefer for long-term coverage protection.

"Getting a price using our locator tool is easy and no limitations are placed on the amount of quotes retrieved," said the rep.

The CAI company has recently launched a warranty locator tool that helps used car owners find a policy to protect a vehicle after OEM coverage has lapsed. This coverage is available at http://www.caiautoinsurance.com/auto-insurance-stockton-ca/ and rates are good through the close of the year.

Saving tip: It's usually relatively inexpensive to add uninsured/underinsured motorist protection to oner car insurance policy, especially considering the amount of protection it offers. 

About Auto Insurance California http://www.caiautoinsurance.com/
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Car insurance quotes are now available for owners of preowned vehicles to review using the price system at The Stockton Car Insurance CA 95207 has updated all rates data this year.

Stockton, CA -- (SBWIRE) -- 08/08/2014 -- A pre owned vehicle owner in the U.S. is now required by most state laws to carry a certain amount of insurance coverage to protect against accidents. The Quotes Pros company is helping more used car owners to find car insurance quotes for a number of agency policies at http://www.caiautoinsurance.com/auto-insurance-stockton-ca/.

The used vehicle research platform now in place is one tool that is being used by drivers who are seeking comparisons between agency policies. The vehicle policy rates are mixed between liability, full coverage and general collision packages. Drivers have the benefit to compare prices state by state in the finder system.

"A driver in New York, Florida, Ohio or California can often pay higher fees for a basic coverage policy due to personal insurance protection requirements," said a Quotes Pros source.

The inclusion of special PIP and other state coverage rates inside of the Quotes Pros system has introduced new formats for research in this year. Because drivers have different coverage needs, the system is setup to allow exploration based on a zip code and not past accident histories.

"We've pioneered research at the local and nationwide levels in the U.S. for insurance packages and our finder is always updated with the latest insurer rates," said the source.

The Quotes Pros rates finder was introduced in 2013 as a primary way that car owners could find affordable automobile insurance in the U.S. The changes and modifications that have been completed this year have updated the system to feature life, health and homeowner insurance prices

How does it work?

Drivers can get free no-obligation car insurance quotes in 3 easy steps:

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code.
2. Compare discounts available in the listings with insurance companies across the nation.
3. Click on at least 3 results to ensure the best savings which can be up to 70%.

How does it work?

Visitors can get free no-obligation quotes in three easy steps

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

About Auto Insurance Stockton California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/auto-insurance-stockton-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Cheapest auto insurance policies by state are now found inside database for new drivers at the CAI http://www.caiautoinsurance.com/ . Drivers can explore pricing at the website

Modesto, CA -- (SBWIRE) -- 08/05/2014 -- New motor vehicle owners who have obtained a license to drive for the first time will be required to purchase a car insurance policy. The California Auto Insurance company has setup its national platform to locate some of the cheapest auto insurance policies for new drivers in the U.S. at http://www.caiautoinsurance.com/.

The drivers who are interested in using the system to find a less expensive insurance plan will be asked to enter a zip code to sort the providers by state. This makes it easier for a first-time driver to connect with companies that are providing discounts aside from the regular published rates online.

"A policy that is discounted through our system is provided direct from a known company and no vehicle details are needed for a base price delivery," said a California Auto Insurance Company source.

The new driver plans are now mixed in the database with the existing plans for adults to review for a number of coverage options. The state minimum coverage that most drivers select can be maximized by reviewing full coverage options. Annual and monthly prices for each plan can be displayed using the system.

"Saving money when buying auto insurance is a popular goal for drivers and our one-touch system is helping to deliver cost savings by zip code," said the source.

How does it work?
Drivers can get free no-obligation car insurance quotes in 3 easy steps:

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code.
2. Compare discounts available in the listings with insurance companies across the nation.
3. Click on at least 3 results to ensure the best savings which can be up to 70%.

How does it work?

Visitors can get free no-obligation quotes in three easy steps

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

About Auto Insurance California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Auto insurance companies discounts can now be located using the national price tool at the http://www.caiautoinsurance.com/ website. A better list of markdowns for policies is featured on the website

Fresno, CA -- (SBWIRE) -- 08/05/2014 -- A new source of insurance agency discount pricing is now featured at the CAI website for car owners to review. There are now auto insurance companies discounts that are found inside the statewide agency finder built at http://www.caiautoinsurance.com/.

The marked down pricing that is now supplied by agencies that are positioned in the http://www.caiautoinsurance.com/ search finder is expected to remain through the close of this year. The special rates information that is now presented to car owners is based on the zip codes that are inputted into the finder to explore agency rates.

"We've built one of the first secure and totally private tools to review insurer pricing on a national level and drivers can access the data using a variety of ways," said one http://www.caiautoinsurance.com/ rep.

Buying insurance packages at the state level is one way that some auto owners save money when comparing costs nationally. Because lesser known companies can have lower premiums, the database now setup to find discounts can present these companies to drivers. A list of rates for full coverage, liability or SR22 plans can now be reviewed.

"A person who is hoping to cut out the rising insurance costs for a renewal policy can explore our system to connect with top insurers discounting popular plans," said the rep.

The http://www.caiautoinsurance.com/ company website is now a secure source of finding updated price data for a variety of packages meant for consumers to review. The automobile, life, health and homeowner quotations that are now delivered are keeping the public informed of insurer industry pricing.

How does it work?

Drivers can get free no-obligation car insurance quotes in 3 easy steps:

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code.
2. Compare discounts available in the listings with insurance companies across the nation.
3. Click on at least 3 results to ensure the best savings which can be up to 70%.

How does it work?

Visitors can get free no-obligation quotes in three easy steps

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

About Auto Insurance California http://www.caiautoinsurance.com/
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Modesto, CA -- (SBWIRE) -- 07/22/2014 -- Everybody wants a discount on car insurance. Why else would we watch the Esurance TV ads, where the crazy lady in a beige turtleneck named Beatrice talks about how she shops for car insurance and how she posts vacation photos to her living room wall, instead of mailing the photos to friends, to save money?

Sometimes, though, consumers wouldn't think of some discounts. Would one expect a break because the car has daytime running lights? Yet four of the top 10 insurers offer a discount for daytime running lights, based on a new survey by Bankrate.com.

Daytime running lights are a fairly common feature now. But "one can't really count on the insurance company to know about the equipment on the car," said Doug Whiteman, an insurance analyst for Bankrate.com.

Discounts can vary by state based on what state regulators allow, laws in a given state and what some insurers offer in given markets.

Here are five other ideas for saving money:

- Watch how many miles one drive in a year. The Bankrate.com survey noted that eight out of 10 major insurers surveyed offer a discount for driving a lower amount of miles each year. But one might need an on-board tracking device.

Insurer USAA offers a discount for low annual mileage in many markets but not Hawaii and North Carolina. USAA said its low mileage discount would be for below 5,000 miles per year but the discount does vary by age and state. No monitoring is required.

Allstate noted that it rewards drivers in Michigan and some other states for low mileage through the its "Drivewise" program. Drivers can choose to install a device to track mileage, hard braking, speed and time of day.

"We know these are factors that contribute to a higher frequency of collisions," said Shelley Frost, Allstate senior manager of corporate relations. The voluntary program does not cause a premium to go up. Drivers can earn a 10% reward for enrolling and activating the device, and up to 30% at renewal based on their driving performance.

- Does one belong to a college alumni group, fraternity, sorority, professional group, or credit union?Consider asking whether that qualifies one for a discount. Some discounts apply if the work for a major company, too.

- Look for discounts for anti-theft devices, such as alarm systems. Michigan regulators note that such discounts would likely be applied only to the comprehensive premium. So a consumer who does not carry comprehensive coverage on a car, maybe on an older vehicle, is not going to qualify for that discount.

Some discounts aren't huge, like the daytime running lights discount, and can apply only to some parts of the premium.

Geico notes on its website, for example, that customers could receive a 3% discount on certain insurance coverage for daytime running lights. USAA notes that its discount for daytime running lights is generally 3% to 5% off only the collision coverage, not the entire premium, and the percentage varies by state.

- Get a discount for owning a newer vehicle, say a car that is three years old or newer. But pay attention to the car one buy, as some cost more to insure than others.

- Pay close attention to the credit history. Some of the biggest savings, depending on the insurer, can depend on what's called a credit-based insurance score.

Paying the bills on time and managing the credit can influence the premiums in some way in many states.

"Insurance companies believe that the better your overall financial history, the less likely you are to file an insurance claim, and the more likely you are to pay your insurance premium payments," said Todd Albery, CEO of Quizzle.com, a Detroit-based provider of free credit reports and scores.

Allstate notes online that it never sees the credit score but it will use elements from the credit history, such as late payments or a missed payment. How long have been using credit? If one had high credit card balances in the past, are those balances lower now? How many credit card accounts or installment loans does on have? Has one had a foreclosure?

In Michigan, as of January 2013, consumers can ask to have their credit re-run for auto insurance coverage. Based on the result, the premium can go up or down. An insurer is not required to recalculate the insurance more than once in a 12-month period.

Odysseas Papadimitriou, CEO of WalletHub.com, said his company's research showed that some insurance premiums on average could be reduced 65% for someone with an excellent credit history, compared with a person with no credit history.

The WalletHub survey noted that credit data has the least impact on insurance premiums in Vermont (an 18% fluctuation) and the greatest impact in the District of Columbia (a 126% fluctuation).

Given the mistakes that can go into credit reports, he noted, consumers should review their credit report for any potential mistakes before shopping for car insurance. It wouldn't help to shop around for premiums, he noted.

About Auto Insurance Modesto
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/car-insurance-modesto-ca/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Modesto, CA -- (SBWIRE) -- 07/21/2014 -- With the relaunch of Fast Quotes Direct live for a week now, site reps are pleased to announce a positive response from users across the nation. "Simplifying the process has really increased our user interaction with the site and we've seen a traffic increase that we feel is a direct result of the new system."

Compare Car Insurance Quotes Online Today - Click Here.

Now all users have to do to get quotes from the top insurance companies in America is enter in their zip code. This allows http://www.caiautoinsurance.com/car-insurance-modesto-ca/ database to match them with the best insurance companies in their area, all in one simple listing. Users can select which providers they would like to receive quotes from based on the incentives and discounts available and are encouraged to click through to a minimum of 3 providers to compare rates.

The service is free to use and there is no obligation or sign up required which has led to the popularity of the service over searching for quotes through a search engine or calling direct to insurance companies.

How does it work?
Drivers can get free no-obligation car insurance quotes in 3 easy steps:

1. Visit the website at http://www.caiautoinsurance.com/car-insurance-modesto-ca/and enter their zip code.
2. Compare discounts available in the listings with insurance companies across the nation.
3. Click on at least 3 results to ensure the best savings which can be up to 70%.

How does it work?

Visitors can get free no-obligation quotes in three easy steps

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

About Auto Insurance Modesto
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/car-insurance-modesto-ca/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Annual data from insurance industry finds thefts overall down -- but cities in the West fare dramatically worse.

Modesto, CA -- (SBWIRE) -- 07/18/2014 -- Nine of the 10 worst cities for auto thefts are in California, according to the newly released "Hot Spots" report from the National Insurance Crime Bureau (NICB), an industry-supported nonprofit dedicated to preventing fraud and theft.

Man breaking into car, side view © Jessica Peterson/the Agency Collection/Getty ImagesCar thefts in worst-hit city of Bakersfield, California, occur 35 times more often than in the bottom-ranked city on the list, Harrisonburg, Virginia.

Bakersfield saw 725 thefts per 100,000 residents; Harrisonburg, just 21.

California has three ingredients that make it attractive for thefts, a California Highway Patrol spokesperson told Bloomberg News: An international border, ocean ports and dense population centers that provide plenty of opportunity.

For a complete ranking, see "380 cities ranked for car thefts."

The top 10 cities for car thefts

Rank
Metro area
Thefts
Rate

1
Bakersfield, CA
6,267
725.24

2
Fresno, CA
6,750
706.61

3
Modesto, CA
3,565
678.41

4
San Francisco-Oakland-Ha?yward, CA
29,326
649.34

5
Stockton-Lodi, CA
4,463
633.61

6
Redding, CA
1,120
625.77

7
Spokane-Spokane Valley, WA
3,205
598.26

8
Vallejo-Fairfield, CA
2,540
597.95

9
San Jose-Sunnyvale-Santa? Clara, CA
10,925
569.12

10
Yuba City, CA
930
551.31

Thefts declining, but even so …
Overall, the NICB reports, thefts fell slightly to an estimated 698,000 in 2013 – but they are down 58 percent from their peak year in 1991 and at the lowest level since 1967.

In 2012, the most recent year for which data are available, these were the most stolen cars:
Honda Accord (58,596 stolen)
Honda Civic (47,037)
Ford Pickup (Full Size) (26,770)
Chevrolet Pickup (Full Size) (23,745)
Toyota Camry (16,251)
Dodge Caravan (11,799)
Dodge Pickup (Full Size) (11,755)
Acura Integra (9,555)
Nissan Altima (9,169)
Nissan Maxima (6,947)
Your auto insurance doesn't cover theft unless you have purchased comprehensive coverage.

If you have comprehensive and your car is stolen, you'll still have to pay your deductible. Insurance should pay to replace your vehicle at fair market value, or for repairs and towing if the vehicle is recovered.

Typically a comprehensive claim will not drive up your car insurance rates unless you have filed several claims in a relatively short period of time.

Four steps to keeping your car
The NICB offers a four-pronged approach to preventing thefts.

The first is simple, common-sense steps such as removing your keys, rolling up the windows, locking the doors and parking in a well-lighted area.

The second is some sort of visible or audible device warning that your car is protected. That could include a steering-wheel lock, VIN etching or an audible alarm that you set when you leave the vehicle.

Third is an immobilizing device that keeps thieves from starting the car. Those could include smart keys with a chip embedded, kill switches, fuse cut-offs and fuel-pump disablers.

Lastly, the NICB recommends devices that help track and recover a stolen car, which may include LoJack or onboard telematics systems such as OnStar.

While most anti-theft devices do result in a car insurance discount, the break is typically on the comprehensive portion of your premium only. Comprehensive is a relatively small part of most drivers' premiums.

About Auto Insurance Modesto

How does it work?

Visitors can get free no-obligation quotes in three easy steps

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Adding a teenage driver to a married couple's car insurance policy leads to a 79% higher average annual premium, according to a new http://www.caiautoinsurance.com/car-insurance-modesto-ca/ report. Teenage males (+92%) are much more expensive to insure than teenage females (+67%). The good news is that the premium increases decline each year, from 96% for 16-year-olds to 58% for 19-year-olds.

Modesto, CA -- (SBWIRE) -- 07/18/2014 -- The most expensive state to insure a teenage driver is New Hampshire, where the average premium spikes by 111%. The Granite State is one of seven states where premiums more than double after adding a teen driver to the policy. The others are Rhode Island (+107%), Maine (+107%), Wyoming (+106%), Connecticut (+102%), Illinois (+101%) and Oregon (+101%).

Hawaii is the only state that prohibits age, gender and length of driving experience from affecting car insurance costs. As a result, teen drivers only cost 17% more to insure in Hawaii, the lowest increase in the nation by far. New York State (+53%) has the second-lowest increase, followed by Michigan (+57%), Montana (+61%) and New Mexico (+62%).

The cost to insure a teenage driver fell over the past year. In 2013, the average annual increase was 85% (98% for males and 73% for females).

"A great strategy for lowering car insurance costs is to sign up for pay-as-you-drive car insurance," said Laura Adams, senior analyst, http://www.caiautoinsurance.com/car-insurance-modesto-ca/. "These programs allow companies to track your driving habits and can lead to significant discounts, especially if you're a safe driver who doesn't rack up too many miles. Teens who excel in the classroom should also take advantage of good student discounts."

Click here to view the average premium increases in all 50 states and the District of Columbia:

http://www.caiautoinsurance.com/car-insurance-modesto-ca/

http://www.caiautoinsurance.com/car-insurance-modesto-ca/ commissioned Quadrant Information Services to calculate rates using data from the largest carriers in each state. The averages are based on a married and employed 45-year-old male and 45-year-old female who each drive 12,000 miles per year with policy limits of $100,000 for injury liability for one person, $300,000 for all injuries and a $500 deductible on collision and comprehensive coverage. The hypothetical drivers have clean driving records and good credit. The rates include uninsured motorist coverage and refer to new business policies.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Prices at the pump aren’t getting any cheaper, so neither is the ride on the road.

Modesto, CA -- (SBWIRE) -- 07/18/2014 -- Searching for savings with the auto insurance is one way to offset those expenses and put money back into the pocket.

The hard part, is that information about discounts isn't always easy to find.

Doug Modesto Auto Insurance is an Insurance Analyst for Modesto Auto Insurance

"We've found that often, the information about discounts can be somewhat scattered on the websites of the insurance companies," explains Modesto Auto Insurance.

Plus, agents don't always offer them up. Modesto Auto Insurance said, "One really have to be armed with this information and bring it to the attention of the insurance company."

Modesto Auto Insurance is hoping to make that search easier for consumers. For the second year in a row, it's compiled a list of popular and sometimes overlooked car insurance discounts from the 10 biggest companies.

The On Ones Side Investigators spotted three, new ones that one may not be taking advantage of.

#1–Daytime running lights

Four out of the 10 companies Modesto Auto Insurance surveyed offers the price cut for customers who have the feature.

#2–Affinity/occupational

Who knew that time in the college sorority or joining a professional association could score you a deal on car insurance?

Turns out, many organizations have affilations with insurers that rewards members.

#3–Low mileage

Modesto Auto Insurance says the less one drive, the more we save! "More insurers are offering us a discount if we drive 30 miles or less per day."

State Farm told Bankrate the low mileage discount alone could cut a customer's premium by 50%.

The downside is that drivers may have to install a gadget to monitor mileage, but it's worth asking.

Modesto Auto Insurance said, "The insurance company will believe we're less likely to become involved in an accident because we're not on the road as often as some other people might be."

Bundling is a popular discount and having a new car could save our money too. Whiteman says technology also pays.

"Often there are discounts for anti-theft devices if we have an alarm we can get a discount for that.

Some companies also offer discounts for what's called passive restraint, which includes airbags.

So, do yourself and our wallet a favor, get familiar with the discounts, talk to our insurer and don't be afraid to shop around.

Modesto Auto Insurance added, "If we get a good rate from one company, there's nothing saying one can't go to another and saying hey can one match this?"

Discounts vary by companies and sometimes that's due to state regulations. It's a good practice to review the policy at least once a year.

Savings of 30-70% are available so many users are happy with the results the new site has to offer.

About Modesto Auto Insurance
The http://www.caiautoinsurance.com/ company supplies immediate price reviews for vehicle insurance plans over the Internet. This company networks with providers to locate the best annual prices for full coverage or liability plans. The http://www.caiautoinsurance.com/ company supports daily use of its national locator system to display pricing to motor vehicle owners. The company support for vehicle insurance, auto parts and other purchased services is helping more consumers over the Internet this year. Visit http://www.caiautoinsurance.com/car-insurance-modesto-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

After launching in Illinois, Washington, and Oregon, Metromile is expanding its pay-by-the-mile auto insurance to California. The San Francisco company also unveiled a refreshed mobile app to give drivers insight into their vehicles and trips.

Fresno, CA -- (SBWIRE) -- 07/18/2014 -- Metromile's insurance targets the two-thirds of American drivers, primarily urban dwellers, who rack up fewer than 12,000 miles on the odometer each year. "There's a huge number of people who are overpaying for their insurance," CEO Dan Preston told Fast Company. On average, the company says, Metromile drivers save 50% to 60%, or about $500 a year, on their policies.

TRADITIONALLY, AUTO INSURANCE PROVIDERS MAKE MORE MONEY FROM LOW-MILEAGE DRIVERS, WHOSE PREMIUMS SUBSIDIZE HIGH-MILEAGE DRIVERS.

Traditionally, auto insurance providers make more money from low-mileage drivers, whose premiums subsidize high-mileage drivers. "We're applying a curve so that the amount of margin per customer is equal across the board," Preston said. "It's a much fairer way of doing insurance."

This isn't the first time the insurance industry has turned to a variable-pricing model. Progressive's Snapshot, for example, uses a device to track and analyze driving habits, such as how hard a driver brakes, and adjusts its rates accordingly.

Along with its launch in California, Metromile also debuted a new app to visualize car data. The app is able to track fuel consumption, fuel levels, car location, and vehicle health by communicating with Metronome, a product that plugs into the vehicle's on-board diagnostics port. Like a USB port for automobiles, the OBD II port exists on all vehicles manufactured since 1996. Any driver in the four states in which Metromile operates can request a free Metronome via its website.

If the car is experiencing any issues, the app can help diagnose the problem. Users can also send along the app's notes to one of Metromile's mechanics on staff, who then helps identify the issue and provides a repair estimate.

In San Francisco and Chicago, the app even sends drivers street-sweeping alerts to help them avoid parking tickets. The company plans to roll out this feature to other cities.

"There's a lot of hassle associated with having a car in the city, so we're looking to make that easier," Preston said.

Savings of 30-70% are available so many users are happy with the results the new site has to offer.

About Modesto Auto Insurance
The http://www.caiautoinsurance.com/ company supplies immediate price reviews for vehicle insurance plans over the Internet. This company networks with providers to locate the best annual prices for full coverage or liability plans. The http://www.caiautoinsurance.com/ company supports daily use of its national locator system to display pricing to motor vehicle owners. The company support for vehicle insurance, auto parts and other purchased services is helping more consumers over the Internet this year. Please visit http://www.caiautoinsurance.com/car-insurance-modesto-ca/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Central Auto Insurance a top provider for car insurance quotes in the California, has revised their website's search functionality to bring stronger matches between drivers and insurance companies across all states within the site's reach.

Fresno, CA -- (SBWIRE) -- 07/02/2014 -- In efforts to bring consumers additional savings, http://www.caiautoinsurance.com/ is bringing a new approach to car insurance quotes with localized competitive listings with the launch of its most recent update. Getting cheaper car insurance rates has everything to do with the location of the driver as state by state factors all contribute to how insurance companies valuate the cost of coverage. Now with their new update live, the chances of savings have shown a reported increase by 30% for drivers who haven't compared quotes in the past year.

Get affordable car insurance quotes in 3 easy steps.

Marketing analysts behind the popular websites extensive database have recently completed a local audit of all the offers in the system from the largest cities to the smallest towns across the nation. After negotiating better regional offers with the best insurance companies, Quote Helper is confident that with these refined results they have increased the opportunity to save on the site with reputable insurance companies such as Progressive, Geico, and State Farm, to name a few.

"This is just one of many enhancements to the site we've been working on that we're really proud of," explained their marketing director. "We will continue to broker stronger, more effective deals and increase the reach of our website so that consumers and insurance companies alike can both reap the benefits of using our service."

Save over $500 per year on auto insurance today.

It's this win/win strategy they have focused on from the start that has led http://www.caiautoinsurance.com/ to become one of the industry leaders in providing fast and effective insurance quotes online.

How does it work?

Visitors can get free no-obligation quotes in three easy steps

1. Visit the website at http://www.caiautoinsurance.com/ and enter their zip code
2. Review possible savings from insurance providers in the location based listings
3. Click on at least 3 providers for free quotes and save from 30-70%

About Auto Insurance California
The online company aims to help consumers get cheaper quotes from a range of local and national insurance companies that provide discounts through their listings to help them save on car insurance. Continually revising their offers and discounts as well as adding new providers to keep their results at a high success rate of savings has led to them become one of the leading websites across the US for auto insurance quotes.

To try out their free service today, visit http://www.caiautoinsurance.com/, click here.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Fresno, CA -- (SBWIRE) -- 07/02/2014 -- To save the most when searching online for insurance quotes online, services like http://www.caiautoinsurance.com/ are the best option for those who don't know where to start. The website has recently relaunched with a new version of the site that makes getting the cheapest quotes even easier than before.

Compare Cheap Car Insurance Quotes Online Today. Click Here.

By simply entering in a zip code, a list of the top insurance providers in the given area are returned with exciting offers and discounts available exclusively on the Fast Quotes Direct website. Now with the new update, users can see more detailed information about each insurance company listed to better decide which provider is best for their needs.

Dedicated to making the process of searching for auto insurance a quick and easy process, Fast Quotes Direct continues to use feedback from their users to enhance the site while keeping everything simple. Users of the site can now make use of the many advantages http://www.caiautoinsurance.com/ has to offer including:

no login or email required to retrieve quotes
no phone number required means no annoying sales calls
only qualified, trusted insurance companies are listed
completely free to use service available any time of day

Try http://www.caiautoinsurance.com/ today and save on auto insurance in 3 easy steps, click here.

Unlike other websites on the internet where the main purpose is to collect personal user data and contact information to sell to insurance companies; Fast Quotes Direct provides a virtually anonymous process. Users can click through to as many auto insurance companies as they please with no obligation what so ever to sign up for an insurance plan to see discounts available.

Savings of 30-70% are available so many users are happy with the results the new site has to offer.

About California Auto Insurance
The http://www.caiautoinsurance.com/ company supplies immediate price reviews for vehicle insurance plans over the Internet. This company networks with providers to locate the best annual prices for full coverage or liability plans. The http://www.caiautoinsurance.com/ company supports daily use of its national locator system to display pricing to motor vehicle owners. The company support for vehicle insurance, auto parts and other purchased services is helping more consumers over the Internet this year.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Auto insurance prices from nationwide agencies are now modified at the http://www.caiautoinsurance.com/ website for full coverage plans. Drivers seeking less expensive policies can now access this pricing.

Fresno, CA -- (SBWIRE) -- 06/20/2014 -- Acquiring rates for vehicle insurance can be time-consuming for consumers who choose to contact companies using regular telephones. The Auto Insurance California company is now improving research for auto insurance prices for adding national agencies to its quotation tool now at http://www.caiautoinsurance.com/

The prices that are now available are set up to nearly eliminate all external research that motorists typically conduct using offline methods for insurance purposes. The national quotation tool now actively separates rates by state and uses a zip code locator service to display new price data.

"The auto insurer partners delivering the quoted rates inside of our free to use system are known companies and are licensed in multiple states," said a http://www.caiautoinsurance.com/ source.

The auto industry in the U.S. has changed over the past two decades as more types of vehicles are being produced with high performance motors. Because these vehicles can require different levels of insurance coverage, the price data now displayed by the Auto Insurance California company lookup tool includes customized insurer plans.

"Owners of cars, hybrid vehicles, trucks, vans and SUVs can access our search platform easily to begin comparing American insurer prices online," said the source.

The California Auto Insurance company has improved the platforms for displaying insurer prices this year and now showcases more policy brands. The automobile, renters, business, life and homeowner policies now available are instantly quoted

Chance to Win an Ipad for Auto Insurance Modesto, Auto Insurance Visalia, Auto Insurance Stockton customers in California. The offer ends on July 15 2014

About http://www.caiautoinsurance.com/
California Auto Insurance
The http://www.caiautoinsurance.com/ company supplies immediate price reviews for vehicle insurance plans over the Internet. This company networks with providers to locate the best annual prices for full coverage or liability plans. The http://www.caiautoinsurance.com/ company supports daily use of its national locator system to display pricing to motor vehicle owners. The company support for vehicle insurance, auto parts and other purchased services is helping more consumers over the Internet this year.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm