Los Angeles, CA -- (SBWIRE) -- 07/28/2015 -- In times of economic strife, families often struggle to keep up with all of their financial requirements. In California, which was hit particularly hard by the great recession in 2008, many families have found themselves in dire circumstances. The choice between paying the mortgage and making sure that the children have enough to eat is a hard one, and the constant layoffs have not made it easier for families to meet their obligations. For those who have found themselves struggling under the weight of a mortgage they can no longer afford, when the bank has sent a notice of default, there is no need to despair – homeowners can stop foreclosure sales and save their home.

The question is how to stop foreclosure from moving forward. There are a few different ways to accomplish this objective. The first thing to do is find a lawyer – someone who can be trusted with saving the home from foreclosure. This requires a lawyer who focuses on foreclosures, and has a proven track record of helping homeowners to stop foreclose sales, even after a notice of trustee sale has been filed. In many cases, banks are more likely to work with borrowers if they know that there is a lawyer on the other side.

Once a borrower hires a foreclosure lawyer, the lawyer has to take immediate legal action to stop the foreclosure and start to negotiate with the bank. Even if the lender has sent a notice of default, it is usually not too late to work out a new payment plan – essentially modifying the mortgage with the bank so that a borrower can actually afford the payments.

If the bank is unwilling to offer a modification, an experienced bankruptcy lawyer can stop foreclosure by filing for bankruptcy. While bankruptcy may sound extreme, it is e very effective way to save the house from foreclosure. Bankruptcy forces the bank to stop foreclosure, and stop them from flat out taking the house in a trustee sale.

Anyone that determines they can no longer afford to live in the home and are ready to let the home go can also consider doing what's called a deed in lieu of foreclosureor a short sale. A deed in lieu allows a borrower to give the lender the deed to the home in instead of going through foreclosure; this can keep a borrower from having to file a lawsuit or bankruptcy and prevent the lender from claiming any amount owed by the borrower after moving out of the home. An experienced foreclosure lawyer should be able to help homeowners negotiate a deed in lieu of foreclosure with the bank. A short sale is a real estate transaction that does not require a lawyer, however there is still a need to negotiate the terms of the short sale, and it is always best to call a lawyer before deciding to enter into a short sale.

No matter how one decides to deal with their foreclosure sale, enlisting the help of an experienced law professional can benefit the borrower. It can help save time and relieve some of the stress that comes with these types of struggles, and often saves money in the end.

Consumer Action Law Group has a team of dedicated lawyers that handle foreclosure and file lawsuits and bankruptcies to help homeowners. Homeowners facing foreclosure should call and talk to an experienced foreclosure lawyer as soon as possible. Consumer Action Law Group provides one free consultation to all consumers who are seeking help to stop foreclosure.

For immediate assistance one may visit http://consumeractionlawgroup.com/ or call 818-254-8413.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Foreclosure attorney at Consumer Action Law Group helps homeowners stop foreclosure by filing lawsuits and bankruptcy. Declaring bankruptcy is the most cost effective way to fight the foreclosure process.

Los Angeles, CA -- (SBWIRE) -- 06/25/2015 -- In California, the mortgage company has the right to start the foreclosure process when home owners cannot keep up with their mortgage payments. It is possible to stop foreclosure sales by hiring a foreclosure attorney in your state. An experienced foreclosure attorney is better equipped to help a homeowner than the lender when it comes to guiding the homeowner on how to stop foreclosure from proceeding.

Most of the time, homeowners receive a notice of default after they miss 3 mortgage payments. This notice marks the starting point of the legal foreclosure process. From that point in time, homeowners are 90 days away from receiving the notice of sale, which determines the actual sale date when the auction will occur. Once homeowners receive the notice of trustee sale, they only have 30 days to get back on track and reinstate the mortgage. At that point, they will need to find immediate legal help or find a way to catch up with their past-due payments.

Homeowners that need time to catch up with past-due payments can file Chapter 13 bankruptcy to stop the foreclosure process and request a payment plan. Homeowners facing foreclosure in California can file a lawsuit to stop the foreclosure if the lender is violating the rights of the homeowner. In some cases, it is possible to negotiate with the lender for a deed in lieu of foreclosure or proceed with a short sale to stop foreclosure; in either case, the homeowner must agree to vacate the home.

Lawsuits and bankruptcy are the best solutions to stop foreclosure and save the home. Declaring bankruptcy is the most cost effective way to fight the foreclosure process because of the flat fees.

For homeowners that intend to handle foreclosure on their own; they can directly apply for a loan modification with the lender. If a loan modification is denied due to low income, homeowners can apply for a deed in lieu and sign a notarized deed to hand over their home to the lender. A deed in lieu can stop the foreclosure process, but it may leave the homeowner with a balance due. Short sale is the last resort that homeowner should consider; short - selling the home may delay the foreclosure process, but a trustee sale may still occur and result in a balance that the homeowner owes.

Out of all methods to fight foreclosure, filing a lawsuit or bankruptcy are the strongest legal options to stop foreclosure immediately. Legal methods will save the home and stop the foreclosure. Most importantly, homeowners need to hire an experienced professional with a strong track record of successful cases. Consumer Action Law Group is your best bet in California for a foreclosure attorney who really knows how to stop foreclosure.

To discuss your case with a top foreclosure attorney, homeowners can call 818-254-8413 or visit http://Consumeractionlawgroup.com

The call and the first meeting are free, and the advice could save the home from foreclosure!

About Consumer Action Law Group
Consumer Action Law Group is a trusted law firm with a team of trusted foreclosure attorneys. Attorneys on the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Company: Consumer Action Law Group
Address: 3700 Eagle Rock Blvd
Los Angeles, CA 90065, USA
Phone: 818-254-8413
Website: http://consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Foreclosure lawyers at Consumer Action Law Group offers legal solutions to stop the foreclosure process. They have offered many methods to California homeowners on how to stop a foreclosure.

Los Angeles, CA -- (SBWIRE) -- 06/25/2015 -- There are still many homeowners in the States of California that are facing foreclosure. Whether these homeowners are in the early stage of foreclosure or have already received a notice of default or notice of sale, there is hope for those who want to stop the foreclosure process and save the home. When receiving a notice of default or notice of trustee sale, homeowners have the best chance of saving their home when they contact foreclosure lawyers for assistance to stop the foreclosure process. In most cases, foreclosure attorneys can help homeowners to stop foreclosure and save their property.

An experienced foreclosure lawyer can offer many options to assist a home owner in distress. Foreclosure attorneys offer legal solutions to stop the foreclosure process. There are many methods available to California homeowners to stop foreclosure:

1. Filing a lawsuit: This is a very effective way to stop foreclosure. Many people avoid filing a lawsuit because they think that their lender help them. In fact, filing a lawsuit is a wise choice when the lender promises to help and simultaneously moves forward with the foreclosure process [a common practice called dual tracking – which is illegal]. A strong foreclosure lawyer can fight to negotiate for the borrower's rights. If the homeowner files a lawsuit, they can usually remain in their property. If the lender violates the right of the borrower or commits fraud, a foreclosure attorney can defend the borrower in the court.

2. Getting a temporary restraining order: After filing a lawsuit, many homeowners are entitled to a temporary restraining order from the court. To obtain a temporary restraining order, homeowners have to convince the judge about the effect of "irreparable harm" if the foreclosure continues. The lenders will be ordered to stop the sale if the judge grants the temporary restraining order.

3. Filing a lis pendens: Lis a pendens means that a pending lawsuit can affect the title of the property in dispute. So, a new buyer of the property will also become aware of the lawsuit and the property dispute while the lawsuit is proceeding.

4. Filing for bankruptcy: This option is usually the last resort after all options are exhausted. Bankruptcy immediately stops the foreclosure and makes it possible for the homeowner to keep the property. There are additional benefits for filing bankruptcy such as discharge from debts and stopping all collections. When filing bankruptcy to stop a foreclosure, homeowners are strongly advised to get experienced legal counsel such as foreclosure attorneys to help decide whether they should file for chapter 7 or 13 bankruptcy.

For the best solutions and experienced legal assistance, the foreclosure lawyer at Consumer Action Law Group help homeowners to stop foreclosure through the courts.

For detailed information about their service, visit ConsumerActionLawGroup.com or Call 818-254-8413.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Consumer Action Law Group foreclosure attorneys are helping homeowners to stop foreclosure sale. Anyone who wants to stop a foreclosure notice or sale date can call them directly for a free case evaluation.

Los Angeles, CA -- (SBWIRE) -- 06/18/2015 -- For those facing foreclosure in California there are very strong laws in place to help protect borrowers against illegal lender practices. Although many home owners believe that their lenders will help them avoid the loss of their home, illegal foreclosures often happen while lenders are telling borrowers that they are trying to help. In California, the foreclosure process cannot start until a lender contacts a home owner after they fall behind on their mortgage payments. Commonly, many homeowners get a notice of foreclosure in a time of extreme difficulty; after a job loss or after an accident. Many people facing foreclosure feel confused about what to do. Of course, most people don't want to lose their home.

The most common mistake made by home owners is taking the advice of the lender instead of asking for help from a foreclosure attorney who can save the home. Foreclosure defense is available to home owners who want to save their home in California. In many cases, it is possible to stop a foreclosure with the help of an experienced lawyer dedicated to foreclosure.

For those facing foreclosure,, the first thing that a good attorney will do is evaluate the case.

A foreclosure attorney can make a decision about what strategy is best to pursue. An experienced foreclosure attorney will apply the law to the facts in the case.

To prevail against the lender a strong case is very important. In order to determine if homeowners have a good case, it's necessary to look for violations such as dual tracking [when the lender forecloses while saying they are reviewing a modification] and negligence [when the lender keeps losing faxes and emails] and breach of contract [when the lender approves a modification and later cancels or rescinds the offer].

To stop foreclosure, some of the more common strategies follow:

- Litigation: One way to stop the foreclosure is filing a lawsuit based on illegal practices.

- Bankruptcy: The attorney will stop foreclosure immediately by filing Chapter 7 bankruptcy or Chapter 13 bankruptcy.

- Loan modification: Foreclosure in California is usually delayed until the lender gives the decision whether the modification is approved or denied.

- Short sale: This usually delays foreclosure pending the decision whether the lender will approve or deny the application of short sale.

- Deed in lieu of foreclosure. The foreclosure is usually delayed [similar to the short sale process] pending the time when the lender gives the decision.

Anyone facing a foreclosure sale can hire an experience foreclosure lawyer to stop the foreclosure sale. For those that live in California can contact Consumer Action Law Group, 818-254-8413 or visit their website (http://ConsumerActionLawGroup.com). Their experienced foreclosure defense attorney offer free consultation and will go over foreclosure options before hiring.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Consumer Action Law Group has helped many homeowners file bankruptcy, stop foreclosure, and clear debt.

Los Angeles, CA -- (SBWIRE) -- 06/18/2015 -- Bankruptcy allows individuals to resolve their financial difficulties and rebuild their credit. In many cases, people file bankruptcy when they are facing foreclosure. Foreclosure happens when the lender or the mortgage company exercises their right to take back the property because the borrower has missed more than 3 monthly payments and fallen into default.

There are many benefits of filing bankruptcy:

1. Automatic stay - At the time of filing bankruptcy, the foreclosure process immediately stops. This also apply to any collections – such as auto repossessions or wage garnishment.

2. Discharge from debt - Declaring bankruptcy can discharge other debts such as medical bills and credit cards. After filing bankruptcy, debts can be eliminated and debtors can get a fresh start.

3. Keep the property - The mortgage company or the creditors can not touch certain assets of the debtor after a bankruptcy is filed. Using the bankruptcy exemptions, a debtor can keep their house, car and personal property.

Typically, there are two chapters of bankruptcy that debtors can choose according to their circumstances. The first is Chapter 13 bankruptcy in which the debtor reorganizes their debt. This means the debtor can catch up and repay the arrears after falling behind on mortgage payments. Chapter 13 bankruptcy requires debtors to have steady income. After filing, the mortgage payment must be paid in addition to a payment to catch up on missed payments, referred to as a repayment plan which usually lasts for a period of three to five years. People choose Chapter 13 bankruptcy because it allows the debtor to keep their personal property, car and house.

The second method of stopping foreclosure and clearing debt is filing chapter 7 bankruptcy, which temporarily stops foreclosure. Chapter 7 Bankruptcy can help a debtor to eliminate medical bills and credit cards and find a solution to pay for their delinquent mortgage payments. If the temporary period of relief does not buy enough time to catch up on the mortgage payments, and filing a Chapter 13 is too expensive, debtors should consider other options for stopping foreclosure, such as filing a lawsuit and getting a court order.

Anyone that's facing foreclosure has several options to pursue before declaring bankruptcy, such as loan modifictaion, forbearance, short sale or deed in lieu. The last choice for stopping forclosure is declaring bankruptcy. In order to file bankruptcy, debtors are best advised to hire a bankruptcy attorney because they have years of experience dealing with foreclosure, and clearing debt. Bankruptcy lawyers can help debtors find options to save their property from being foreclosed. It is better to hire a bankruptcy attorney than filing alone. Bankruptcy attorneys have deep experience clearing debt and saving properties from foreclosure. They provide clear and accurate information about about foreclosure and stopping the proccess. Moreover, a bankruptcy attorney can explain whether the home owner can qualify to catch up with delinquent monthly payments when filing chapter 13 and proposing a repayment plan. For anyone that's facing foreclosure, it is best to contact a foreclosure attorney or bankruptcy attorney that has years of experience dealing with foreclosure related matters.

For those that need a trusted bankruptcy attorney in California to stop the foreclosure process, contact Consumer Action Law Group 818-254-8413 or visit their website to learn about their services and their legal team, http://consumeractionlawgroup.com

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Los Angeles, CA -- (SBWIRE) -- 06/18/2015 -- Facing a foreclosure is frightening. It can cause panic for those who don't know where to turn to for help. Complicated legal jargon only makes the process worse. Fortunately, hiring a strong foreclosure attorney to stop a trustee sale is an option available to homeowners in California. Lenders will often tell borrowers not to hire a foreclosure lawyer when they call discuss foreclosure assistance, however, there are particular situations that make doing so even more urgent.

Foreclosure Violations

SB900 violations take place frequently in California. The foreclosure laws in California are some of the strongest laws for borrowers in the US. In California, there are several legal options available to stop trustee sale proceedings. These include seeking an injunction, filing a lis pendens, or filing for bankruptcy. Depending upon the situation, a lawyer will likely choose one of the above options to help stop foreclosure and prevent the sale of the home in an auction.

For any borrower trying to determine whether to call a lawyer, there are a few issues to consider. The first step in identifying violations by the lender is identifying "Dual Tracking". Dual tracking occurs when the lender moves forward with the foreclosure process while simultaneously offering to help with a modification and reviewing an application for assistance. A more specific violation of SB900 occurs when the lender does not assign a single point of contact for the borrower who is applying for assistance. This is important because borrowers have the right to work with discuss foreclosure options with the lender in determining whether an alternative can be worked out.

Additionally, lenders may refuse to give written confirmations and updates regarding a foreclosure. This is a blatant disregard for the California law and Home Owner Bill of Rights, specifically intended to help borrowers facing foreclosure. Any lender who refuses to assist borrowers is subject to the full force and effect of the law in California; potentially resulting in damages up to $50,000 when a lender violates the law.

Many lenders also take advantage of a borrower's ignorance by failing to adhere to the legal requirements under the California foreclosure law. This leaves borrowers confused with nowhere to turn to for help. It can also cause serious problems within the foreclosure itself. For example, without updates and proper communication incorrect paperwork can be filed and cause problems with the proceedings.

The Foreclosure Attorneys of Consumer Action Law Group Stop Trustee Sales

Despite all of the problems that a borrower may encounter during a foreclosure, there is help available. The real estate attorneys of Consumer Action Law Group understand the laws and the process to stop foreclosures, and will work personally with borrowers to stop foreclosure from occurring.

One phone call can prevent foreclosure. All lenders have a team of attorneys working with them. Borrowers should have at least one lawyer on their side! Particularly when it comes to saving a home, the most important investment in most people's life, it is always best to have dedicated lawyers advocating on behalf of the borrower.

Any borrower who wants to stop a trustee sale and needs help should consult with an experienced foreclosure attorney. The attorneys at Consumer Action Law Group are available to help anyone facing foreclosure and offer free consultations to discuss options and strategies. The foreclosure lawyers at Consumer Action Law Group have the understanding and experience to help win cases and get borrowers back on the right financial track. The law is confusing, but it can be very helpful for borrowers who know their options and hire strong attorneys to fight for them!

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The experienced auto fraud lawyers at Consumer Action Law Group fight for the car buyer’s rights as a consumer. They offer free case evaluation and sue car dealer on contingency.

Los Angeles, CA -- (SBWIRE) -- 05/18/2015 -- Many California car buyers get scammed by used car dealers. The most common fraud issues are false advertising, hidden accidents, and financing scams. In California, it is against the law for a dealer to sell a car for any amount higher than the advertised price. It is also illegal for a dealer to hide previous accidents or serious damage from the buyer. A dealer must also comply with strict financing laws that protect California car buyers. When car dealers break the law, the auto fraud attorneys at Consumer Action Law group sue car dealers for fraud.

Most car buyers have doubts when buying a car from a used car salesmen. Although many dealers run honest dealerships which strive to comply with consumer laws, there are still a huge number of cases involving car dealer frauds that happen every day.

Some used car salesmen who desperately need the commission will do anything to make the sale. Every day, buyers call with stories of dealers that have lied to close a deal.

Car Dealership Fraud Includes:

- Buying a car that is sold at a price above the price in the advertisement
- Hiding accidents and frame damage and prior rental use
- Gouging creditworthy buyers for high interest rates and deferring down payments
- Recalibrating odometers to lower the mileage and adding on features for fees

Buying a used car can sometimes cost more than purchasing a brand new car. Taking a car for repairs and parts replacement may even put a buyer at further risk for being scammed by dishonest car repairmen who also prey on buyers to make money. When buyers discover that they overpaid for their car or paid an unreasonably high finance rate, they may still be able to get their money back by filing a lawsuit for dealership fraud. The same is true when a buyer discovers that their car was in a prior accident. A lawsuit can be filed months or sometimes years later. When a buyer realizes that their car was defective when they bought it, or in a prior accident, it is best to call immediately and talk to an auto fraud attorney right away.

Any car buyer that believes their car dealer lied should immediately consult with an experienced car attorney to discuss options and the process of filing a lawsuit. A good auto fraud attorney can negotiate with the car dealer on behalf of the buyer to either reach a settlement or litigate to get the buyer's money back, cancel a bad contract, and recover damages to punish the dealer, if appropriate. Filing a lawsuit against a dishonest car dealer can be a long and complex legal process. Any buyer with a case against a car dealer probably needs an auto dealer fraud attorney with a great track record of fighting against dealers to help car buyers get their money back.

The auto fraud attorneys at Consumer Action Law Group have years of experience handling legal claims against car dealers. California buyers are protected against car dealer frauds, with some of the best consumer laws in the country. Any car buyer having problems with their dealer should call now and discuss their case with a dedicated auto fraud attorney.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

There are 3 common ways to stop a foreclosure which are apply for a loan modification, enter into a bankruptcy, and file a lawsuit.

Los Angeles, CA -- (SBWIRE) -- 05/18/2015 -- There are still many California homeowners trapped in the foreclosure crisis, struggling to save their home. In the past, foreclosure was the worst possible situation for a homeowner. Fortunately, that's no longer the case as California created legal protection for borrowers trying to save their home. Borrower that are unable to keep up with mortgage payments may find that their lender is not willing to help. Anyone facing foreclosure should consult with an experienced foreclosure attorney to know what options are available and how best to proceed.

The inception of the California SB900 Homeowners Bill of Rights (HOBR) means that borrowers are now protected by law if they fall behind on their mortgage payments. The law very clearly protects owners of primary homes and explains their rights as home owners. Under the law, when a lender does not assist a borrower, it is possible to sue the lender who violates their rights.

The foreclosure laws in California can be complex and it is best to call a lawyer that can explain how to stop a foreclosure and how to save a home after a default.

As per the Home Owner Bill of Rights provisions, there are 3 common ways to stop a foreclosure:

1. Apply for a loan modification

Under the current laws, applying for loan modifications may stop foreclosure, provided that the modification application is not too late. Foreclosure attorney Los Angeles offices of Consumer Action Law Group advise to initiate the modification process at the earliest opportunity. Loan modifications do not involve litigation, and if done correctly can be an efficient and cost effective way to stop a foreclosure. Experienced foreclosure lawyers advise that borrowers apply directly, without paying for assistance, or look for a non-profit to assist with an application for modification.

2. Enter into a Bankruptcy

Another very effective way of stopping a foreclosure is to enter a Bankruptcy. Bankruptcy involves complex legal petitions, so it is best to hire a bankrutpcy attorney. Filing bankruptcy stops foreclosures immediately and is an excellent option for borrowers currently facing a foreclosure sale. Before filing bankruptcy, talk to a bankrutpcy attorney to learn about requirements and fees.

3. File a Lawsuit

Finally, filing a lawsuit against the lender is possible when the foreclosure laws are violated. Many lenders accept an application for modification and continue to move forward with the foreclosure process. That is called "Dual Tracking" and it is illegal. Under California law, lenders are also required to designate a specialist to help borrowers find solutions to avoid foreclosure. Lenders are also required to contact borrowers to help before the foreclosure process starts. Lenders are required to assist borrowers currently going through financial hardship before selling their house.

Most lenders are willing to listen to borrowers and will offer an application for a modification. However, many borrowers become victims of dual tracking and other legal violations. When foreclosure notices are sent out, it is best to call a foreclosure attorney to discuss options for avoiding foreclosure and possibly saving the home.

For borrowers that have been struggling to pay the mortgage, it is always best to contact the lender immediately to avoid foreclosure. For those who have not fallen behind on mortgage payments, the government has created a Home Affordable Refinance Program (HARP) which protects homeowners who qualify to refinance.

Contact a California foreclosure attorney
Consumer Action Law Group has skilled and highly qualified foreclosure attorneys able to help borrowers understand their rights and help them to make the right decisions in the phase of foreclosure. Contact the foreclosure lawyers and bankruptcy lawyers at Consumer Action Law Group today to discuss options for saving the home and avoiding foreclosure 818-254-8413.

For more information online, visit their website: http://www.ConsumerActionLawGroup.com

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The foreclosure attorneys at Consumer Action Law Group can quickly execute a strong foreclosure defense strategy and provide protection to homeowners who need to immediately stop the sale of their home.

Los Angeles, CA -- (SBWIRE) -- 05/13/2015 -- Since 2013 homeowners in California have had the legal protection of the Homeowner Bill of Rights to prevent foreclosure. This law reformed the California foreclosure process to give homeowners better protection against foreclosures.

More than a million home were sold in foreclosure in California between 2008 and 2011. In most cases, homeowners were not given significant opportunities to avoid foreclosure by the lenders. Lenders were also involved in predatory mortgage servicing without adequate consumer laws to stop illegal practices. On July 11 of 2012, the California Homeowner Bill of Rights was signed into law by Governor Jerry Brown, and made effective in January 2013 as SB900.

The Homeowner Bill of Rights made the non judicial process of California foreclosures more transparent and fair. The main purpose of the law is to give homeowners protection against foreclosure and also to reform the foreclosure process itself. The goal is to ensure homeowners are taken into consideration at times of financial distress, and given meaningful opportunities to obtain available mitigation options like loan modifications or other means in order to avoid foreclosure.

For any California homeowners that are facing foreclosure, there are certain steps to take in order to stop those foreclosure proceedings:

1. File a lawsuit under SB 900 (California Home Owner Bill of Rights) and get protection from foreclosure. An order must be signed by a judge to stop a sale.

2. File bankruptcy – Either Chapter 7, 11, or 13, and stop foreclosure instantly upon filing.

3. Apply for hardship assistance to help avoid the foreclosure and keep the home. While loan modifications are under review, the foreclosure proceedings are suspended.

4. Apply for hardship assistance and ultimately vacate foreclosure home – A Short sale and a Deed in Lieu of foreclosure agreement can suspend foreclosure proceedings.

For any California homeowners that are facing foreclosure, the lender is legally required to provide options and alternatives to selling the home in foreclosure. If the lender is not providing assistance, it is a very good idea to call an experienced foreclosure attorney. Consumer Action Law Group is a law firm dedicated to stopping foreclosure using the new laws in California and reforms that have been put in place to protect homeowners. The foreclosure attorneys at Consumer Action Law Group can quickly execute a strong foreclosure defense strategy and provide the protection for homeowners who need to immediately stop the sale of their home. Call today and talk to one of the foreclosure attorneys at Consumer Action Law Group for free at 818-254-8413.

For more information about their service, visit ConsumerActionLawGroup.com

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode ESQ
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Home owner that served a notice of foreclosure, a notice of default, or a notice of trustee sale it is best to take legal action to save their home from being foreclose! A foreclosure attorney can stop foreclosure by helping a homeowner file a lawsuit if the attorney identify illegal practice or file for bankruptcy to delay the foreclosure process to catch up with the mortgage payment.

Los Angeles, CA -- (SBWIRE) -- 05/13/2015 -- The California Home Owner Bill of Rights law [SB900] requires the lender to send a letter offering assistance to a borrower prior to foreclosure when a borrower is late on mortgage payments. The same law also protects borrowers from harassment by the lender. Once a borrower receives a notice of foreclosure, or learns about the foreclosure sale date, it is best to contact an experienced foreclosure attorney to discuss the situation and options available.

Legal Ways of Stopping a Foreclosure

File a lawsuit to stop the foreclosure

If the lender is using a non-judicial processes to foreclose (i.e. trying to complete the foreclosure outside of the court system), an individual can stop foreclosure by filing a lawsuit against the lender to challenge the foreclosure.

To prevail in the lawsuit against the lender, borrowers must convince the court that the foreclosure should not take place. Experienced foreclosure attorneys file lawsuits on behalf of borrowers based on SB900 violations and mistakes that the lender commonly makes. Foreclosure lawyers argue that the lender did not comply with the requirements under California's foreclosure law. There are several other grounds of argument including misrepresentation [when a lender tells the borrower that their documents are lost or their application for a modification was lost] and breach of contract [when a lender offers a modification and later revokes the offer or refuses to convert from a trial modification to a permanent modification]

File for Bankruptcy

A borrower can also stop a foreclosure by filing for bankruptcy. This has proven very effective even when a notice of foreclosure has been served. Once a borrower files for bankruptcy, an automatic stay goes into effect that functions as an injunction, effectively stopping and prohibiting foreclosure. In addition, filing for bankruptcy eliminates debts; this method has helped many people save their homes from foreclosure.

There are many other benefits to filing bankruptcy, such as stripping second liens, getting rid of HELOCs, stopping automobile repossessions, stopping wage garnishment, getting rid of IRS debt more than 3 years old, and wiping out all personal loans, credit card loans and medical bills. In addition to stopping foreclosure, bankruptcy often benefits a borrower to regain control of their finances and get back on their feet.

Apply for Loan Modification

Another option to stop foreclosure is to apply for loan modification. If a borrower's application is accepted, the lender is usually restricted from dual tracking (where the lender proceeds with the foreclosure while also reviewing an application for a modification). A loan modification application, if under review by the lender, stops the foreclosure as long as home owners keep up with the modified payments.

Moreover, the Californian Homeowner Bill of Rights prohibits dual tracking on foreclosures, further protecting the homeowner. Experienced foreclosure attorneys will assert all of the borrower's rights under the California foreclosure laws and Federal laws to stop the foreclosure.

Deed in Lieu of Foreclosure and Short Sale

A borrower can also stop a foreclosure by requesting a Deed in Lieu or Short Sale. A lender must approve a Deed in Lieu of Foreclosure and Short Sale. In either instance, a borrower must take steps to make sure that they do not have liability for the loan after the deed in lieu or the short sale is complete. It is always best to consult with an attorney to discuss the best options for avoiding foreclosure.

Recommend Foreclosure Attorney

If home owners have been served with a notice of foreclosure, a notice of default or a notice of trustee sale, it is best to take legal action! Contact the foreclosure attorneys at Consumer Action Law Group at (818) 254-8413 and their experienced foreclosure and bankruptcy lawyers will take action to put a stop to the foreclosure and save the home immediately.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode ESQ
Telephone: (818) 254-8413
Email: Lauren@consumeractionlawgroup.com
Website: www.consumeractionlawgroup.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

When filing Chapter 7 Bankruptcy it can delays foreclosure by 3 to 4 months. Chapter 13 Bankruptcy can delays foreclosure up to 5 years and often completely stops the foreclosure process.

Los Angeles, CA -- (SBWIRE) -- 05/13/2015 -- Bankruptcy is a legal process through which a homeowner (or any other borrower) can eliminate or repay all or part of their debt under the protection of a bankruptcy court. Filing bankruptcy immediately stops all efforts to collect a debt; including foreclosure. For anyone facing foreclosure or thinking about bankruptcy, it is always best to call and get free legal advice from an experienced bankruptcy lawyer.

Advantages of Filing Bankruptcy

- Filing for bankruptcy can delay foreclosure and stop a sale immediately and ease the debt burden. Individuals will get a financial fresh start and can later apply for new loans and credit cards.

- Lenders will be temporarily or even permanently restricted from collecting debts that individuals owe. Filing bankruptcy will stop harassing collection calls and menacing visits from creditors or their collection agents; including wage garnishment and auto repossessions.

- Filing bankruptcy does not mean individuals will lose their property. In California, the law is very clear that the home individuals live in is exempt from liquidation as long as the equity in the property is under a designated amount.

- Bankruptcy is not ideal for everyone; individuals should call and speak with a Los Angeles bankruptcy attorney to discuss the best option for stopping foreclosure and clearing debt.

Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy
There are two common Bankruptcy chapters; Chapter 7 and Chapter 13. The differences between the two are important. In broad terms, a Chapter 7 is filed to get rid of unwanted debt such as credit cards, medical bills, and stopping collections for wages that are being garnished. A Chapter 13 is filed to repay missed mortgage or car payments, strip a 2nd home loan that is unsecured, and get caught up after falling behind on mortgage or car payments in a payment plan.

Who Can Qualify for Bankruptcy?
Chapter 7 bankruptcy is available to people who whose income is below the state median. Chapter 13 bankruptcy on the other hand is open to people whose incomes are sufficient for a reasonable repayment plan. Individuals should consult with an experienced Los Angeles bankruptcy attorneys for further guidance.

Can Bankruptcy Stop Foreclosure?
Chapter 7 bankruptcy delays foreclosure by 3 to 4 months. Chapter 13 bankruptcy delays foreclosure by a much longer period [up to 5 years] and often completely stops the foreclosure. Contact a recommended Los Angeles bankruptcy law firm to learn more.

Will my property be protected when file bankruptcy?
When filing Chapter 7 bankruptcy, many assets are protected from being sold to repay the debt; usually credit cards and medical bills are wiped out without any sale of personal assets. When filing Chapter 13 bankruptcy, individuals get to keep their property as long as the terms of the plan are satisfied.

Will Bankruptcy Eliminate My Mortgage Payment?
Chapter 7 bankruptcies automatically discharge the amount individuals owe if they plan to surrender their property. Chapter 13 bankruptcies may eliminate the 2nd and 3rd mortgage but require that individuals pay the first mortgage.

How long will my bankruptcy take from the time of filing to discharge?
Chapter 7 bankruptcies take between 3 to 4 months while Chapter 13 bankruptcies take between 3 to 5 years from the time of filing to discharge.

Call Attorneys at Consumer Action Law Group to Eliminate Debt
The Los Angeles bankruptcy lawyer at Consumer Action Law Group takes the time to recommend the best option for individuals in their unique circumstances. Any individuals considering filing bankruptcy are best served when they call and get free legal advice from an experienced lawyer at Consumer Action Law Group. Individuals can stop foreclosure immediately when they file for bankruptcy to ease their financial struggles, contact the premiere bankruptcy attorneys in Los Angeles at 818-254-8413 for immediate help.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Consumer Action Law Group is a consumer law firm dedicated to fight against auto dealers that lie to consumers. Their auto fraud attorneys understand the danger of undisclosed frame damage car sales and willing to help auto fraud victims return the car back to the dealership, cancel the contract and get their money back at no cost.

Los Angeles, CA -- (SBWIRE) -- 05/05/2015 -- Selling a car with frame damage can be very dangerous to the safety of the driver. When a frame is damaged and the car experiences an accident, the car's ability to absorb impact and keep the driver from serious injury is severely compromised. When structural integrity is not maintained, important functions such as air bags may fail to work in a timely fashion and endanger the driver's safety.

Anyone who bought a used car with frame damage can hire an auto fraud attorney to pursuit a lawsuit. If the car dealer did not disclose facts about the car having frame damage or a vehicle history showing that the car was involved in an accident which caused frame damage, then the car owner probably have a case. Consumer Action Law Group auto fraud attorney has helped many innocent car buyers sue car dealership for unlawful frame damage car sales.

By seeking legal help from Consumer Action Law Group, car owner will have the option to return any undisclosed frame damaged car to the dealer and get their money back. In some cases, if the car frame damage causes injury or a car accident, their auto fraud attorney can pursue a personal injury lawsuit as well as a fraud claim against the dealer.

When hiring an auto fraud attorney, the chance of winning the case will increase significantly. When the dealership is proven to have knowingly sold buyer a vehicle that is frame damaged, car buyer can get all their money back. Pauliana Laura, a senior auto fraud attorney of the group stated, "No one should be locked into a deal or drove a car that is unfavorable and potentially dangerous to them."

Before file a claim, the auto fraud attorneys of Consumer Action Law Group often researches the car's history to find out whether it has been in an accident. If it is proven that the car dealer sold a car with frame damage, then buyer will have a strong case against the car dealer.

The auto fraud attorneys of Consumer Action Law Group pursues auto fraud lawsuits on a contingency basis; also called "no win no fee lawyers". In most cases, their dealer fraud attorney does not collect fees from buyers, instead they charge the car dealer for attorney fees when the case is settled.

Anyone who have bought a vehicle with frame damage, contact the dealer fraud attorneys at Consumer Action Law Group. They will work tirelessly to ensure auto fraud victims receive the settlement that they are entitled to.

For more information about their service visit http://www.ConsumerActionLawGroup.com or call them directly at 818-254-8413.

For Media Contact:
Person Name: Lauren Rode, Esq.
Company: Consumer Action Law Group
Los Angeles, CA, USA
Phone: 818-254-8413
Email Id: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The auto fraud lawyer at Consumer Action Law Group is dedicated to identifying illegal practices performed by car dealership. They sue car dealerships on contingency, at no cost to the car owner.

Los Angeles, CA -- (SBWIRE) -- 05/05/2015 -- Purchasing a new vehicle can be a difficult process, especially when you are forced to deal with dishonest car dealerships that attempt to hide the history or the true extent of the damage on the vehicles they sell. For those that do not have the proper auto fraud lawyer by their side could end up taking home a car that is seriously damaged and dangerous, or paying more than the advertised price.

Car dealerships often try to keep their customers from finding out the truth about the cars they are selling. For dealers desperate to make a sale for as much profit as possible, past accidents and frame damage are typically not disclosed. The auto fraud attorneys at Consumer Action Law Group sue car dealerships for deceptive and dishonest business practices.

The auto fraud lawyers at Consumer Action Law Group have several years of experience dealing with cases against car dealers and they know what it takes to get consumers money back from a dishonest car dealership. When a buyer does not know the full extent of the damages their new vehicle has suffered in the past, this can cause them to get into an accident later.

For example, a person may purchase a car that has been in a prior accident or has severe frame damage. When a car's structural integrity is compromised, the driver is far more vulnerable to accidents. In a defective car, the brake lines may stop working all of a sudden, or the car's turning radius may be unable to handle sharp corners.

Not only is the innocent buyer at risk of getting into a car accident, but many car buyers get seriously hurt in accidents and need to hire an auto fraud lawyer that will seek compensation for personal injuries. Car dealerships are typically unsympathetic to the plight of their customers once they have driven the car off the lot, most buyers cannot resolve their problems without hiring a lawyer.

Many problems are predictable when buying a car, so it is important for buyers to read the terms of the agreement before signing a contract. Buyers should ask the dealer directly about the frame of the vehicle and whether the dealer knows if the car has been in an accident already. When dealers are honest, it helps buyers to avoid having to sue car dealerships at a later date. For individuals that bought a car without having a mechanic inspect it first, it is a very good idea to ask the service department about the condition of the vehicle the next time it is in for repairs.

Auto dealer fraud is a serious issue and the laws in California help consumers to arm themselves with high powered auto fraud lawyers that will take a stand against car dealers that rip off car buyers. In California, an auto dealer is required by law to tell car buyers about any past damage to the vehicle and must sell the car for the price that was advertised.

Any car buyers that have experienced auto fraud, or have been in an accident as a result of a defective car, should immediately call and talk an auto fraud lawyer from Consumer Action Law Group to discuss the case. The auto fraud lawyer at Consumer Action Law Group will fight for the rights of car buyers to make sure that they receive the justice they deserve. Individuals should call and discuss their case today, the call is free and the results are usually very good for the buyer: 818 254 8413

Consumer Action Law Group law firm is open from 9.00 AM to 5.30 PM, Monday through Friday. For more information about their services, visited http://ConsumerActionLawGroup.com

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Los Angeles, CA -- (SBWIRE) -- 04/27/2015 -- An experienced Los Angeles bankruptcy attorney can help individuals decide what is the best option for their particular circumstances, and which chapter best suits their needs. The benefit of filing for Chapter 13 or Chapter 7 bankruptcy is that debtors can get out from under debts that they can no longer pay; however, bankruptcy will affect the ability to make future purchases. This is why it is imperative that debtors contact a bankruptcy attorney in Los Angeles before taking action and filing bankruptcy. While most people assume they will lose everything they own, a bankruptcy lawyer can explain what assets can be kept and what must forfeit to clear debts.

Qualifications of bankruptcy are determined by assets, debts, and other factors, such as stocks, savings, retirement accounts, home equity, and the number of creditors. The best way to protect assets while eliminating debt is to hire an experienced bankruptcy attorney. Individuals may file Chapter 7 or Chapter 13 bankruptcy [sometimes Chapter 11]. Because bankruptcy laws are very confusing and complex, it's important to contact a bankruptcy lawyer in Los Angeles, CA, before going forward with the filing.

California bankruptcy laws provide for Chapter 13 filers to continue to pay their debts, while having their mortgages and other debts rearranged to a more sustainable situation. Chapter 13 bankruptcies can also improve credit score as it shows the intention to pay debts. While debts such as a home and vehicle expenses, or credit cards, etc. may be wiped away, other secured debts must be paid through a payment plan. As a rule, a bankruptcy will stay on someone's credit record for up to 10 years. However, filing bankruptcy usually has a positive impact on a credit score in the short term.

Contacting a bankruptcy attorney in Los Angeles, California can mean getting the best outcome available while keeping the most assets possible; instead of losing assets and still facing debts that cannot be discharged. To get a better understanding of bankruptcy and which Bankruptcy Chapter to file, it is best to consult with a Los Angeles bankruptcy lawyer or a local bankruptcy lawyer. The bankruptcy attorneys at Consumer Action Law Group can explain how filing can eliminate unsecured debts and protect assets.

Consumer Action Law Group Bankruptcy has helped hundreds of individuals to eliminate debt and stop foreclosure for many home owners. To receive free bankruptcy advice, call 818-254-8413 during their office hours.

For more detail about their service visit http://consumeractionlawgroup.com/

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help clients in consumer-related matters. The lawyers in the team are knowledgeable and experienced in the areas of mortgages foreclosures, and financial distress. They have the experience to help homeowners, vehicle owners and consumers in need of legal counsel.

For Media Contact:
Contact Person: Lauren Rode
Telephone: 818-254-8413
Email: referral@calgroup.org
Website: http://www.consumeractionlawgroup.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

For anyone in need of a foreclosure lawyer, Consumer Action Law Group and their team of foreclosure attorneys consistently assists clients in stopping foreclosure and regaining stability in their lives.

Los Angeles, CA -- (SBWIRE) -- 04/17/2015 -- Recently, the state of California adopted SB900, The Homeowner Bill of Rights, which is aimed at preventing foreclosures and helping homeowners understand their options. This "HOBR" outlines several options that homeowners have to prevent foreclosure, or put a halt to it. These include loan modification, suing mortgage lenders for violations, forbearance agreements, and even refinancing current loans. A foreclosure attorney helps borrowers understand their rights more clearly and can assist in the process. Here is a brief description of each preventive step borrowers can take to stop foreclosure in California.

Loan Modification

A loan modification, in its simplest form, is a permanent alteration of the terms of a loan. A foreclosure lawyer will usually suggest that homeowners apply for a loan modification as the first and foremost method for stopping foreclosure. This is primarily because loan modification does not involve litigation and is the easiest action the borrowers themselves can take to avoid foreclosure.

Forbearance Agreements

Depending upon the situation, forbearance agreements are the preferable option for borrowers who are experiencing a temporary hardship. Borrowers who will lose income for a short period of time should consider working with their lender to come to an agreement regarding lower monthly payments. This can prevent foreclosure. Communication is vital to this process.

Loan Refinancing

Loan refinancing is an option for individuals who are not yet late on their payments. Borrowers that are struggling with their payments should contact their lender to prevent foreclosure down the road. The government also provides assistance through the Home Affordable Refinance Program (HARP) which is a great refinance program for borrowers with a high interest rate or a high principal loan balance. A foreclosure attorney can assist borrowers in determining the appropriate action for HARP eligibility.

How Consumer Action Law Group can Help

Consumer Action Law Group is staffed with experienced foreclosure attorneys that help individuals in California to stop foreclosure on their property. They have consistently proven that they are the premiere firm when searching for a California foreclosure attorney with a proven track record. Their legal team has helped hundreds of their clients to successfully stop their foreclosure sales by filing lawsuits or taking legal action.

Take, for example, the case of Brandon V. Aurora Loan Services, LLC. The bank had proposed a three payment modification for their client's loan so that the borrower could retain his property and prevent foreclosure. Despite Mr. Brandon's fulfillment of these three payments, the loan provider refused to modify the terms of his loan. The foreclosure attorney at Consumer Action Law Group argued the breach of contract resulting in a win for Mr. Brandon.

For anyone in need of a foreclosure lawyer, it is best to pick up the phone and contact Consumer Action Law Group and talk to their foreclosure attorneys immediately. They consistently assist clients in stopping foreclosure and saving homes; helping borrowers to regain stability in their lives.

To learn more about their foreclosure service, contact Consumer Action Law Group at 818-254-8413 or visit http://ConsumerActionLawGroup.com

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Foreclosure attorneys at Consumer Action Law Group successfully stop wrongful foreclosure and sue lenders who practice dual tracking or violate the Homeowners Bill of Rights and SB 900.

Los Angeles, CA -- (SBWIRE) -- 04/17/2015 -- For years the mortgage and housing markets have been in distress, and during these times lenders seized nearly one million California houses. In 2013, Governor Jerry Brown passed SB 900 to help borrowers facing foreclosure to stay in their homes.

The Homeowners Bill of Rights [SB 900] provides significant legal protection for struggling homeowners who are facing foreclosure. The law provides common-sense reforms that require all banks in California to treat borrowers more fairly while bringing more accountability and transparency into their lending practices. With this law, foreclosure attorneys have a much better chance of defending homes from foreclosure.

In California, SB 900 has given homeowners some of the strongest foreclosure protection in the nation. The law protects homeowners against aggressive bank practices such as starting the foreclose process without first talking to the borrower to offer assistance. Under SB 900, it is illegal for a lender to foreclose on a borrower while they are in negotiations or applying for a loan modification to lower mortgage payments.

Many lenders break the law in California by offering to help a borrower to modify their loan while moving forward with the foreclosure process. This common practice is called dual tracking. Many lenders prefer the dual-tracking route because it enables them to more quickly foreclose on a property if the process of a short sale, forbearance, deed-in-lieu, or loan modification is taking too long. This practice caused many honest and hard-working homeowners to end up being evicted in spite of the fact they were working as hard as they could with the bank to get their loans modified.

California was the first state to prohibit lenders from engaging in dual tracking. The foreclosure lawyers at Consumer Action Law Group often sue lenders for wrongful foreclosure and illegal practices when lenders violate SB 900. Homeowners are encouraged to call and talk to a foreclosure attorney at Consumer Action Law Group for free advice on stopping wrongful foreclosure. Consumer Action Law Group foreclosure lawyers are dedicated to helping homeowners whose goal is avoiding foreclosure and saving their home.

In California, SB 900 was created to simplify the dealings between banks and homeowners. It achieves this by requiring that clients are given one single representative to help them work on their situation, which helps to avoid bureaucratic runarounds. It also allows state agencies as well as private citizens to sue these financial institutions when they break the law. The foreclosure lawyers at Consumer Action Law Group can obtain economic compensation along with additional civil damages reaching as high as $50,000 from any lenders who intentionally, recklessly, or willfully violate the law.

In most cases, mistakes and problems are caused by the bureaucracy of the lender and they are not always intentional. Delays are common, along with their ever-changing policies and highs staff turnover. It is usually the lenders who make mistakes that hurt borrowers: losing paperwork, losing mortgage payments, not applying payments to the right loan, and not having their departments communicate internally. Those situations commonly cause them to fail in helping borrowers or approving a foreclosure alternative.

That's where an experienced foreclosure attorney can make a difference. Seeking help from the foreclosure attorneys at Consumer Action Law Group is the best way for homeowners to get the best foreclosure defense against wrongful foreclosure. Their foreclosure lawyers have stopped foreclosures in less than 10 minutes on the first call. Save your home today by calling Consumer Action Law Group at 818-254-8413.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and home under foreclosures. They have high experience in consumer fraud matters to defense consumers who are facing financial matters, foreclosure, and fraud.

For Media Contact:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413
Email: Lauren@consumeractionlawgroup.com
Website: http://www.consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

On March 19, 2015, foreclosure attorneys of Consumer Action Law Group managed to stop the foreclosure and reverse the sale of their client’s property in just 10 minutes. They often stop foreclosures within 24 hours, but this morning they stopped a foreclosure within10 minutes of receiving the call that the house was scheduled to be sold.

Los Angeles, CA -- (SBWIRE) -- 04/07/2015 -- Consumer Action Law Group today announced that they stopped a foreclosure sale of their client's property in just 10 minutes. The client's property was scheduled for auction sale at 9.00 am and foreclosure attorneys of the firm received a call from the client at 9:12am. The attorneys acted swiftly and filed for a judicial stay of the sale. The trustee conducting the sale then confirmed that the house was protected under the order, and the sale, which occurred at 9:23 am, was reversed.

Lena Gurevich, the foreclosure attorney who handles many similar cases, reveals that she and her colleagues quickly jumped into action as soon as they received the call from the client. She describes the call as one of many similar instances: "My assistant received the call from the distressed client and we moved right away to gather all relevant details from the client to ascertain if the case would qualify for bankruptcy. Our office called the trustee to notify that we would be filing bankruptcy to stop foreclosure. As with many similar emergency calls, we bought a few minutes to file for the bankruptcy by calling the trustee ahead of time."

Within a few minutes, Consumer Action Law Group attorneys completed the necessary paperwork to file for bankruptcy. At 9:22 am, Lauren Rode, a partner and foreclosure and bankruptcy attorney, filed bankruptcy for the client. Consumer Action Law Group called the trustee again at 9:23 am, they confirmed that the property was technically sold at 9:23, but since the owner filed bankruptcy at 9:22 am the sale was reversed. The foreclosure attorney at Consumer Action Law Group took 10 minutes to stop foreclosure and saved their client's home.

Attorney Lauren Rode says that on several occasions they have worked with very short notice to stop foreclosure. In every case, when someone's home is at stake, they have to move quickly and everyone in the firm performs in a proactive manner. She stated, "We do whatever we can to stop foreclosure sales. We have saved hundreds of properties from foreclosure because we move very quickly and we are very responsive to homeowners facing foreclosure." Consumer Action Law Group provides legal assistance in all matters related to home foreclosure and debt. To learn more about their foreclosure services, visit: http://attorneys.consumeractionlawgroup.com

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help clients in consumer-related matters. The lawyers in the team are knowledgeable and experienced in the areas of mortgages foreclosures, and financial distress, They have the experience to help homeowners, vehicle owners and consumers in need of legal counsel.

For Media Contact:
Contact Person: Lauren Rode
Telephone: (818) 254-8413
Email: referral@calgroup.org
Website: www.consumeractionlawgroup.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

Consumer Action Law Group offers legal services to protect car owners from deceptive and unfair practices from car dealerships. The auto fraud attorney of the firm sues car dealers to protect car owners from auto fraud.

Los Angeles, CA -- (SBWIRE) -- 02/17/2015 -- Car buyers often don't realize that they are victims of dealership scams until long after the fact. There are car dealers that deceive consumers in several ways, and now Consumer Action Law Group is fighting back and helping car owners who were ripped off. The automotive attorney of the Group offers free legal advice to protect car owners from a car dealer's unfair practice. The legal team scrutinizes and researches the contracts to help consumers get their money back and get out of a bad contract.

Pauliana Lara, the senior auto warranty attorney of the firm, maintains that an average consumer often fails to identify the tactics that the dealership employs to swindle their money. "If someone believes that the dealership is trying to cheat him/her, they should call us and discuss their case for free with one of our auto fraud lawyers," she stated. Ms. Lara and her fellow lawyers of the firm have already helped hundreds of car buyers in California to get their money back from the car dealers who ripped them off.

One of the common ways of deceiving consumers is to fabricate auto problems and charge exorbitant repair costs from the car owners. Pauliana Lara and other attorneys of the Group help car owners replace or return their cars and get their money back. The firm's automotive attorney explores all the legal options available under the Californian lemon law to protect the rights of the car owners. Whether it is a case of a new car or a used one, the firm's auto warranty attorney helps to safeguard consumers from dealership scams.

Consumer Action Law Group has a team of attorneys that are proficient in the California consumer and automotive laws. Their attorneys offer the best solution for all car owners who are the victims of dealership fraud. For those who believe they may have a claim of auto fraud it is best to call or consult in person with an . The firm takes most cases on a contingency basis to sue car dealers and help buyers get out of bad contracts as well as recover funds for down payments, monthly payments, and other expenses.

To learn more about the Group's auto fraud legal services, visit http://consumeractionlawgroup.com/auto-fraud-attorney-sue-auto-dealers/

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and home under foreclosures. They have high experience in consumer fraud matters to defense consumers who are facing financial matters, foreclosure, and fraud.

For Media Contact:
Contact Person: Pauliana Lara, Esq.
Telephone: 818-254-8413
Email: Pauliana@consumeractionlawgroup.com
Website: http://consumeractionlawgroup.com/

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

There are numerous vehicle or car owners who are subjected to illegal practices by the dealership. Consumer Action Law Group is now offering their legal service to help protect rights and interest of the vehicle owners against dealerships who engage in auto fraud.

Los Angeles, CA -- (SBWIRE) -- 09/26/2014 -- The auto fraud attorneys at Consumer Action Law Group now offer their assistance to protect consumers from illegal auto dealer practices and help consumers to fight back against scams and fraud.

There are several types of fraudulent practices that auto dealers engage in to extract money from the car buyers. Most car buyers are clueless about the problems and the remedies that arise from an ordinary purchase. Pauliana Lara, an experienced auto dealer fraud attorney in the Group, maintains that both new and used car buyers are often victims of auto fraud: "We have dealt with many cases where people were subjected to illegal and deceptive practices without knowing until we reviewed their purchase contract." Ms. Lara emphasizes: "In the majority of auto fraud cases, car owners didn't have any idea that they were cheated by the dealerships."

In new car fraud cases, buyers are often cheated by means of confusing sales agreement that dealerships frequently use to extract more money from buyers. This is the reason why Ms. Lara recommends sending a contract to her firm for review after signing it. According to attorney Pauliana Lara, there are several clauses that are often included to cheat consumers. Used Car fraud cases are the most common, where dealers frequently hide accidents and dangerous conditions of a car; sometimes salespeople earn a bonus when they get rid of the worst car on the lot.

Our lemon law attorney knows that many car fraud cases are difficult to detect, but it can save the consumers, when detected. Consumer Action Law Group has sued car dealers to protect the rights and interest of the car buyers.

Car buyers can learn more about their legal services by calling and talking to an attorney today or visiting their website: http://consumeractionlawgroup.com/auto-fraud/

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help clients in consumer-related matters. The lawyers in the team are knowledgeable and experienced in the areas of financial distress, auto frauds, mortgages, and foreclosures. They have the experience to successfully pursue financial matters for the benefit of car buyers, homeowners, tenants and others.

For Media Contact:
Contact Person: Chuck Panzarella
Address: 3700 Eagle Rock Blvd
Los Angeles, CA 90065
Telephone: 818-254-8413
Email: Chuck@calgroup.org
Website: www.ConsumerActionLawGroup.com
https://www.youtube.com/watch?v=NrU4qz5nr2w

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm