San Diego, CA -- (SBWIRE) -- 03/10/2015 -- JRC Insurance Group is a San Diego, California-based insurance company specializing in term life insurance and whole life insurance. This March, they would like to inform both new and current clientele of their "2 ways to calculate how much life insurance to buy for income replacement."

The first type of analysis typically performed by JRC Insurance Group to calculate a particular client's life insurance needs is called their "Simple Income Replacement Method," sometimes referred to by other organizations as the "Human Capitalization Amount" method.

The Simple Income Replacement Method of calculating life insurance needs is a common practice due to its sheer simplicity. With this method, an individual's yearly income is determined and then a plan is created based on replacing that amount of money for a certain amount of time. Typically these policies are issued in 10-year plans. If an individual's primary concern is the replacement of their paycheck in the unfortunate occurrence of their injury, death or disability, then using the Simple Income Replacement Method may be the right choice for them.

The second method typically utilized by JRC Insurance Group is known as the "Multiple Variable Approach." Not only does this method of life insurance policy calculation take into account the client's income, it also factors in their expenses and responsibilities.

Some of the variables that are considered by JRC Insurance Group include funeral expenses, mortgage payments, business billing matters, legal expenses, debt payments alongside with the individual's income and the magnitude of the businesses they are responsible for. For individuals responsible for a wide variety of important accounts and/or clients, or for high-worth individuals that have constant fiduciary obligations and responsibilities, they will benefit from a Multiple Variable Approach to their term or whole life insurance plan.

Individuals interested in finding and purchasing superior whole or term life insurance should contact JRC Insurance Group immediately. They can be reached by phone toll-free at 855-247-9555. Additionally, they can be reached by email at info@JRCinsurancegroup.com or through fax at 858-537-1090.

About JRC Insurance Group
JRC Insurance group is a top seller of Term Life Insurance, with a main office situated in San Diego, California. Their staff possesses a collective experience of over 49 years in the life insurance industry. They offer a wide variety of plans for a wide variety of purposes, both individual and commercial. On their website, customers are treated to complimentary instant quotes with no contact information needed.

For more information, please visit https://www.jrcinsurancegroup.com

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San Diego, CA -- (SBWIRE) -- 01/02/2015 -- JRC Insurance Group is a San Diego, California based life insurance company. This winter, they are offering high-quality term-life insurance policies without the stereotypical hassles of dealing with life insurance agencies. JRC Insurance Group's free life-insurance estimates require absolutely no contact information whatsoever. Individuals dissatisfied with other life insurance agents utilizing high-pressure sales tactics, cross sales and/or upselling schemes are urged to contact JRC Insurance Group today for results without hassle.

Term-life insurance policies will pay out a sum of money in the unfortunate event of death to the insured person(s). Life insurance policies can have many goals behind them. This includes the replacement of lost income in case of death, paying off mortgages and bills posthumously, protection of business in the event of death, estate and inheritance planning, or costs related to burial and other final expenses. Regardless of the need, JRC has knowledgeable staff that will provide plans individually contoured for every client.

Quality life insurance can protect family and associates when a family member or key employee passes away. If an individual's loved ones will suffer significant financial loss and lifestyle changes because of an untimely death, they are a perfect candidate for term life insurance.

JRC Insurance Group's life insurance agents sell life insurance exclusively. This means that when a client deals with JRC they are not bothered with other insurance deals or other products; the product is term-life insurance and nothing else. Their comprehensive team has over 49 years of experience in the life insurance industry and they will fight hard to ensure that their clientele receive the care and respect that they and their families deserve, thus cutting out unnecessary sales and questioning.

Individuals going through JRC Insurance Group for life insurance can receive free quotes in 5 minutes on their website without any contact information provided. Upon contacting JRC, prospective clients will receive expert advice with friendly and knowledgeable service that takes into account all variables. Again, JRC's agents will express no obligation, no up-selling or cross selling ever, 100% guaranteed.

JRC Insurance Group advises people to "call your friends in the insurance industry" at JRC. They can be reached by e-mail at info@jrcinsurancegruop.com or by phone toll-free at 855-247-9555. Likewise, prospective clients can fill out a contact form through their website. Contact them today for free quotes, reliable service and effective, comprehensive life insurance plans.

About JRC Insurance Group
JRC Insurance group is a top seller of Term Life Insurance, with a main office situated in San Diego, California. Their staff possesses a collective experience of over 49 years in the life insurance industry. They offer a wide variety of plans for a wide variety of purposes, both individual and commercial. On their website, customers are treated to complimentary instant quotes with no contact information needed.

For more information, please visit https://www.jrcinsurancegroup.com

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm