Top Canadian cash loan broker's 2015 performance produces unprecedented customer satisfaction rates and sets the stage for impressive growth in year to come, CaptainCash reports

Vancouver, BC -- (SBWIRE) -- 01/08/2016 -- Departing from what many have come to describe as unsatisfying Canadian cash-loan industry norms, lending broker CaptainCash has built up a large base of loyal clients and now anticipates even more growth to come. With the Canadian economy still slowing and the cost of living jumping sharply higher, many residents are concerned about how to live up to their financial obligations. An industry-leading customer satisfaction rate, lightning-quick turnaround time, and secure, reliable technology make CaptainCash a top choice for Canadians seeking quick, convenient infusions of capital to pay their bills and get back on top of their finances.

"All across Canada, things are tough and becoming even more so," a CaptainCash representative observed, "The fact is that there are good options for those facing financial difficulties. As one of the highest-rated cash loan brokers in Canada, we have processed over 25,000 applications and racked up an unmatched customer satisfaction score. We're proud and happy to be able to provide so many with the help they need and look forward to growing even more in 2016."

Although it sailed relatively smoothly through the recession of recent years that struck the neighboring United States so hard, Canada now faces real economic difficulties of its own. An economy that had come to depend on high oil prices has since been undermined substantially, with global markets for petroleum now facing further declines as Iran, formerly restricted from participating, prepares to unleash at least another million daily barrels upon them.

At the same time, Canadian consumers have been subjected to sharp increases in the prices they are expected to pay for the everyday necessities of life. Food costs alone jumped by a full 3.4% over the year-long period ending last November, according to Statistics Canada, with other basics registering substantial increases, as well.

Between the softening economy and rising prices, many Canadians have come to feel squeezed. With a unique cash-loan brokering service that deviates in a wide range of highly positive ways from what many expect from the industry, CaptainCash Cash loans have become an increasingly valued tool in the fight against the resulting financial difficulties.

With a convenient 90-day term that matches well against the challenges commonly faced by Canadians today, CaptainCash offers loans of $500 to $750 to qualifying borrowers. Applicants must be at least 18 years old, have verifiable monthly direct deposit income of $1200 or more, reasonable levels of present credit utilization, and meet other modest standards.

Those who qualify can count on receiving approval within 24 hours, with CaptainCash representatives typically answering questions in seconds. Highly secure, paperless technologies protect the data and interests of all parties, with all of these features combining to produce outstanding levels of overall customer satisfaction in a recent survey.

With such strong performance and customer loyalty, CaptainCash expects to grow even more in the coming year, giving many more Canadians the tools they need to master their financial lives. In addition to moving to a new office, the company plans on doubling the number of its staff members in 2016 and otherwise working to even further elevate a customer experience that already stands far above the norm in the industry.

About CaptainCash
With an intense focus on delivering the absolute best in customer service, CaptainCash is a cash loan broker that stands out, helping qualifying Canadian citizens get the money they need at favorable terms.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

A huge increase was seen in 2015 and more economic challenges are expected in the coming year, reports CaptainCash.ca

Vancouver, BC -- (SBWIRE) -- 12/08/2015 -- Captain Cash forecasts an increase in demand for cash loans in 2016, based on the huge increase seen this year. Economic challenges are expected to continue, leading to the need for more people to borrow cash. As more people are now aware of these loans and the many uses of the financial product, they are finding a captaincash loan to be a viable alternative when the bank says no.

"The application process is easy, as individuals may apply online or by phone, and the entire process takes only five minutes, if that long. Certain criteria must be met to be eligible for the loan, but most people do qualify. Those who are approved for a loan find they have the money in their account in no time at all," the Captain Cash staff explains.

The Bank of Canada recently warned that the household sector is vulnerable. This is due in large part to climbing debt levels resulting from low borrowing costs, as household debt relative to income has now reached a record high. Individuals need to manage their debt carefully to ensure they do not take on more than they can pay, as this could leave them at risk in the event of a financial challenge.

"Cash loans need to be used responsibly to ensure the consumer does not find him or herself in a vicious cycle, one that leads to the need to take out a new loan as soon as an existing one is paid off. Cash loans benefit many when they find they have a short term financial crisis, yet they should not be used to rectify long term financial difficulties," the captaincash staff continues.

The Canadian oil and gas sector is expected to lay off more individuals in 2016, and credit and loan delinquency rates have been on the rise in certain parts of the country. These are just two examples of where the Canadian economy isn't thriving, and there are numerous others. When a person requests a cash loan, they need to ensure they can pay it off in a timely manner and that the loan won't create more problems than it solves.

"Responsible borrowing is key when a consumer takes out any loan, not just those of the short term variety. No one can predict the future. An individual who has never needed a cash loan may find they must have one in 2016, and those who have been using cash loans routinely might find their financial situation improves and they have less need for this financial product. Be prepared for any eventuality, and know Captain Cash is here when quick cash is needed. We are happy to help individuals in their time of need," the Captain Cash staff declares.

About Captain Cash
A brokerage company dedicated to finding cash loans for clients with both good and bad credit, Captain Cash prides itself on amazing customer service. The company's mission is to meet and surpass the needs of clients and, with Captain Cash, it's quick, simple and easy.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

New guide shows how easy it is to work with one of Canada's fastest-growing and most customer-service-focused cash-loan brokers, CaptainCash reports

Vancouver, BC -- (SBWIRE) -- 10/15/2015 -- CaptainCash, one of Canada's top cash loan brokers, released an informative new online guide to the company's loan issuing process. The new guide takes readers in step-by-step form through the process of qualifying for and arranging a cash loan through CaptainCash, making it as easy as possible to understand. With a strong, consistent record of customer service and satisfaction, CaptainCash has served more than 10,000 clients since launching at the beginning of the year.

"We're happy to announce the publication of a brand-new guide to our loan process," a CaptainCash representative said, "We pride ourselves on making it as easy as possible for anyone, whether with good credit or bad, to gain access to much-needed cash loans. Our simple, streamlined loan process is an important part of that commitment, as our new guide will show. All it takes, in most cases, is an online application with a digital signature, and our powerful cash-flow analysis technology will do the rest."

Often known colloquially as "payday loans," short-term, unsecured loans that are aimed at borrowers needing quick infusions of cash are an increasingly important option for people throughout Canada today. The Canadian Payday Loan Association reports that the average borrower falls right in line demographically with the populace at large, whether in terms of income level or age and gender distributions. A survey conducted by polling company POLLARA also found that Canadians who work with short-term cash lenders are well-educated about the subject and in general, scoring their own understanding of the loans they took out at 8.8 out of 10, with around half boasting post-secondary education of some kind.

Even so, some who turn to this type of financing do experience problems. Although most of the individual Canadian provinces have carefully regulated short-term cash borrowing since 2006, some lenders of this kind have contributed to a reputation for customer service that can be less than satisfactory.

CaptainCash was established to help turn things around. With an intense focus on providing the best in customer service to every borrower, the company has quickly become one of the top names in the Canadian short-term lending industry. Over 10,000 satisfied clients have worked with CaptainCash since the young service's launch in January, 2015, with highly positive word of mouth contributing to industry-leading growth and an ever-expanding array of customer reviews like "I had a great experience! Thank you so much, CaptainCash."

The new CaptainCash guide will educate others as to just how easy it is to secure an appealing loan through the company. Working with the most reputable lenders in the industry, CaptainCash matches hopeful borrowers with the loan offer that will best suit their particular needs and goals. The company's proprietary, sophisticated technology makes this process as easy and fast as possible, as the new guide at its website shows.

About CaptainCash
With a firm dedication to the best in customer service, CaptainCash hunts down attractive cash loans for borrowers of all backgrounds, using powerful technology to assess clients' cash flow and simplify the lending process.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm

The company offers no credit check loans and one can apply without filing out a single paper, reports CaptainCash.ca

Vancouver, BC -- (SBWIRE) -- 07/16/2015 -- The Financial Consumer Agency of Canada, in 2005, conducted a study on cheque-cashing and payday loan services. During this study, they found men between the ages of 18 and 34 are most likely to obtain this type of loan. Individuals with a household income below $30,000 and those living in British Columbia, Saskatchewan, Manitoba and Alberta frequently take advantage of this service. In addition, individuals taking advantage of the service often have some post-secondary education. Any individual in need of a quick loan can turn to Captain Cash for assistance.

"Individuals of every age, every household income, every gender and more benefit from these loans. There are numerous advantages of going this route, such as the convenience of the service. One may obtain cash nights and weekends, and they can do so even if they have a low credit score, a bankruptcy in their past or other financial problems that may have the borrower turned down by traditional lenders," the staff at Captain Cash explains.

Those making use of payday loan services cite the fast service as their main reason for obtaining cash through this type of lender. Many users state the convenient hours and the fact the lenders are open weekends and evenings. Other reasons include no bank account, a convenient location and a poor credit rating. Regardless of why one needs to make use of a cheque-cashing or payday loan service, almost anyone qualifies.

"One is never asked what the cash will be used for. The borrower may use it to fix their vehicle, buy a new appliance, pay an unexpected medical bill or buy concert tickets that come up for sale unexpectedly. No one knows a person's finances better than they do, thus no payday lender needs to ask why the funds are needed," the staff at Captain Cash continues.

People turn to cheque-cashing and payday loan services at different frequencies. The study found that 48 percent use this type of service less than once a year, while 20 percent use it one or two times in a year. Ten percent state they use these lenders more than once a month. One needs to borrow responsibly, however, so they don't enter a cycle where they borrow money, pay it back and find they need to borrow again immediately.

"To claim your cash, fill out the paperless application today. Most approvals are granted within one hour and the majority of clients have the funds deposited the same day. If you find you are short on money, Captain Cash can help. All you need to do is ask," staff members at Captain Cash declare.

About Captain Cash
Captain Cash offers a quick, easy and safe solution for those in need of cash. One pays the loan back over a three month period or longer and the application is paperless. The company doesn't require a credit check, and approval typically takes one hour or less. Once a client has been approved, the cash is typically deposited in their account the same day. The payment schedule is flexible, and all fees are disclosed up front.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-3.htm